Beam Wealth Advisors Inc

Item 5: Fees and Compensation
BEAM offers services on a fee basis, which may include fixed and/or hourly fees, as well
as fees based upon assets under management or advisement. Additionally, some of the
Firm’s Supervised Persons, in their individual capacities, may offer securities brokerage
services and/or insurance products under a separate commission-based arrangement.
Financial Planning and Consulting Services
BEAM generally charges a fixed and/or hourly fee for providing financial planning and
consulting services. These fees are negotiable but generally range from $600 to $15,000
on a fixed fee basis and/or from $100 to $400 on an hourly basis, depending upon the
scope and complexity of the services provided. If the client engages the Firm for additional
investment advisory services, BEAM may, at their sole discretion, offset all or a portion of
its fees for those services based upon the amount paid for the financial planning and/or
consulting services.
The terms and conditions of the financial planning and/or consulting engagement are set
forth in the Advisory Agreement. Financial planning fees are billed quarterly in advance,
while any hourly charges will be billed in arrears.
Investment Management Fees
BEAM offers investment management services for an annual fee based on the amount of
assets under the Firm’s management. This management fee generally varies, depending
upon the size and composition of a client’s portfolio and the type of services rendered.
Generally, fees range from less than 1% annually to no more than 3% annually.
The specific fee charged for investment management services is prominently disclosed
in the Investment Advisory Agreement.
The annual fee is prorated and charged either monthly or quarterly, in arrears or in
advance, based upon the method selected in the Investment Advisory Agreement and
the billable market value of the assets being managed by BEAM on the billing valuation
date.
Advisory fees will be prorated to reflect cash flows (including deposits and withdrawals)
occurring during the applicable billing period, whether monthly or quarterly. Adjustments
will be calculated based on the timing and amount of each cash flow relative to the number
of days remaining in the billing period. Additionally, new account fees shall be prorated
for partial billing periods based on the number of days during which Services were
provided.
Non-Discretionary Management Services
BEAM offers non-discretionary management services for an annual fee based on the
amount of assets under the Firm’s management. This management fee is comprised of
the Annual Account Service Fee plus the IAR Non-discretionary management fee as
indicated in the agreement. Fees for this account will be less than 1% annually.
The annual fee is prorated and charged monthly or quarterly, in arrears or in advance,
based upon the method selected in the non-discretionary investment advisory agreement
and the billable market value of the assets as of the billing valuation date.
Advisory fees will be prorated to reflect cash flows (including deposits and withdrawals)
occurring during the applicable billing period, whether monthly or quarterly. Adjustments
will be calculated based on the timing and amount of each cash flow relative to the number
of days remaining in the billing period. Additionally, fees shall be prorated for partial billing
periods based on the number of days during which Services were provided.

Retirement Plan Consulting Fees
Fees for ERISA/Plan Sponsor Consulting Services will typically range from .05% to .50%
depending on the size of the plan assets and complexity of the plan. For certain plans, a
flat fee may be negotiated. The specific fee charged for consulting services is prominently
disclosed in the BEAM ERISA disclosure letter for each plan client.
Consulting Services Fees will be invoiced in accordance with the BEAM ERISA disclosure
letter, and payment can be facilitated through automatic deduction from the Client
Account by the Custodian or settled directly by the Client. The Client bears the
responsibility of verifying the accuracy of these fees, as reflected in the custodian's
brokerage statement, given that the Custodian does not assume this oversight. Clients
are required to furnish written authorization, granting BEAM the authority to receive
payments directly from their accounts maintained by the Custodian, as stipulated in the
BEAM ERISA disclosure letter and separate account forms supplied by the Custodian in
alignment with the relevant fee arrangement.

Accounts Held Away
For accounts held away, the investment management fee generally varies, depending
upon the size and composition of a client’s portfolio and the type of services rendered.
Generally, fees range from less than 1% annually to no more than 3% annually. This fee
will be assessed and billed quarterly based on the account value as of the billing valuation
date. The Advisory Fee payable for any Held Away Account will be deducted directly from
another Client Account, and if there are insufficient funds available in another Client
Account or the Advisor believes that deducting the Advisory Fee from another Client
Account would be prohibited by applicable law, it will invoice the Client. In the event the
advisory agreement is terminated, there will be no return of fees as this fee is charged in
arrears.
Fee Discretion
BEAM may, in its sole discretion, negotiate to charge a lesser fee based upon certain
criteria, such as anticipated future earning capacity, anticipated future additional assets,
dollar amount of assets to be managed, related accounts, account composition, pre-
existing/legacy client relationship, account retention and pro bono activities.

Direct Fee Debit
Clients generally provide BEAM and/or certain Independent Managers with the authority
to directly debit their accounts for payment of the investment advisory fees. The Financial
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Item 7: Types of Clients
BEAM offers services to individuals, high net-worth individuals, pension and profit-sharing
plans, trusts, estates, charitable organizations, corporations, and business entities.
Minimum Account Requirements
BEAM may impose minimum account requirements for starting and maintaining an
investment management relationship. Typically, BEAM has a minimum size account
requirement of $75,000 per account.
For the non-discretionary managed accounts, there is no minimum account size
requirement.
Certain Independent Managers may impose more restrictive account requirements and
billing practices from the Firm. In these instances, BEAM may alter its corresponding
account requirements and/or billing practices to accommodate those of the Independent
Managers.