BHC Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION
Investment Management Fees and Compensation
The Firm charges a fee as compensation for providing Investment Management services on your account. These
services include advisory, trade entry, investment supervision, and other account-maintenance activities. Also
refer to Additional Fees and Expenses below for additional details regarding fees.

All of our advisory Clients are managed in our Wrap Fee Program which covers all program transaction fees,
including ticket charges, model manager fees, ETF strategist fees, platform provider fees, and other charges for
trading and custody. Fee billing methods are defined in the Client Investment Advisory Agreement. Investment
advisory fees of Blue Heron are charged based on a percentage of assets under management, billed in arrears (at
the end of the billing period) on a monthly basis, and calculated based on the average daily balance of the Account
during the current billing period. If services commenced in the middle of the billing period, then the prorated fee

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for that billing period and any fees due to the Firm will be deducted from the Client’s account. The Firm’s annual
fees will not exceed 1.75%. Clients’ fees will be calculated and deducted from your account by the platform
provider with our portion of the overall fee paid directly by the platform provider to our firm. Fees are billed as
defined in the Client Investment Advisory Agreement. Billing will begin after the account has funded.

Although the Firm has established a maximum annual fee as stated above, we retain the discretion to negotiate
alternative fees on a Client-by-Client basis. Client facts, circumstances and needs are considered in determining
the fee schedule. These factors include the complexity of the Client, assets to be placed under management,
anticipated future additional assets, related accounts, portfolio style, account composition, reports, among others.
The specific annual fee schedule is identified in the contract between the adviser and the Client. Fees are assessed
on all assets under management, including securities, cash and money market balances. When invested in a
managed model there is typically a small percentage invested in cash as part of that model (i.e., 1%). That “cash”
will be included in the AUM fee. Our Firm does not adjust the overall Program fee depending on selected Model
Managers. Cash held in other types of accounts, such as a stand-alone money market, a “contribution distribution
sleeve” or “non-managed” account (used for purposes of scheduled distributions or flexibility of withdrawals) is
not included in the fee.

Unless otherwise instructed by the Client, we will aggregate asset amounts in accounts from your same household
together to determine the advisory fee for all your accounts. We would do this, for example, where we also service
accounts on behalf of your minor children, individual and joint accounts for a spouse, and/or other types of related
accounts. This consolidation practice is designed to allow you the benefit of an increased asset total, which could
cause your account(s) to be assessed a lower advisory fee.

The independent qualified custodian holding your funds and securities will debit your account directly for the
advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be paid directly
from your account held by the qualified custodian. Further, the qualified custodian agrees to deliver an account
statement at least quarterly directly to you indicating all the amounts deducted from the account including our
advisory fees. You are encouraged to review your account statements for accuracy.

Either our Firm or you may terminate the management agreement immediately upon written notice to the other
party. The management fee will be pro-rated to the date of termination, for the month in which the cancellation
notice was given and billed to your account. Upon termination, you are responsible for monitoring the securities
in your account, and we will have no further obligation to act or advise with respect to those assets. In the event
of Client’s death or disability, our Firm will continue management of the account until we are notified of Client’s
death or disability. Once notified, the account will be restricted until alternative instructions are received from an
authorized party.

We will not require prepayment of more than $1,200 in fees per Client, six (6) or more months in advance of
providing any services. In no case are our fees based on, or related to, the performance of your funds or
investments.

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Financial Planning Fees
For Clients engaged in our investment management services, our financial planning services are included in
advisory fees described above.

For Clients only engaging our Firm for financial planning services, financial planning is offered under a separate
agreement and separate fee. Fees may vary based on the extent and complexity of your individual or family
circumstances. Our fee will be agreed in advance of services being performed and negotiated with you. Financial
planning fees may be fixed or hourly. Fixed fees start at $2,500 and may be more depending on the complexity of
the engagement. Hourly financial planning fees range from $350-$500/hour. The specific fee for your financial
plan will be discussed with you and specified in your planning agreement with our Firm. 100% of the financial
planning fee is due upon engagement.

For a standalone financial planning engagement, we complete and present a plan within 90 days of the contract
date, if you have provided us with all information needed to prepare the financial plan in accordance with the time
line stated in the contract. Fees are billed and payable at the time the financial plan agreement is executed, unless
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ITEM 7 - TYPES OF CLIENTS
Our Firm works with the following types of Clients: individuals, high net-worth individuals, families, and trusts.

We impose a $250,000 minimum account value to initiate our Firm’s advisory and money management services,
however, this may be waived as deemed appropriate by the Firm.

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