Bradyco Inc

Item #5 – Fees and Compensation

Our advisory fees are generally non-negotiable and are charged as a percentage of the
assets in a client’s account. The fees are computed quarterly, in arrears, based upon the
the gross value of the assets designated to be under our management (inclusive of
securities, cash, and cash equivalents) as of the last business day of the calendar quarter,
according to the following schedule:
                 Assets under Management                      Annual Rate
                 $0 to $2,499,999                               1.00%
                 $2,500,000 and above                           0.75%
The asset-based fee schedule set forth above is a ‘cliff’ fee schedule such that the entirety
of a client’s assets under our management shall be charged the listed annual fee based on
a client’s total assets under our management. Assets in unmanaged accounts and
unmanaged securities positions are excluded for purposes of calculating the asset-based
fee schedule set forth above.

As a practical matter, the fees are computed each quarter by taking the closing value of
the account assets, as reasonably determined by Bradyco Financial based on market
values ascribed by the qualified custodian, as of the last business day of the current
quarter and multiplying them by the percentage in the schedule above divided by four.
Adjustments are made for any client deposits or withdrawals on a pro rata basis.
Accounts initiated or terminated during a calendar quarter will be charged a prorated fee.
Fees are debited directly from client accounts. No fees are assessed in advance. Clients
receive an invoice whenever fees are assessed.

The advisory fees charged to any given client may be higher or lower than the stated fees
or the fees charged to other clients with accounts of comparable size based on the client
circumstances.

Bradyco Financial’s fees are exclusive of brokerage commissions, transaction fees, and
other related costs and expenses which shall be incurred by the client. Clients may incur
certain charges imposed by custodians and other third parties such as fees charged by
managers, custodial fees, transfer taxes, wire transfer and electronic fund fees, and other
fees and taxes on brokerage accounts and securities transactions. Mutual funds and
exchange traded funds also charge internal management fees, which are disclosed in a
fund’s prospectus.

Such charges, fees and commissions are exclusive of and in addition to Bradyco
Financial’s fee, and Bradyco Financial does not receive any portion of these
commissions, fees, and costs.

                                  Date of Brochure: July 22, 2026

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Clients may be able to obtain similar advisory services from other advisers for lower fees.
Clients should also be aware that mutual funds whose shares are held in client accounts
have advisory and other fees and expenses paid directly from the fund’s assets. These are
separate from and in addition to the advisory fees clients pay us. A prospective client
may, of course, deal directly with the mutual fund and pay no fee to us for such
investments.

Bradyco Financial also provides financial consulting for a single legacy client that is
billed on an hourly basis; we will not enter into any future hourly financial consulting
engagements.

                                 Date of Brochure: July 22, 2026

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Item #7 – Types of Clients

Bradyco Financial provides portfolio management services principally to individuals,
high net worth individuals, families, and trusts. Other clients may include institutions,
estates, charitable organizations, corporations, and other business entities.

Our suggested minimum account size is $1,000,000. We may occasionally waive this
requirement, depending on the client’s circumstances.

                                 Date of Brochure: July 22, 2026

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