Arlington Financial Advisors LLC

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Arlington Financial Advisors LLC
CRD #283288
SEC #801-107857
CIK #0000017165, 0001716539
AUM 1,237.0 M (2026-02-25)
Employees 16 (50% Investors, 0% Brokers)
Fees
Minimum
Phone805-699-7300
Address100 E de La Guerra St
Santa Barbara, CA 93101
Source [IAPD] [EDGAR] [Website] [LinkedIn]
Total AUM ($M)
1300104078052026002010201520212027
Fees and Compensation — Form ADV Part 2A (2/25/2026) [Brochure]
Item 5: Fees & Compensation
    Compensation for Our Advisory Services

    Wrap Portfolio Management:

    Please see our Wrap Fee Program Brochure for more information regarding the program and its fees.

    Financial Planning & Consulting:

    Our firm charges on an hourly or flat fee basis for Financial Planning and Consulting services. The
    total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
    engagement with the client. The maximum hourly fee to be charged will not exceed $375. Flat fees
    range from $4,950 to $10,000. Our firm requires 50% of the ultimate Financial Planning and
    Consulting fee at the time of signing. The remainder of the fee will be directly billed to the client and
    due within 30 days of a financial plan being delivered or consultation rendered. Our firm will not
    require a retainer exceeding $1,200 when services cannot be rendered within 6 months.

    Retirement Plan Consulting:

    Our Retirement Plan Consulting services are billed on an hourly or flat fee basis or a fee based on the
    percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
    charged, is based on the scope and complexity of our engagement with the client. The maximum
    hourly fee to be charged will not exceed $375. Our flat fees range from $750 to $10,000. Fees based
    on a percentage of managed Plan assets will not exceed 1.00%. The fee-paying arrangements for
    Retirement Plan Consulting service will be determined on a case-by-case basis and will be detailed
    in the signed consulting agreement. Clients will be invoiced directly for the fees.

    Other Types of Fees & Expenses

    Wrap fee clients will not incur transaction costs for trades. More information about this can be found
    in our separate Wrap Fee Program Brochure.

    Client-directed trades are not included in our Wrap Fee Program. Non-Wrap client accounts will
    incur transaction charges for trades executed in their accounts. These transaction fees are separate
    from our firm’s advisory fees and will be disclosed by the chosen custodian. Charles Schwab & Co.,
    Inc. (“Schwab”) does not charge transaction fees for U.S. listed equities and exchange traded funds.

    Clients may also pay charges imposed directly by a mutual fund, index fund, or exchange traded fund,
    which shall be disclosed in the fund’s prospectus (i.e., fund management fees and other fund
    expenses), initial or deferred sales charges, mutual fund sales loads, 12b-1 fees, surrender charges,
    variable annuity fees, IRA and qualified retirement plan fees. Our firm does not receive a portion of
    these fees.

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for our Wrap Portfolio
    Management services by providing written notice to the other party at any time. Upon notice of
    termination, our firm will process a pro-rata refund of the unearned portion of the advisory fees
    charged in advance at the beginning of the quarter.

ADV Part 2A – Firm Brochure                        Page 6                              Arlington Financial Advisors, LLC

    Financial Planning & Consulting clients may terminate their agreement at any time before the
    delivery of a financial plan by providing written notice. For purposes of calculating refunds, all work
    performed by us up to the point of termination shall be calculated at the hourly fee currently in effect.
    Clients will receive a pro-rata refund of unearned fees based on the time and effort expended by our
    firm.

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
    written notice to the other party. Full refunds will only be made in cases where cancellation occurs
    within 5 business days of signing an agreement. After 5 business days from initial signing, either
    party must provide the other party 30 days written notice to terminate billing. Billing will terminate
    30 days after receipt of termination notice. Clients will be charged on a pro-rata basis, which takes
    into account work completed by our firm on behalf of the client. Clients will incur charges for bona
    fide advisory services rendered up to the point of termination (determined as 30 days from receipt
    of said written notice) and such fees will be due and payable.

    Commissionable Securities Sales

    Our firm and representatives do not sell securities for a commission in advisory accounts.
Account Minimums and Types of Clients — Form ADV Part 2A (2/25/2026) [Brochure]
Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Pension and Profit Sharing Plans; and
       • Corporations, Limited Liability Companies and/or Other Business Types.

    Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
    us.
Sector Form 13F Holdings Value ($M)
Apple Inc 16.6
Costco Wholesale Corp /NEW 8.9
Amgen Inc 8.8
Alphabet Inc 8.3
Amazon Com Inc 8.0
Alphabet Inc 7.7
J P Morgan Chase & Co 7.4
Chevron Corp 6.4
Gilead Sciences Inc 6.1
 
 
Holdings by Sector ($M)
80064048032016002018202120242027
AUM Breakdown Accounts AUM ($M)
By Client Type
(a) Individuals (other than high net worth individuals) 328 130.0
(b) Individuals (high net worth individuals) 267 1,028.0
(c) Banking or thrift institutions 0 0.0
(d) Investment companies 0 0.0
(e) Business development companies 0 0.0
(f) Pooled investment vehicles 0 0.0
(g) Pension and profit sharing plans 36 79.0
(h) Charitable organizations 0 0.0
(i) State or municipal government entities 0 0.0
(j) Other investment advisers 0 0.0
(k) Insurance companies 0 0.0
(l) Sovereign wealth funds and foreign official institutions 0 0.0
(m) Corporations or other businesses not listed above 0 0.0
(n) Other 0 0.0
Total 2,575 1,237.0
By Discretionary
Discretionary 2,575 1,237.0
Non-Discretionary 0 0.0
Total 2,575 1,237.0
By Non-United States Persons
Non-United States Persons 0.0
United States Persons 1,237.0
Total 2,575 1,237.0
EDGAR Form CIK 2011 - 2026
13F-HR [0001716539]
Firm Profile (Form ADV)
Clients3
ServesInstitutional, Retail
LEI0075769015
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