Bradley & Company Private Wealth Management LLC

Item 5 - FEES AND COMPENSATION

ADVISORY FEES
Bradley & Company charges a 1% annual fee for its investment management services based on
the market value of the investments held each client’s account. Assets in the account are
included in the fee assessment unless specifically identified in writing for exclusion. The
management fee is billed quarterly, in advance, and prorated for accounts established at times
other than the start of the quarter. The fee is based on the market value of the assets as of the
last day of the prior quarter.

The client’s management fee to the Firm is determined in accordance with the above standard
fee, with exceptions negotiated on a case-by-case basis. Under certain circumstances, and in
its sole discretion, the Firm may waive or alter the minimum account size and/or management
fee requirements based upon the nature of the account and such factors, among others as:
historical relationship with the client, number of related accounts and account composition.

Clients customarily authorize the Firm to deduct its quarterly investment advisory fee directly from
the client’s investment account. This authorization is granted by the investment management
agreement and the client’s instructions to the custodian. Bradley & Company provides a copy
of the investment advisory fee invoice through the Morningstar Office® Client Web Portal at
http://www.fp.morningstar.com, showing the amount of the fee, the value of the client’s assets
upon which the fee was based, and the specific manner in which the fee was calculated, at the
same time it requests payment from the client’s custodian. Clients receive an email from
Morningstar prompting them to check the invoice on the web portal. Clients are advised to
verify the accuracy of the fee calculation, as the custodian will not determine whether the fee is
properly calculated on clients’ behalf. Any discrepancy in fees should be communicated
immediately to the Firm within 30-days of the billing date.

The client’s investment management fee is determined in accordance with the above fee
structure, with exceptions negotiated on a case-by-case basis at Bradley & Company’s
discretion. Any deviations from the fee structure are based upon a number of factors including
the amount of work involved, the amount of assets placed under management and the
attention needed to manage the account. Services provided for the above fees are for
investment advice or consultation and quarterly reporting of asset holdings, valuations and
performance reviews. Brokerage commissions, custodial charges and asset specific fees such as
those charged by mutual funds or money market funds for fund management and/or
administration are not included in the above fees.

To the extent that a client authorizes the use of margin, and margin is thereafter employed by
our portfolio manager in the management of the client’s portfolio, the market value of the
client’s account and corresponding fee payable by the client to Bradley & Company may be
increased. As a result, in addition to understanding and assuming the additional principal risks
associated with the use of margin, clients authorizing margin are advised of the potential
conflict of interest whereby the client’s decision to employ margin may correspondingly increase
the management fee payable to the Firm. Accordingly, the decision as to whether to employ
margin is left to the sole discretion of client.

As stated above in Item 4, Bradley & Company and its clients may terminate their respective
investment management agreement upon a full quarter’s notice to the other of the intent to
terminate the advisory relationship. Bradley & Company will be entitled all fees billed in advance
for the calendar quarter; fees are not refundable upon termination. Bradley & Company may
assess and collect additional fees for all advisory services to be rendered in a following calendar
quarter if termination will not occur at the end of a calendar quarter.

HOURLY AND FIXED FEES FOR FINANCIAL PLANNING AND OTHER ADVISORY SERVICES
For its financial planning and other financial advisory services, Bradley & Company charges a
fee of between $100 and $1,200 per hour or provides services on the basis of a fixed fee ranging
from $1,500 to $50,000, depending upon the complexity of a client’s requirements or objectives
and the extent to which outside professionals are consulted for estate planning, accounting and
other professional services. Ongoing fees are payable as invoiced and are deducted directly
from client accounts. The client is provided with a statement of charges at the time of the
deduction from their account through the Morningstar Office® Client Web Portal.

GENERAL FEE DISCLOSURES
Neither Bradley & Company, nor its employees accept compensation for the sale of securities or
other investment products. We do not accept asset-based sales charges or services fees from
the sale of mutual funds.

We believe our investment management fees are competitive with the fees charged by other
investment advisors in the United States for comparable services. However, comparable
services may be available from other sources for lower fees than those charged by Bradley &
Company.

The Firm does not provide clients advice as to the tax deductibility of its advisory fees. Clients
are directed to consult a tax professional to determine the potential tax deductibility of the
payment of advisory fees.

CUSTODIAN AND BROKERAGE FEES
Clients incur certain charges imposed by their custodians and other third parties such as
custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Additionally, clients will incur charges by the executing broker-dealer in the form of
brokerage commissions and transaction fees on the investment transactions entered into for
...

Item 7 - TYPES OF CLIENTS

Our clients include small businesses, individuals, including high net worth individuals.