Blue Summit Financial Group Inc

Item 5 Fees and Compensation
Portfolio Management Services
Our annual fee for portfolio management services is a maximum of 1.5% depending upon the market
value of your assets under our management, the type and complexity of the asset management
services provided, as well as the level of administration requested either directly or assumed by the
client. Assets in each of your account(s) are included in the fee assessment unless specifically
identified in writing for exclusion.

The annual fee for our portfolio management services is billed quarterly, in arrears, based on the value
of the account on the last business day of the quarter. If the management agreement does not span
the entire quarterly billing period, the fee will be prorated based on the number of days the account is
open during the billing period. Your account custodian will send client statements, at least quarterly,
showing all disbursements for the account including the amount of the advisory fee, if deducted directly
from the account. We urge you to review your account statements to verify the accuracy of the fee
calculation as the account custodian will not determine whether the fee has been properly calculated.
See Brokerage Practices (Item 12) in this brochure for more information about your account
custodian(s).

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Our advisory fee is
negotiable, depending on individual client circumstances.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts disbursed from your account including the amount of the advisory fee paid directly to
      our firm.

You may terminate the Investment Advisory Agreement without fee or penalty by providing written
notice to Blue Summit Wealth Management within five (5) business days from our execution of the
agreement. Thereafter, either party may terminate the Investment Advisory Agreement by providing
written notice.

Fees may either be paid by check or deducted from client account, as agreed upon by client.
Depending on client's situation and needs, fees may be negotiable. When providing portfolio
management services Blue Summit Financial Advisors, there may be account management fees,
mutual fund fees and/or custody fees. For non-discretionary accounts, clients are not required to
implement the advice given by us. If clients choose to implement any advice we provide, they are not
required to implement it through us or our representatives. Fees and/or commissions from investment
products are the primary source of advisor compensation. Advisor will not collect both asset-based
advisory fees and commission-based fees for the same investment.

Different types of investments carry different fee structures. These fees are discussed further in Item 8
as well as fully discussed with clients in advance of any investment being made and fully disclosed in
prospectus and/or account service agreements used in conjunction with setting up these accounts.

Financial Planning Services
Blue Summit Wealth Management may calculate its fee for financial planning services on an hourly
basis at $275 per hour or as a fixed fee to be agreed upon with the client in a written agreement before
work is performed. Fixed fees normally range from $3,500 to over $10,000 depending upon the
complexity of the engagement. If a down payment is collected and the engagement is terminated
before completion, any collected but yet unearned fees will be promptly refunded to the client on a pro
rata basis. Lower fees for comparable services may be available from other sources.

We will not require prepayment of a fee more than six months in advance and in excess of $500.

At our discretion, we may offset our financial planning fees to the extent you implement the financial
plan through our Portfolio Management Service.

You may terminate the financial planning agreement upon Written notice to our firm. If you have pre-
paid financial planning fees that we have not yet earned, you will receive a prorated refund of those
fees based on the number of hours or percentage of work completed. If financial planning fees are
payable in arrears, you will be responsible for a prorated fee based on services performed prior to
termination of the financial planning agreement.

Pension Consulting Services (not offered to Colorado or Arizona clients)
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis.

You may terminate the pension consulting services agreement upon Written notice to our firm. You will
incur a pro rata charge for services rendered prior to the termination of the agreement, which means
you will incur advisory fees only in proportion to the number of days in the quarter for which you are a
client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

Valuation of Publicly Traded Securities
Publicly traded securities in your account(s) managed by us are held at the custodian that we
recommend, but is ultimately chosen by you. We use the securities valuation provided by the
independent qualified custodian for reporting and billing purposes. Publicly traded securities are
usually valued as of the end of business on the last trading day of the calendar quarter.

Investment Company Fees
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Item 7 Types of Clients
Blue Summit Wealth Management's clients include, but are not limited to the following: individuals, high
net worth individuals, inheritors, qualified and non-qualified accounts, corporate accounts, private
trusts, private fiduciaries, pension and profit-sharing plans, charitable institutions, foundations, &
endowments.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your Account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.