Mallini Complete Financial Planning LLC

Item 5 Fees and Compensation
Standalone Financial Planning Services
For standalone financial planning, financial planning fees are based on the actual time involved
meeting with you, analyzing your current situation, and developing your plan. After your Introductory c
all, Together Planning will provide you with an estimated fee to complete your initial plan. The fee will
be calculated on our hourly rate of $300 per hour and may be negotiated based upon the complexity
and nature of the engagement and the planning professional utilized in providing the services. Future
financial planning services are billed at the same hourly rate as stated in your planning agreement.

We typically require you to pay an initial deposit, not to exceed $1200, when the written agreement is
signed. The balance is due upon delivery of the financial plan or completion of the agreed upon
services, as stated in our Financial Planning Agreement.

You may terminate the financial planning agreement before completion of the initial plan by providing
written notice to our firm. You will incur a pro rata charge for services rendered prior to the termination
of the agreement. However, if you have pre-paid advisory fees that we have not yet earned, you will
receive a prorated refund of those fees.

Integrated Financial Planning and Investment Management Services
Our fee for Integrated Financial Planning and Investment Management services is blended fee based
on a percentage of the assets in your account and is set forth in the following annual fee schedule:

                                                       Annual Fee Schedule

                 Assets Under Management                                Annual Fee*
                                 $0 - $1M                                  1.25%
                           $1,000,001 -$3M                                 1.00%
                          $3,000,001 - $5M                                 0.85%

               $5,000,001 - $10M                                 0.75%
               $10,000,001 - $20M                                0.65%
               $20,000,001 - $50M                                0.45%
                $50M and above                                   0.35%

Our annual portfolio management fee is billed and payable, quarterly in arrears, based on the average
daily balance during the billing period.

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Depending on individual
client circumstances, our advisory fee is negotiable at the sole discretion of management.

At our discretion, we may combine the account values for family members (whether living in the same
household or living separately) to determine the applicable advisory fee. For example, we may
combine account values for you and your minor and/or adult children, joint accounts with your spouse,
and other types of family related accounts. Combining account values may increase the asset total,
which may result in your paying a reduced advisory fee based on the available breakpoints in our fee
schedule stated above.

In some instances, a flat annual fee may be appropriate and will be considered instead of a percentage
fee. This fee would be determined based on the client’s service needs, agreed to at engagement, and
updated every two years.

Fees will be deducted directly from your account(s) based on the client’s authorization to the qualified
custodian holding your funds and securities. There are circumstances when fees are paid by check. In
these instances, the client will receive an invoice. We encourage you to reconcile our invoices with the
statement(s) you receive from the qualified custodian. If you find any inconsistent information between
our invoice and the statement(s) you receive from the qualified custodian, call our main office number
located on the cover page of this brochure.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a
pro rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the quarter for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive
a prorated refund of those fees.

Fees charged by Independent Managers to manage a portion of your assets are separate from and in
addition to our fees described above. Independent Manager fees are listed in each Independent
Manager’s investment advisory agreement with you or alternatively are listed in a sub-advisory
agreement between Together Planning and the Independent Manager as permitted by your Advisory
Agreement with us. The Independent Manager fee ranges from 0.15% - 0.25% and is typically paid
quarterly in arrears. This fee will be directly debited from your account as authorized by the
Independent Manager.

Retirement Plan Advisory Services – SIMPLE IRA Plans
Fees shall be calculated by AFS for each quarterly period ending the last business day of February,
May, August, and November and will be calculated on the average daily net asset value of the assets
during the quarter. Fees are charged in arrears and will be directly debited from your account by AFS.
The advisory fee for clients invested in Simple IRA plans is 1.50%. In addition to the advisory fee,
clients will incur a one-time setup fee of $10-$25 and an annual fee of $10-$25 charged directly by
AFS.

Additional Services - Third Party Insurance Analysis Platform
Together Planning does not receive any commissions from insurance products and does not charge
clients a fee for using the platform provided by DPL. However, there are fees associated with insurance
...

​Item 7 Types of Clients

We offer investment advisory services to individuals, including high net worth individuals, families,
charitable organizations, retirement plans, and corporations or other businesses entities.

In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your account if it falls below a minimum size which, in our sole
opinion, is too small to manage effectively.