Cadent Capital Advisors LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Services Fees

CCA charges an annual investment advisory fee of up to 2% of assets under management.
This rate can be negotiated between Client and Advisor.

The annual fee for portfolio management services is billed monthly in advance based on
the market value of the assets on the last day of the preceding month as reported by the

custodian. The monthly billed amount is rounded to the nearest dollar. Amounts ending
in $0.01 and $0.49 are rounded down, while amounts from $0.50 to $0.99 are rounded up.

The specific advisory fees are set forth in your Investment Advisory Contract. Fees are
assessed on all assets under management, including securities, cash and money market
balances. Fees will be adjusted for all cash and securities inflows and outflows in the
following month.

Clients may terminate the agreement without penalty, for full refund of CCA’s fees,
within five business days of signing the Investment Advisory Contract. Thereafter, clients
may terminate the Investment Advisory Contract with thirty days’ written notice. After
the five-day period, the client will be responsible for charges incurred for portfolio
management services rendered to the point of termination.

Selection of Other Advisers Fees

CCA may direct clients to third-party investment advisers. CCA will be compensated by
charging its own fee separately from the third-party investment adviser to which it directs
those clients. This relationship will be memorialized in each contract between CCA and
each third-party adviser. The notice of termination requirement and payment of fees for
third-party investment advisers will depend on the specific third-party adviser selected.
The annual fee schedule is as follows:

  Total Assets Under Advisement        CCA’s Fee       Third Party’s Fee      Total Fee
            All Assets               Up to 2.00%         Up to 0.50%        Up to 2.50%

These fees are negotiable.

Subadviser Services Fees

CCA may also act as a subadviser to unaffiliated third-party advisers and CCA would
receive a share of the fees collected from the third-party adviser’s client. The fees charged
are negotiable and will not exceed any limit imposed by any regulatory agency. This
relationship will be memorialized in each contract between CCA and the third-party
adviser.

Pension Consulting Services Fees

The rate for pension consulting services is up to 2% of the plan assets for which CCA is
providing such consulting services or can be a fixed fee. These fees are negotiable.

Advisory Services to Brokerage Customers Service Fees

CCA receives an advisory fee based on the Assets Under Management from Brokerage
Customers who have provided written consent to a broker-dealer to receive the

investment advisory service from CCA and have entered into a written advisory
contract with CCA. The advisory fee is calculated in advance based on the value of the
Assets Under Management from Brokerage Customers as of the end of the previous
quarter. The maximum advisory fee will not exceed 1% annually. This advisory fee is
paid by the broker-dealer and is not charged to the client separately.

Financial Planning Fees

Hourly Fees

These fees are negotiable, and the final fee schedule will be attached as Exhibit II of the
Financial Planning Agreement.

    Individual Financial Planning Services - The hourly Fee for these services is $250
     per hour.

    Divorce Financial Planning Services – The hourly fee for these services is $350 per
     hour.

Clients may terminate the agreement without penalty, for full refund of CCA’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement with upon written notice. After the five-
day period, the client will be responsible for charges incurred for Financial Planning
services rendered to the point of termination and such fees will be due and payable by the
Client.

B. Payment of Fees

Payment of Portfolio Management Fees

Portfolio management fees are withdrawn directly from the client’s accounts by CCA
with client’s written authorization. The annual fee for portfolio management services is
billed monthly in advance based on the market value of the assets on the last day of the
preceding month as reported by the custodian.

Payment of Selection of Other Advisers Fees

The timing, frequency, and method of paying fees for selection of third-party managers
will depend on the specific third-party adviser selected and will be disclosed to the client
prior to entering into a relationship with the third-party advisor. Currently, fees are
withdrawn directly from the client’s accounts by the platform provider with client’s
written authorization. Fees are paid quarterly in advance.

Payment of Pension Consulting Services Fees

Pension consulting fees may be invoiced and billed directly to the client and clients may
select the method in which they are billed. Fees are paid quarterly in arrears or on a
monthly basis depending on the contact in place.

Payment of Financial Planning Fees

Hourly Financial Planning fees are billed in arrears, and invoiced and paid via check or
withdrawn directly from the client’s accounts by CCA with client’s written authorization.
Clients may choose the method they are billed.

C. Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by CCA. Please see Item 12 of this brochure
regarding broker/custodian.

D. Prepayment of Fees

CCA collects fees in advance. Refunds for fees paid in advance will be returned within
fourteen days to the client via check or return deposit back into the client’s account.

For all asset based fees paid in advance, the fee refunded will be the balance of the fees
...

Item 7: Types of Clients

CCA generally provides advisory services to the following types of clients:

              Individuals
              High-Net-Worth Individuals
              Charitable Organizations
              Small Businesses
              Trusts and Estates
              Foundations
              Pension/Retirement plans
              Broker-Dealer

Minimum Account Size

There is no account minimum.