Alterna Wealth Management Inc

ITEM 5: FEES, COMPENSATION AND TERMINATION OF SERVICES

A. Description of Compensation and Basic Fee Schedule

Alterna Wealth charges an annualized asset-based advisory fee.
Typically, our annual advisory fee is 1.25% of assets under management. This fee is negotiable
based upon factors such as: account size, services provided, related accounts, household size,
among other considerations. Alterna Wealth reserves the right to waive any management fees
based on discretionary factors determined by management.
Fees are calculated and charged to clients’ accounts monthly in arrears by multiplying the long

Form ADV Part 2A Alterna Wealth Management, Inc. March 2026

market value in an account on the last day of the calendar month by the relevant percent and
dividing such product by twelve. Accounts opened mid-month will not be charged a fee until the
first full calendar month in which investment advisory services are provided.

With regard to employee-related accounts and certain other accounts, the monthly fees may be
less, depending upon a number of factors, including portfolio size, length of employment and
relationship to the employee.
Typically, our advisory agreement has an initial term of one year and will be automatically
renewed for an unlimited number of terms of one year each. The relationship between the parties
may be terminated by either party upon 30 days’ written notice. In the event of contract
termination, the fee shall be prorated to the date of termination. Although accounts are generally
billed in arrears, clients receive a refund of a portion of any fees paid in advance, prorated based
on the number of days in any quarterly period after termination.

The standard fees for models/strategies offered by Alterna Wealth range from 1.00%-2.00%. The
specific advisory fee for the selected model/strategy is detailed in the investment advisory
agreement. Accounts invested in one of these strategies are also subject to an annual 0.02%
Service Fee on assets under management. Clients not invested in one of these strategies may opt-
in for the additional services.

Recommending a client invest in an Alterna Fund or a model/strategy, to the extent that a
model/strategy has a higher fee than Alterna Wealth’s usual asset-based fee, creates a conflict of
interest. This is mitigated through Alterna’s evaluation of suitability for the investment on a client-
by-client basis. Where Alterna Wealth has recommended an Alterna Fund, it will not incorporate
such amounts into the advisory fee it assesses for portfolio assets under management. The fee
structures for the funds or strategies individually then become the manner for compensating
Alterna Wealth.

B. Payment of Fees

Fees are payable monthly in arrears, depending on the custodian and broker/dealer of record. Such
fees may be deducted from a client's account(s) monthly, typically within five business days of the
end of the month for which said fees are incurred. Clients may elect to be invoiced for the fees
rather than having them deducted from their accounts.

C. Other Fees

Clients may pay other fees or expenses associated with their account, including the cost of
executing trades and annual maintenance fees charged by the Firm’s custodian. The fees may
include those charged for various services, such as:
    •    Brokerage commissions;

Form ADV Part 2A Alterna Wealth Management, Inc. March 2026

    •    Transaction fees;
    •    Exchange fees;
    •    Advisory fees and administrative fees charged by Mutual Funds (MFs) and Exchange
         Traded Funds (ETFs)
    •    Advisory fees charged by sub-advisers (if any are used for your account);
    •    Custodial fees;
    •    Deferred sales charges (on MFs or annuities);
    •    Odd-Lot differentials;
    •    Deferred sales charges (charged by MFs);
    •    Transfer taxes;
    •    Wire transfer and electronic fund processing fees;
    •    Commissions or mark-ups/mark-downs on security transactions; or
    •    Other charges that may be incurred.
Alterna Fund investors pay additional costs related to the operations of the fund including, but not
limited to, brokerage commissions, other expenses related to buying and selling securities, costs
of any due diligence undertaken (including travel) regardless of whether a particular transaction
is consummated, the costs of attending shareholder meetings, research expenses, and costs related
to monitoring investments (collectively, the “investment-related expenses”); expenses incurred in
connection with its operations including, but not limited to, fees and expenses of advisers and
consultants, the Management Fee, fees and expenses of any custodians, escrow or transfer agents
or other investment-related service providers; indemnification expenses and the cost of insurance
against potential indemnification liabilities; interest and other borrowing expenses; legal,
administrative, accounting, tax, audit and insurance expenses, expenses of preparing and
distributing reports, financial statements and notices to Shareholders; litigation or other
extraordinary expenses; and the cost of periodically updating the Memorandum.

To the extent unaffiliated mutual funds are selected to fill components of the overall investment
strategy, the annual advisory fee set forth above does not include the customary fees and expenses
associated with investing in mutual funds or other costs of establishing and maintaining an
account with mutual funds, including internal expenses of such funds. The client is advised that,
in addition to the annual advisory fee set forth above, each mutual fund in which assets are
invested will incur separate investment advisory fees and other expenses for which Client will
bear a proportionate share. However, Alterna Wealth’s practice is to place its clients in the lowest-
cost available share class of any recommended mutual fund, although the Firm notes that in
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ITEM 7: TYPES OF CLIENTS
Alterna Wealth’s client base is made up primarily of clients who reside in Latin America, the
majority of whom are Mexican citizens. These clients in some cases are referred to the Firm by a
former affiliated entity in Mexico. These clients are typically individuals, high-net-worth
individuals, trusts, estates, charitable organizations, corporations, and off-shore trusts for the
benefit of Mexican individuals. Alterna Wealth also has clients in the U.S. and also makes its
services available throughout Latin America as well as other international locations. Individually
managed accounts typically have an initial investment minimum of $250,000. However, we may
aggregate certain related client accounts for the purposes of achieving the minimum account size
or waive any account minimum in our sole discretion.