Bright Wealth Management LLC

Item 5 - Fees and Compensation

 BWM utilizes a fee-only structure, which means that we are compensated through fees paid by our clients for the
 services we provide in managing their investment portfolios. BWM fees are typically expressed as a percentage
 of the assets under management (the value of the client’s portfolio) in accordance with the following breakpoints
 and the contractual agreement entered into by the client with BWM.

Bright Wealth Management, LLC
Form ADV Part 2A

                     Account Value                                           Annual Percentage
                   Under $1,000,000                                               1.50%
               $1,000,001 to $5,000,000                                           1.25%
               $5,000,001 to $7,500,000                                           1.00%
               $7,500,001 to $10,000,000                                          0.75%
                   Over $10,000,000                                             Negotiable

 BWM charges a maximum negotiable fee of 1.50% of assets under management, excluding accounts that contain
 only fixed-income investments. Fixed income portfolios are subject to a 0.75% fee.

 Management fees are billed quarterly in arrears pursuant to the client agreement. Fees for the initial quarter are
 prorated based on the number of days actually invested in that initial quarter. Subsequent fees are calculated
 quarterly based on the average daily balance and billed at the end of each quarter. The billing statement will
 provide the average daily balance, the method of calculation, and the amount to be paid. Managed accounts are
 aggregated by household to qualify for the tiers above. Clients are responsible for transaction charges.

 Portfolio management fees are negotiable depending on factors such as the amount of assets under
 management, the range of investments, and the complexity of your financial circumstances, among others. Since
 this fee is negotiable, the exact fee paid by you will be clearly stated in the advisory agreement signed by BWM
 and the client.

 If you provide written authorization to us, the advisory fee will be deducted from your account held with a non-
 affiliated qualified custodian. The qualified custodian will provide you with an account statement at least
 quarterly. This statement will detail all account activity, including the advisory fees deducted from your
 account(s).

 Our fee is exclusive of, and in addition to, brokerage commissions, transaction fees, and other related costs and
 expenses. You are responsible for brokerage costs incurred. However, BWM will not receive any portion of the
 commissions, fees, and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and
 transaction costs.

 The management agreement between you and BWM will continue in effect until either party terminates the
 management agreement in accordance with the terms of the management agreement. Refunds are not applicable
 since fees are paid in arrears.

 Other Adviser Fees
 Third-party investment advisers/programs charge separate fees in addition to our above-referenced management
 fees. The advisory fee you pay to the third-party investment adviser is established and payable in accordance with
 the brochure provided by each third-party investment adviser to which you are referred. These fees may or may
 not be negotiable. You should carefully review the recommended third-party investment adviser’s brochure and
 consider the third party’s fees, program fees, and our fees to determine the total amount of fees you will pay.
 The total fees paid to us and the third-party investment adviser will not exceed 3.00% of the assets under
 management. Lower fees may be available from firms that do not utilize or recommend third-party investment
 advisers/programs. You are not required to use the services of any third party or program we recommend. In
 some cases, our fee may be calculated by the third-party investment adviser based on the agreed-upon amount
 set forth in the agreement(s) you sign with us and/or the third-party investment adviser(s). All fees paid to us and
 the third-party investment adviser will be deducted from the designated account(s) by the account custodian(s)
 as authorized by you in the agreement(s) you sign with us and/or the third-party investment adviser(s). The

Bright Wealth Management, LLC
Form ADV Part 2A

 statements you receive from the qualified custodian(s) holding your account(s) will show the amount of advisory
 fees paid. You should carefully review account statements for accuracy. If you have a question regarding your
 account statement, or if you did not receive a statement from your custodian, please contact us directly at the
 telephone number on the cover page of this brochure.

 Additional Fees and Expenses
 All fees paid to BWM for investment advisory services are separate and distinct from the fees and expenses
 charged to shareholders by pooled investment vehicles, mutual funds, or exchange traded funds. These fees and
 expenses are described in each fund's subscription document or prospectus. These fees generally include a
 management fee, carried interest, other fund expenses, and a possible distribution fee. If the fund also imposes
 sales charges, you will pay an initial or deferred sales charge.

 You could invest in a mutual fund or an exchange traded fund directly, without the services of BWM. In this case,
 you would not receive the services provided by BWM, which are designed, among other things, to assist you in
 determining which mutual fund or funds are most appropriate to your financial condition and objectives.
 Accordingly, you should review both the fees charged by the funds and the fees charged by BWM to fully
 understand the total amount of fees to be paid by you to evaluate the advisory services being provided.

 General Information on Advisory Services and Fees
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Item 7 - Types of Clients

 We generally offer investment advisory services to individuals, including pension and profit sharing plan
 participants, trusts, estates, charitable organizations, corporations, and other business entities.

 We require a minimum of $100,000 to establish an advisory relationship. At our sole discretion, we may waive
 this requirement. This requirement can be met by combining two or more accounts owned by you or related
 family members.