AXIA Advisory Corp

5.           Fees and Compensation
5.A    We’re a fee-only adviser.
We’re compensated for our advice solely by fees you pay us. We accept no commissions, trails, or other
compensation. (We don’t view tools and research we might receive from a Custodian to be compensation.
Those services are provided to any Investment Adviser, and often even an individual investor.)

Our fee might be a percentage of assets under our management or advice. Our fee might be measured by
the time we work for you. Our fee might be an amount fixed for a specified project or task. Our fee might

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                                              Axia Advisory, LLC

be a “flat” or fixed fee for a period (not measured regarding your assets). Our fee might be a combination
of these and other measures.

For a Retirement Plan, we negotiate our fee with the Plan’s Independent Plan Fiduciary before we make
an Agreement. Fees measured by time might vary based on which of our people does our work for you.
We may bill you for travel time and expenses.

Usually, you or we may end an Agreement by written notice to the other.

5.B      Ways to pay our fee
For fees measured on your assets under our management or advice, usually we bill our fees on a quarterly
basis. You may choose to be billed directly for fees, or an Independent Plan Fiduciary may instruct your
Custodian to directly debit our fees from your Investment Account. An account started or ended during a
quarter is charged a prorated fee. After our services end, we’ll promptly refund any prepaid but unearned
fees. Likewise, any earned and unpaid fees will be due.

A Retirement Plan may pay our fee in either of these ways:

Employer pays: An Employer may pay our fee, paying it from the Employer’s money without using the
Retirement Plan’s assets. For a Governmental Plan, we may refuse to accept payment from an Employer if
we believe the Employer lacks authority to pay our fee.

Plan pays: A Retirement Plan may pay our fee. To do so, the Plan’s Independent Plan Fiduciary must have
and use a power to pay us, or to instruct a trustee, insurer, or Custodian to pay us. If the Plan pays our fee,
the Independent Plan Fiduciary decides how to allocate that expense among the Plan’s accounts, which
may include Participants’ Plan Accounts.

5.C     Others’ fees and expenses
Investing your assets will incur fees and expenses besides our fees. Those additional fees and expenses
are not our fees. If you invest in a Fund, you’ll bear a share of the Fund’s expenses. If you use a Custodian,
you might incur or bear transaction fees, commissions, or other brokerage costs. A trust or insurance
contract might involve fees and expenses.

A Retirement Plan may allocate some or all of the Plan’s expenses to be charged against Participants’ Plan
Accounts, or even against a particular Participant’s Plan Account.

5.D      When you pay us
For a fee measured on assets under our management or advice, usually fees are paid on quarterly periods,
in advance. If you or we end a service so we worked less than all of a fee-measurement period, we adjust
the fee so it’s proportional to the portion of the period we worked.

For a fee measured on time worked (or as a fixed amount), you must pay promptly after we deliver our
fee statement. We might bill for some services on a monthly, quarterly, annual, or project basis.

Our Agreement obligates you to pay promptly for work we’ve done.

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                                              Axia Advisory, LLC

5.E     No commissions or sales compensation
We don’t accept compensation for the sale of any investment. We don’t face the conflicts of interest posed
by allowing compensation that could influence what investments we choose or recommend.

7.           Types of Clients
Our clients include individuals, trusts, estates, charitable organizations (including endowments and
foundations), and Retirement Plans.