Team Financial Group LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
  ASSET MANAGEMENT
  TWTA offers discretionary direct asset management services to advisory Clients. Total fees
  to Client will never exceed the safe harbor threshold of 3% of assets under management per
  year. TWTA charges an annual investment advisory fee based on the total assets under
  management as follows:
         Assets Under Management             Maximum Annual Fee                Monthly Fee
              Up to $249,999                       1.65%                         .1375%
           $250,000 to $499,999                    1.45%                         .1208%
          $500,000 to $1,999,999                   1.35%                         .1125%
         $2,000,000 to $2,999,999                  1.00%                        .08333%
           $3,000,000 and Over                      .75%                         .0625%
 This is a breakpoint fee schedule under which a single fee rate, determined by the total
 household assets under management, is applied to all such assets.The annual fee is
 negotiable based upon certain criteria (e.g., historical relationship, type of assets, anticipated
 future earning capacity, anticipated future additional assets, dollar amounts of assets to be
 managed, related accounts, account composition, negotiations with Clients, complexity of
 financial planning, etc.).
 Fees for asset management services are billed monthly in arrears based on the amount of
 assets managed as of the close of business on the last day of the previous month. If accounts
 are opened or closed mid-month, TWTA has the right to pro-rate the fee. Significant intra-
 month additions to or withdrawals from Client accounts may also be pro-rated at TWTA’s
 discretion to reflect the period during which such assets were managed.. TWTA bills on a
 breakpoint fee schedule where the more assets it manages for a Client, the lower the fee percentage.
 TWTA utilizes Advent Software, Inc.’s Black Diamond Reporting software to establish a
 breakpoint fee schedule and assign it to a household. When multiple accounts are held by a
 Client, the software combines them into a single household for the purpose of calculating the
 advisory fee. All unpaid earned fees will be due to TWTA. Client shall be given thirty (30) days’
 prior written notice of any increase in fees. Any increase in fees will be acknowledged in
 writing by both parties before any increase in said fees occurs.
 For Clients with at least $500,000 of assets under management with TWTA, TWTA will
 provide complimentary personal tax planning and tax preparation services (trust and
 business tax planning and preparation are not complimentary). Any tax preparation or
 planning services provided by the affiliated tax entities to Clients who do not meet this asset
 threshold are provided pursuant to separate written agreements with those entities and are
 billed separately from, and in addition to, any advisory fees.
 FINANCIAL PLANNING AND CONSULTING
 Financial Planning and Consulting Services are offered at no extra charge for Clients with
 assets under management with TWTA.

 BASIC ESTATE PLANNING
 Fees are based on the complexity of your estate plan and a maximum flat fee of $2,200, plus
 $300 for each additional property/entity to be added to the estate plan. A fee for
 amendments starts at $350 and can increase depending on the nature of the change. You
 will be quoted a fee prior to engaging in our estate planning services. Fees are due upon
 execution of the agreement. Estate plans are completed within 30 days of receiving all
 required information from the Client. Client may terminate services within 5 business days
 for a full refund, with no penalty or obligation. Services are considered complete upon
 delivery of the estate plan.

 Neither TWTA nor its supervised persons provide legal advice, draft legal documents, or act
 as your attorney. Clients are encouraged to consult with their own qualified attorney
 regarding all estate planning documents.
Client Payment of Fees
 Fees for asset management services are deducted from a designated Client account to
 facilitate billing. The Client must consent in advance to direct debiting of their investment
 account.
 Fees for financial plans will be billed to the Client and paid directly to TWTA.
Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities, and exchange-traded funds. These charges may include mutual fund transaction
 fees, postage and handling and miscellaneous fees.
 For more details on the brokerage practices, see Item 12 of this brochure.
Prepayment of Client Fees
 TWTA does not require any prepayment of fees.

Item 7: Types of Clients
Description
  TWTA generally provides investment advice to individuals, high net worth individuals,
  trusts, or business entities. Client relationships vary in scope and length of service.
Account Minimums
 TWTA requires a minimum of $300,000 to open an account. In certain instances, the
 minimum account size may be lowered or waived.