Beagle Invest LLC

Item 5 Fees and Compensation
Beagle Invest charges and Clients agree to pay a per-account fee as set under the terms of the Customer
Agreements between Beagle Invest and each Client in order for the Client to establish and maintain one or more
individual Accounts with Beagle Invest.

A. ADVISORY SERVICES COMPENSATION DESCRIPTION
Beagle Invest bases its fees on a per account basis. The current subscription fee for all clients is $3.99 per month
and Clients have the option to open a Beagle IRA and/or a Beagle Individual 401(k) account, regardless of the
value or asset size held in the accounts.

Beagle Invest, in its sole discretion, may charge a lesser subscription fee based upon certain criteria (e.g.,
historical relationship, types of assets, anticipated future additional assets, dollar amounts of assets to be
managed, related accounts, account composition, etc.).

The Beagle Invest subscription fees cover investment advisory services provided to clients across all applicable
Accounts. The fees also cover the costs of trade execution, clearing and custody, account recordkeeping, account
rebalancing, related portfolio servicing fees, and services provided by Beagle Financial Services including finding
Client’s old 401(k)s, rollover service, assessing fees in 401(k), access to an Individual 401(k) account that allows
for loans, the legal paperwork associated with an Individual 401(k) account, loan amortization and payback
schedules, and administration and other associated services.

As part of the Individual 401(k) retirement account, Clients are offered the opportunity to loan funds to themselves.
Upon request by the Client, funds for the loan are withdrawn from the Client’s Individual 401(k) account and the

Beagle Invest, LLC

Client sets their own repayment terms, with repayment time horizons ranging from 1 to 5 years. Interest on loans
is a fixed rate that is set by the client, but typically in a range equal to the prime rate +1% on the date of the loan
request. Interest on loans accrue to the benefit of the Individual 401(k) account owner and none of the interest fees
accrue to Beagle Invest. Therefore, the net interest cost to a Client for taking a loan from their Individual 401(k) is
zero.

Beagle charges clients a one-time loan processing fee each time a loan is funded for services rendered to transact
the loan, provide recordkeeping and to process scheduled repayments.

B. PAYMENT OF FEES
The Beagle Invest investment management fees are billed monthly, in advance, meaning that the Firm invoices
Clients on the day a Client opens an Account and monthly thereafter. Payment in full is expected upon invoice
presentation. The monthly billing period is each calendar month. The billing period starts on a Client’s initial
billing date for each of the twelve (12) calendar months that follow. Fees are deducted from a designated Client
account to facilitate billing. The Client must consent in advance to direct debiting of any of the accounts they use
to pay the fees, whether it be the investment account, bank account or credit card. In the event of the closure of
the Client’s Account, Beagle Invest will not refund any prepaid portion of the monthly fee in which the Client’s
Beagle Invest Account is closed. Upon account closing, if Client funds are not withdrawn by the Client, Beagle
Invest will liquidate the portfolio into cash and distribute the full amount net of any account closing and/or
distribution fees to the client at the address held on file.

C. THIRD PARTY/CUSTODIAN FEES
Most of the investment expenses that are typically paid by investors, such as transaction and trading costs
related to purchases or sales of securities, investment advisory fees, brokerage fees and account maintenance
expenses are included in the Beagle monthly fee charged to Clients.

The qualified custodian that Beagle partners with to provide custody of Clients’ assets may charge ancillary or
miscellaneous transaction fees that are passed through to the client on Account closing, outgoing asset transfers,
in-kind withdrawals, electronic funds transfers and for requesting paper documents. From time to time, in their sole
discretion, Beagle Invest and/or the qualified custodian may waive or adjust the amounts or types of fees it charges
for ancillary services. Fees for ancillary services will be deducted from the Client’s Account .

ETFs generally charge an investment fee for their services as investment managers. The management fee is
called an expense ratio. For example, an expense ratio of 0.25 means that the ETF adviser charges 0.25% of the
ETF value for their services per annum. These fees are in addition to the fees paid by a client to Beagle Invest.
This will reduce net investment returns on Clients’ portfolios and are typically reflected in the price of ETF
shares.

Clients may obtain the current schedule of such fees and services by contacting Beagle Invest by email at
support@meetbeagle.com.

D. ACCOUNT TERMINATION
The Beagle advisory relationship and Customer Agreements may be canceled at any time, by either party and
for any reason. Upon termination of an Account, any unpaid fees will be due and payable. A client may
terminate their Beagle Account at any time via the Beagle website, or by contacting Beagle via email at
support@meetbeagle.com.

Beagle Invest, LLC

Item 7 Types of Clients
Beagle Invest and its advisory service is available for, and provided to, individuals who are U.S. citizens or
lawful residents of the U.S. Each Client is required to successfully complete a new account application and
agree to the Customer Agreements terms.

A. MINIMUM ACCOUNT SIZE
The Firm does not require a minimum account size.