SHP Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Asset-Based Fees for Portfolio Management

SHP Wealth Management charges clients the following blended fee for assets under
management.

        Total Assets Under Management             Annual Fee

        $0 - $500,000                             1.25%

        $500,001 - $2,000,000                     1.00%

        $2,000,001 - $3,500,000                   0.85%

        $3,500,001 – $6,000,000                   0.70%

        $6,000,001 - $8,000,000                   0.60%

        $8,000,001 – $10,000,000                  0.50%

        $10,000,001 – $15,000,000                 0.40%

        $15,000,001 - $20,000,000                 0.30%

        $20,000,001 – And above                   0.20%

For Example: An account valued at $1,000,000 would incur a fee of 1.25% on the first
$500,000 and 1.0% on the next $500,000 for a total blended fee of 1.13%

These fees are generally negotiable and the final fee schedule is attached as Exhibit II of
the Investment Advisory Contract. Clients may terminate the agreement without penalty
for a full refund of SWML's fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with 30 days' written notice. An average of the daily balance in the client’s
account throughout the billing period is used to determine the market value of the assets
upon which the advisory fee is based.

Pension Consulting Services Fees
The table for pension consulting services is below:

      Total Assets Under Management             Annual Fee

      $0 - $1,000,000                           1.25%

      $1,000,001- $5,000,000                    1.00%

      $5,000,001 – and Up                       0.85%

                                   *These fees are negotiable.

  Subadviser Services Fees
  SWML may also act as a subadviser or provide model portfolio construction and research
  to unaffiliated third-party advisers and SWML would receive a share of the fees collected
  from the third-party adviser’s client The fees charged are negotiable and will not exceed
  any limit imposed by any regulatory agency. This relationship will be memorialized in
  each contract between SWML and the third-party adviser.

  Selection of Other Advisers Fees
  SWML may direct clients to third-party investment advisers. SWML will receive its
  standard fee on top of the fee paid to the third party adviser. The fees shared are
  negotiable and will not exceed any limit imposed by any regulatory agency. The notice of
  termination requirement and payment of fees for third-party investment advisers will
  depend on the specific third-party adviser selected.
SWML may specifically direct clients to Aperio Group, LLC. The annual fee schedule is 0.20%

SWML may specifically direct clients to AllianceBernstein L.P.. The annual fee schedule is as follows:
                       Strategy Name                              Third Party Annual Fee
   AB Municipal High Quality Fixed Income SMA                                0.13%
   AB Customized Municipal Ladders SMA                                       0.13%
   AB Municipal Income Fixed Income SMA                                      0.18%
   AB Municipal Impact Fixed Income SMA                                      0.18%
   AB Tax Aware Fixed Income SMA                                             0.20%
  Financial Planning Fees
  Clients may terminate the agreement without penalty for a full refund of SWML's fees
  within five business days of signing the Financial Planning Agreement. Thereafter, clients
  may terminate the Financial Planning Agreement generally upon written notice.

  Hourly Fees
  The negotiated hourly fee for these services is between $100 and $500. Fees are charged
  in arrears upon completion.

  Educational Seminar/Workshop Fees
  SWML does not charge a fee for the educational seminars and workshops. They are
  complimentary.

B. Payment of Fees

Payment of Asset-Based Portfolio Management Fees
Portfolio management fees are withdrawn directly from the client’s accounts with client’s
written authorization or may be invoiced and billed directly to the client; clients may
select the method in which they are billed. Fees are paid monthly in arrears.

Payment of Pension Consulting Services Fees
Pension consulting fees are withdrawn directly from the client’s accounts with client’s
written authorization. Fees are paid monthly.

Payment of Subadviser Fees
Subadviser fees may be withdrawn from client’s accounts or clients may be invoiced for
such fees, as disclosed in each contract between SWML and the applicable third-party
adviser. Fees can be paid via check or ETF.

Payment of Selection of Other Advisers Fees
Fees for selection of AllianceBernstein L.P. or Aperio Group, LLC, each acting as a
separate third-party adviser, are withdrawn by the applicable adviser directly from
client accounts quarterly in advance.

SWML fees      withdrawn     directly       from the        client’s      accounts
with client’s written authorization or may be invoiced and billed directly to the client;
clients may select the method in which they are billed. Fees are paid monthly in arrears.

Payment of Financial Planning Fees
Financial planning fees are paid via check or credit card.

Hourly financial planning fees are paid in arrears upon completion.

Payment of Educational Seminar/Workshop Fees
SWML does not charge a fee for the educational seminars and workshops. They are
complimentary.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.) although under certain
circumstances, SHPWM may pay certain fees charged to the client. Those fees are separate
and distinct from the fees and expenses charged by SWML. Please see Item 12 of this
...

Item 7: Types of Clients
SWML generally provides advisory services to the following types of clients:

              Individuals
              High-Net-Worth Individuals
              Pension and Profit Sharing plans
              Charitable Organizations
              Corporations

Minimum Account Size
There is an account minimum of $1,000,000, which may be waived by SWML in its discretion.