Barlow Wealth Partners LLC

Item 5 – Fees and Compensation

     A. Fees for Advisory Services

The Advisor charges an advisory fee that is agreed upon with each client and set forth in an agreement
executed by the Advisor and the client. Barlow Wealth Partners’ fee for investment advisory services is
negotiable and varies based on several factors, including, but not limited to, the size of the client
relationship, the type, nature and complexity of the investment strategies, products and investments utilized,
service intensity, degree of custom work, number of entities, number of family members served and travel
requirements. The advisory fee generally ranges between .60% and 1.00% annually of the total assets under
management or advisement, payable monthly. Clients receiving similar services may be billed at different
rates as fees are negotiable and/or dependent upon the specific nature of the agreement. If based on a
percentage of assets under management or advisement, the advisory fee for the initial month is payable on
a pro rata basis, in arrears, based on the period ending value of the net billable assets under management
provided to the Advisor by third-party sources such as pricing services, custodians, fund managers and
administrators, and client-provided sources. For subsequent months, the management fee is generally
payable in advance based on the net billable asset value of the client’s account(s) on the last day of the
previous month provided to the Advisor by third-party sources such as pricing services, custodians, fund
managers and administrators, and client-provided sources.

Clients have five (5) business days from the date of execution of the client agreement to terminate Barlow
Wealth Partners’ services. The investment advisory agreement between the Advisor and the client may be
terminated at will by either the Advisor or the client upon written notice. Barlow Wealth Partners does not
impose termination fees when the client terminates the investment advisory relationship, except when
agreed upon in advance. In the event the investment advisory agreement is terminated, the fee for the final
billing period is prorated through the effective date of the termination and the outstanding or unearned
portion of the fee is charged or refunded to the client, as appropriate.

All securities held in accounts managed by Barlow Wealth Partners will be independently valued by the
Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate
billing.

The Advisor offers its clients financial planning services. Such services, for some clients, may be included
as part of the annual advisory fee. Clients may also enter into a separate agreement with Barlow Wealth
Partners for financial planning services. Such fee is negotiable, and is based on either an hourly rate that
varies, depending on the experience, knowledge, and skill of those performing the services on behalf of the
Advisor, or a flat fee agreed upon in writing by the Advisor and the client.

The hourly rate for ad-hoc and project-based consultations for clients varies depending on the services
provided and the experience, knowledge, and skill of those performing the services on behalf of the Advisor.

BARLOW WEALTH PARTNERS, LLC                                                   Disclosure Brochure

Hourly rates may generally range from $150 to $750 per hour. The scope and charges of all hourly ad-hoc
work must be agreed-upon in writing by the Advisor and the client before any billing begins.

     B. Payment of Fees

Clients are generally required to have the Advisor’s annual advisory fee deducted from the client’s
account(s) held at the client’s custodian. Upon engaging Barlow Wealth Partners to manage such
account(s), a client grants the Advisor this limited authority through a written instruction to the custodian
of his/her account(s). The client is responsible to verify the accuracy of the calculation of the advisory fee;
the custodian will not determine whether the fee is accurate or properly calculated. The fee is billed in
advance on a monthly basis, as described above in Item 5.A. A client may utilize the same procedure for
the payment of financial planning or consulting fees if the client has accounts held at a custodian.

The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating
separate line items for all amounts disbursed from the client's account(s), including any fees paid directly
to Barlow Wealth Partners.

Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of
the Plan, depending on the terms of the retirement plan advisory agreement.

Clients may make additions to and withdrawals from their account(s) at any time, subject to Barlow Wealth
Partners’ right to terminate an account. Additions may be in cash or securities provided that the Advisor
reserves the right to liquidate transferred securities or decline to accept particular securities into a client’s
account. Clients may withdraw account assets at any time on notice to the Advisor, subject to the usual and
customary securities settlement procedures. However, the Advisor generally designs its portfolios as long-
term investments and the withdrawal of assets may impair the achievement of a client’s investment
objectives. Barlow Wealth Partners may consult with its clients about the options and implications of
transferring securities. Clients are advised that when transferred securities are liquidated, they may be
subject to transaction fees, short-term redemption fees, fees assessed at the mutual fund level (e.g.
contingent deferred sales charges) and/or tax ramifications.

     C. Clients Responsible for Fees Charged by Financial Institutions

In connection with the Advisor’s management of client assets, a client will incur fees and/or expenses
...

Item 7 – Types of Clients

Barlow Wealth Partners offers investment advisory services to individuals, including high net worth
individuals, and entities, including, but not limited to, family offices, trusts, estates, private foundations,
charities, small businesses, and pension and retirement/profit-sharing plans.