Brightpath Wealth Planning LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, in advance of each calendar quarterly, pursuant to the terms of the
investment advisory agreement. Wealth management fees are based on the market value of assets under
management at the end of the prior calendar quarter. Wealth management fees are based on the following
schedule:

                 Assets Under Management ($)               Annual Rate (%)
                 On the first $1,000,000                        1.00%
                 On the next $1,000,000                         0.90%
                 On the next $3,000,000                         0.70%
                 On the next $5,000,000                         0.60%
                 On the next $10,000,000                        0.50%
                 $20,000,000 and Above                          0.40%

A minimum annual fee of $7,500 is generally required. The wealth management fee in the first quarter of service
is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at the
sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under
management with the Advisor. All securities held in accounts managed by BPWP will be independently valued by
the Custodian. BPWP will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing.
Certain legacy clients may be billed under a different fee schedule.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However,
the Advisor shall not receive any portion of these commissions, fees, and costs.

Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or
more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its wealth management fee as described above.
Independent Managers typically do not offer any fee discounts but may have a breakpoint schedule which will
reduce the fee with an increased level of assets placed under management with an Independent Manager. The
terms of such fee arrangements are included in the Independent Manager’s disclosure brochure and applicable
contract[s] with the Independent Manager. The total blended fee, including the Advisor’s fee and the Independent
Manager’s fee, will not exceed 2.00% annually.

Financial Planning Services
BPWP offers project-based financial planning services either on an hourly or fixed fee basis. Hourly fees are
$325 per hour. Fixed fees for project-based financial planning range from $1,500 to $5,000. An estimate for total
hours and/or total costs will be provided to the Client prior to engaging for these services.

BPWP also offers ongoing financial planning services for a quarterly fee that ranges from $200 to $500. Fees
may be negotiable based on the nature and complexity of the services to be provided and the overall relationship
with the Advisor.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 0.90% and are billed
quarterly in advance pursuant to the terms of the retirement plan advisory agreement. Retirement plan advisory
                                           BrightPath Wealth Planning, LLC
                                   5999 Ridge View Street, Suite B, Camarillo, CA 93012
                                      Phone: (805) 764-0335 | Fax: (805) 272-9737

                                            https://www.brightpathwealth.com/

fees are based on the market value of assets under management at the end of the prior calendar quarter. Fees
may be negotiable depending on the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by
applying the quarterly rate (annual rate divided by 4) to the total assets under management with BPWP at the
end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting
deduction of the investment advisory fee. Clients are urged to review the statement provided by the Custodian,
as the Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory
fees to be deducted by BPWP to be paid directly from their account[s] held by the Custodian as part of the
investment advisory agreement and separate account forms provided by the Custodian.

Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees will include BPWP’s
wealth management fee (as noted above) plus investment management fees and/or platform fees charged by the
Independent Manager. The Independent Manager will assume the responsibility for calculating the Client’s fees
and deducting all fees from the Client’s account[s].

Financial Planning Services
Fees for project-based financial planning may be invoiced up to fifty percent (50%) of the expected total fee upon
execution of the financial planning agreement. The balance shall be invoiced upon completion of the agreed
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Item 7 – Types of Clients
BPWP offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses,
charitable organizations, and retirement plans. BPWP generally requires a minimum relationship size of
$750,000 to effectively implement its investment process.

                                            BrightPath Wealth Planning, LLC
                                    5999 Ridge View Street, Suite B, Camarillo, CA 93012
                                       Phone: (805) 764-0335 | Fax: (805) 272-9737

                                             https://www.brightpathwealth.com/