CGN Advisors LLC

Item 5 – Fees and Compensation

For all noted forms of advisory engagements with our firm, the services to be provided to you and their
specific fees will be detailed in your engagement agreement. Our published fees are negotiable;
however, our firm does not permit IARs to charge fees above the firm’s advertised fee schedule. We
strive to offer fees that are fair and reasonable in light of the experience of the selected investment
advisor representative and the services to be rendered. Within the ranges and limits described below,
representatives may present their fees in the form of “packages”, detailing a specific set of client
circumstances or service offerings where appropriate for the purpose of providing prospective and
current clients transparent and up front expectations of their costs for such services.

Types of Fee Arrangements
Hourly
We may be engaged for our financial planning, investment consultation and tax preparation services
under an hourly fee arrangement. The hourly rate will be billed in six-minute increments (1/10th of an
hour) and based on the associate with whom you are working, their experience level, and the scope and
complexity of your engagement and your financial profile. The rates in the following table apply.

                                  Hourly Rate                         Type Provider
                                  Up to $600                        Financial Planner
                                  Up to $150                           Paraplanner

Fixed Fee (Project/Event)
We also offer our financial planning, investment consultation, real-time planning and tax preparation
services on a fixed-fee basis, typically ranging from $300 to $8,000 annually. Project fees take into
consideration factors such as the estimated amount of time dedicated to the engagement as well as the
complexity of your project and your financial profile. Note that not all billable hours may be specifically
tracked for fixed fee engagements.

We may also assess a fixed fee for our educational workshops, that is payable by the individual attendee
or the workshop sponsor, such as an association or employer. The fee typically ranges from $25 to $200
per workshop per attendee and will depend on the length of the event, its location and whether there
are additional speakers. The fee is announced and generally due in advance of the presentation.

Fixed Fee (Retainer)
Clients who prefer an extended commitment for their financial planning and investment consultation
services may prefer to engage the firm on a retainer fee basis. This fee may be paid in monthly or

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quarterly installments, and the rate takes into consideration factors such as the complexity and amount
of time dedicated to the engagement, your financial profile, the associate with whom you are working
and their experience level, other support services required (i.e., paraplanners and administrative staff),
etc. The fee typically ranges from $480 to $8,000 per year.

Asset-Based Fees
Fees for our asset management programs include those for our investment supervisory services. You will
be assessed an annualized asset-based fee that will be calculated based on the reporting period ending
value as noted in the following table. Alternatively, you may be assessed a fixed fee, the amount of
which would not exceed the fee below.

Fees for asset management programs for established advisors who transition to the firm and for
accounts which are acquired through merger, acquisition or similar, may be higher and must be
approved by a firm principal.

Fees for asset management programs vary and do not exceed 1.00%. Fees are negotiable based on
several factors, such as the scope and complexity of the services to be provided and the investment
advisor representative assigned to your account.

We typically bill fees based on a tiered or “blended rate” fee structure. This means that we apply
multiple percentage rates to determine our fee depending on the amount of assets under our
management in your advisory account. For example, if you have assets under management of $750,000,
we may charge the first $500,000 at 1.00% and the next $250,000 at 0.75%. Your exact fee schedule will
be disclosed in your advisory agreement with us.

Fees will be billed monthly or quarterly, in arrears, and will be determined by the complexity of the
portfolio strategy and investment vehicles selected.

For the benefit of discounting your asset-based fee, we may aggregate investment supervisory services
accounts for the same individual or two or more accounts within the same family, or accounts where a
family member has power of attorney over another family member’s or incompetent person's account.
Should, however, investment objectives be substantially different for any two or more household
accounts, requiring different investment approaches or operational requirements, we do reserve the
right to apply our fee schedule separately to each account.

Pension Consulting Fees
The rate for pension consulting services is up to 1% of the plan assets. We will also charge up to $2,000
annually to the Plan Sponsor for which we provide such consulting services. These fees are negotiable.

Payment of Fees
Hourly and Fixed Fees
Fees may be paid by check, bank draft, or single transaction debit card or credit card authorization
through an unaffiliated third-party service. We do not accept cash, money orders, or similar forms of
payment for our engagements. At no time will a client make a check payable to an associate of the firm
or his/her office’s name for those services offered through the firm as disclosed in its Form ADV. If you

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maintain an account at one of our primary custodians, you may authorize the custodian in writing to
...

Item 7 – Types of Clients

We provide our services to individuals and their families from all walks of life, trusts and estates,
pension and profit sharing plans, businesses of various scale, as well as foundations and charitable
organizations to assist them in their meeting financial objectives in what we believe to be a cost-
effective way.

Our ability to provide our services depends on access to important information. Accordingly, it is
necessary that you provide us with an adequate level of information and supporting documentation
throughout the term of the engagement, including but not limited to source of funds, income levels,
your (or your legal agent’s) authority to act on behalf of the account, among other information. This
helps us determine the appropriateness of our financial planning or investment strategy for you.

It is also very important that you keep us informed on significant changes that may call for an update to
your financial and investment plans. Events such as job changes, retirement, a windfall, marriage or
divorce, or the purchase or sale of a home or business can have a large impact on your circumstances
and needs. We need to be aware of such events, so we can make the adjustments needed to your plan
or advice in order to keep you on track toward your goals.

Our firm does not require minimum income levels, minimum level of assets or other conditions for its
financial planning, investment consultation, real-time planning services, or portfolio review services. We
may recommend an account size of $5,000 to $250,000 for most investment supervisory services
accounts, and we will inform you in advance of any such minimums or other restrictions of any third-
party investment manager you may wish to engage.

We reserve the right to waive or reduce certain fees based on unique individual circumstances, special
arrangements, or pre-existing relationships. We also reserve the right to decline services to any
prospective client for any non-discriminatory reason.