ARTA Finance Wealth Management LLC

Item 5 – Fees and Compensation

Separately Managed Accounts (“SMA”)

Arta will provide clients with a brokerage account held by a qualified custodian for which Arta
does not charge fees. However, it should be noted that clients may be charged fees for
investments and related services provided by the qualified custodian that Arta does not control.
Clients will be charged fees as described on the schedules below. Fees are typically charged
quarterly, in-arrears, and may be waived or discounted at Arta’s sole discretion. Some products,
such as Alts, experience delayed reporting due to fund manager accounting timelines. In these
instances, Arta will charge the fee in the quarter following receipt of the quarterly reporting from
the fund manager.

Public Market Investments

Public market investments are offered on the fee schedule shown below. Investors pay an
asset-based fee for all public market investments. Specific pricing for the various offerings can
also be viewed on the Platform prior to making an investment.

              Investment Product                   Fee

              Robo-investing                       0.10%

              Micro-indexes                        0.10%

              Income Bonds                         0.20%

              High-Yield Cash Reserve              0.20%

              Defensive Growth                     0.40%

              Direct Indexing                      0.50%

Alt Investments

Alts offered via the Platform are sponsored by third parties and offered through third-party
platforms or offered directly through the private fund sponsor. Arta charges a fee to its clients
for investments in Alts. The Arta fee is typically between 0.50% to 0.90%, but may range up to
1%, of the amount invested or committed capital depending on each specific Alt Investment.
Fees based on committed capital are specific to Alts that are structured as drawdown funds.
Underlying issuers will charge fees to Arta’s clients, which will vary by each Alts Investment.
Clients should refer to the underlying Alt Investment’s subscription agreements to obtain
detailed information regarding fees and expenses charged directly by the underlying issuers.

Derivative Investments

Arta offers investment opportunities in certain types of derivative investments via the Platform
which are sponsored by third parties. Arta charges a fee to its clients for such investments. The
Arta fee is typically 0.50% but may range up to 1% depending on each specific structured
investment. Fees for structured products accrue quarterly and will be collected at the end of
each billing cycle. Any outstanding fees will be collected at the full investment term or in the
event of an early liquidation. For structured products with a strike date before Jan 1, 2026, fees
will only be collected at the full investment term or in the event of an early liquidation. Specific
to structured investments, clients should refer to the underlying issuer’s prospectus to obtain
detailed information regarding fees and expenses charged directly by the underlying issuers.
Arta also offers certain listed options strategies, where the Arta fee is 0.20% of the value of the
underlying assets.

Fees for Investment of Client Assets in Third-Party Mutual Funds, Private Funds, and
Other Pooled Investment Vehicles

Arta may invest, or the client may direct investment of, a client’s assets in mutual funds
(including money market funds or similar short-term investment funds) or other pooled
investment vehicles sponsored by third parties, such as hedge funds, venture capital funds,
REITs, structured products, exchange-traded notes (“ETNs”) and/or ETFs. To the extent that a
client’s assets are invested in other pooled investment vehicles, the client will also typically pay
management and/or other fees (such as performance fees) associated with each such mutual
fund or other pooled investment vehicle, as described below. Those fees are described in each
mutual fund or other pooled investment vehicles’ offering documents (e.g., prospectus or
offering memorandum). Such charges, fees, and commissions are exclusive of, and in addition
to, Arta’s fees.

Additional Fees and Expenses Payable by Clients

Clients may incur brokerage commissions, transaction fees, service provider fees, feeder fund
expenses, foreign exchange fees, and other related costs and expenses directly from the
custodian, issuer, or broker-dealer. Execution of client transactions may require payment of
brokerage commissions by clients. “Item 12 – Brokerage Practices” further describes the
factors that Arta considers when selecting or recommending broker-dealers for the execution of
transactions and determining the reasonableness of their compensation (e.g., commissions).
Investment activity may also involve other transaction fees payable by clients, such as sales
charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other
fees and taxes on brokerage accounts and securities transactions. In addition, clients may incur
certain charges imposed by outside custodians, broker-dealers, and other third parties, such as
custodial fees, administrative fees, and transfer agency fees. Arta does not receive any
payments from brokers, custodians, or any other third parties relating to its provision of
investment advisory services.

Clients whose assets are invested in mutual funds may pay fees, such as various types of
shareholder fees and/or annual fund operating fees. Clients should review the prospectus of
any fund in which their assets are invested in order to understand the fees that may be
applicable to their particular investment.

Arta Referral Program

Arta maintains referral programs that enable it and its clients to provide waivers of Arta fees on
investments made through the Platform to existing or new clients. Eligible fee waivers can be
applied to certain investments in a client’s own account and also can be gifted to other clients.
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Item 7 – Types of Clients

Arta provides advice to individuals, including joint accounts, trusts, and entities. All investors
must be accredited investors at a minimum, as defined by Regulation D. Arta currently requires a
minimum account balance of $500, however, certain investments have specific minimums that
are available to our clients on the Platform. Arta, in its sole discretion, may waive such
minimum, accreditation, or qualification requirements.

Conditions for Managing Accounts

Arta requires each client to execute an Investment Management Agreement (“IMA”) that details
the nature of the discretionary investment advisory authority given to Arta, among other items.
Arta retains the right to provide investment advisory services only to clients it, in its sole
discretion, deems suitable and who have successfully completed the account opening process.
Alt investments will have issuer-imposed, investment-specific investment minimums and
requirements. The specifics of such minimums and requirements can be found on the Platform
and in the subscription documents for each such investment.