Avantax Planning Partners Inc

Item 5: Fees and Compensation

APP and its Financial Professionals price services based upon various objective and subjective factors. As a result,
APP’s clients will pay diverse fees and costs based upon, among other things, the complexity of the engagement,
type of service(s), investment products used, investment program and strategies employed, and other third-party-
specific costs. Clients may inquire at any time with their Financial Professional as to client-specific fees and costs.
The information contained in this Brochure cannot disclose every possible fee, expense and cost that a client may
incur and is not intended to be an exhaustive list. Rather, this section provides a description of the most commonly
incurred fees, expenses and costs associated with the products and services available through APP. APP, at the APP’s
sole discretion, may pay any of these fees, expenses and costs or APP, in its sole judgment, can choose to waive or
reduce the minimum initial investment amount or account minimums for its programs.

APP and your Financial Professional are compensated in several ways, as described in this Brochure. Clients should
be aware that the receipt of economic and/or other benefits by APP and its Financial Professionals creates a
conflict of interest and may influence APP’s choices for and your Financial Professional’s recommendations of
investments, services and third-party parties. Therefore, it is important that you understand how APP and your
Financial Professional are compensated, as well as the other costs and conflicts of interest associated with the
investments and services provided to you through APP and its Financial Professionals.

Generally, APP’s fees are negotiable on a client-by-client, account-by-account basis, subject to applicable
maximum fees as outlined in this Brochure. APP and its Financial Professionals offer a variety of services and
manage a broad range of client accounts with different mandates, fee structures and expenses. APP charges differing
investment advisory fees based upon certain criteria (i.e., anticipated future earning capacity, anticipated future
additional assets, dollar amount of assets to be managed, related accounts, account composition, negotiations with
client, etc.). This is also a conflict of interest, as it creates a financial incentive for APP and its Financial Professionals
to provide preferential treatment to one account over others in terms of allocation of management time, resources,
and investment opportunities.

In addition to APP’s fees, all clients will incur underlying investment expenses and, depending upon the
investments, services, and negotiated agreement, will also incur clearing and custody fees (“C&C Fees”), trade
execution costs (“Ticket Charges”), and other fees and expenses. This information is described in the section
entitled Other Expenses, Fees and Costs.

As referenced in Item 4 and as more fully described in Item 10, many of APP’s Financial Professionals are also
registered representatives of APP’s affiliated broker-dealer, CWS, and/or licensed insurance agents with Affiliated
Insurance. Brokerage services, insurance services and investment advisory services are different, and the fees charged
for those services are often separate. For example, your Financial Professional may earn fees on an account managed
under a written agreement through APP and, if applicable, in the capacity as a registered representative with CWS,
earn transaction-based compensation or commissions on brokerage services at CWS or insurance services through
Affiliated Insurance. If your Financial Professional serves in multiple capacities, a conflict of interest exists because
your Financial Professional has an incentive to recommend investment products or services that create the greatest
compensation for your Financial Professional. In addition to disclosing these conflicts of interest, APP has created and
implemented a compliance and supervisory program to mitigate such conflicts through the oversight of client accounts
and investment advisory activities. APP mitigates these conflicts of interest, in part, by endeavoring to act in each client’s
best interest and through the adoption and implementation of a Code of Ethic and other policies and procedures. See
Item 11 for additional information. To determine whether your Financial Professional earns compensation in
multiple capacities, review your Financial Professional’s Form ADV 2B Brochure Supplement. If a client has not
received a copy of that document, the client should contact the Firm, using the information on the cover page of this
Brochure.

APP’s clients are not under any obligation to enter into an agreement with and receive investment advisory products
and services through APP and its Affiliates, and many of these investment products and services are available through
other investment advisers, broker-dealers, custodians, or other financial institutions. Clients may inquire at any time
with their Financial Professional as to any client-specific products, services, fees and costs. APP encourages all
clients and prospective clients to read this Brochure, all relevant Brochure Supplements, and any documentation for
the specific advisory programs, products and/or services, and ask any corresponding questions, prior to participation
in any advisory program, product or service provided through APP.
Avantax Planning PartnersSM
June 15, 2026                                 Form ADV Part 2A Disclosure Brochure                                Page 9 of 28

Asset (Portfolio) Management Services

➢    Managed Account Services

APP will typically earn compensation for asset (portfolio) management services by charging an asset-based
Management Fee that includes investment advisory, portfolio management, periodic reporting, and administration.
All clients will incur underlying investment expenses. Furthermore, depending upon the investments, services, and
...

Item 7: Types of Clients

 APP’s asset management services are primarily designed for individuals, corporations and other businesses that
 reside or are domiciled in the United States. This includes but is not limited to natural persons, high-net worth
 individuals, custodial accounts (i.e., UGMA, UTMA), estates, corporations, limited liability companies (LLCs),
 partnerships, trusts, and non-profit organizations. All asset management advisory clients are required to sign a
 written agreement with APP. As further detailed in Item 4, APP’s asset management advisory programs and services
 do not have minimum account or asset requirements.

 APP’s Collateralized, Non-purpose Loan program is designed for individuals who are seeking short-term financing
 and are willing to accept volatility/payback risk. The minimum account valuation, as determined by the Bank, to
 participate in the program is currently $125,000.

 APP’s fee-only financial planning services are primarily designed for individuals and do not have minimum account
 or asset requirements.
 APP’s retirement plan services are primarily designed for qualified retirement plans, governed by ERISA and/or the
 IRC. This includes but is not limited to ERISA 403(b) Plan (single and multi-recordkeeping), Cash Balance Plan, Profit
 Sharing Plan, 401(k) Profit Sharing Plan, 401(k) Plan, Money Purchase Plan, Defined Benefit Plan, 401(a) Plan, and
 Non-ERISA 403(b) Plan (single and multi-recordkeeping). APP does not offer retirement plan services to non-qualified
 plans, Solo(k), SEP IRAs or SIMPLE IRAs. All retirement planning services clients are required to sign a written
 agreement with APP. As further detailed in Item 4, APP’s retirement planning programs and services do not have
 minimum account or asset requirements.

 APP does not design its programs or services for government entities2 or municipal entities3, and these types of
 clients are generally prohibited by APP, unless otherwise approved in writing.

 APP, in its sole judgment, can choose to waive or reduce the minimum initial investment amount or account sizes
 for its programs. Custodian-sponsored programs and other third-parties may require different account eligibility
 requirements and/or minimum asset levels. These additional requirements will be set forth in the information
 provided by the Advisor Representative/Financial Professional, including, but not limited to, the applicable third-
 party’s disclosures or agreement(s).