Capital Area Planning Group LLC

ITEM 5 FEES AND COMPENSATION

Please note, unless a Client has received the firm’s Disclosure Brochure at least 48 hours prior to signing
the investment advisory contract, the investment advisory contract may be terminated by the Client within
five (5) business days of signing the contract without incurring any advisory fees.
Investment Management Services
        A. Adviser’s Investment Management fee is based on the market value of assets
           and is calculated according to the below listed fee schedule. The annual fees
           are negotiable.

 Total Portfolio Size                                                        Annual Account Fee
 $500,000 - $749,999                                                                1.50%
 Between $750,000 - $999,999                                                        1.25%
 Between $1,000,000 - $2,499,999                                                    1.00%
 Between $2,500,000 - $4,999,999                                                    0.85%
 Between $5,000,000 - $9,999,999                                                    0.70%
 Between $10,000,000 - $24,999,999                                                  0.50%
 Above $25,000,000                                                                  Negotiable

For example, a client with $3,000,000 in Assets Under Management would have their monthly fee
calculated as follows:
($3,000,000 x .85%) / 12 = $2,125.
Financial Planning Services

         For an individual, the total annual fee payable under the Standard Financial
         Planning Services arrangement is $7,500. This fee may be paid in full at any time.
         However, only the upfront fee of $1,999 is payable upon the client's signed
         execution of the financial planning agreement. The remainder shall be payable
         monthly in eleven (11) equal installments of $499. Fees for this service are non-
         negotiable.

         For a couple, the total annual fee payable under the Standard Financial Planning
         Services arrangement is $10,000. This fee may be paid in full at any time.
         However, only the upfront fee of $1,999 is payable upon the client's signed
         execution of the financial planning agreement. The remainder shall be payable
         monthly in eleven (11) equal installments of $729. Fees for this service are non-
         negotiable.

Employee Benefit Plan Services

The Employee Benefit Plan Service fee is based on the market value of assets and is
calculated according to the below listed fee schedule. The annual fees are negotiable.

   401k Plan Structure                                                         Annual Account Fee
 $1,000,000 - $2,499,999                                                             0.50%
 Between $2,500,000 - $4,999,999                                                     0.45%
 Between $5,000,000 - $9,999,999                                                     0.40%
 Between $10,000,000 - $24,999,999                                                   0.32%
 Between $25,000,000 +                                                               0.25%

For example, a client with $3,000,000 in employee benefit plan assets would have their
monthly fee calculated as follows:

($3,000,000 x .45%) / 12 = $1,125.

Tax Preparation Services

Tax preparation services are included in the previously disclosed financial planning service
fee. Fees for tax preparation services are negotiable.

        B. Fees are directly debited from Client accounts at the custodian, or the Client may choose to pay
           by check or electronic funds transfer.

        C. Fees are exclusive of brokerage commissions, transaction fees, and other related costs and
           expenses which may be incurred by the Client. Clients may incur certain charges imposed by
           custodians, brokers, and other third parties such as custodial fees, deferred sales charges, odd-
           lot differentials, transfer taxes, wire transfer, and electronic fund fees, and other fees and taxes
           on brokerage accounts and securities transactions. Mutual fund and exchange-traded funds also
           charge internal management fees, which are disclosed in a fund's prospectus. These charges,
           fees, and commissions are exclusive of and in addition to the Adviser’s fee, and the Adviser
           shall not receive any portion of these commissions, fees, and costs.

            Investment Management Fees are pro-rated and are paid in advance monthly on the account
            value as of the last day of the previous month. Ongoing Financial Planning fees are paid with a
            portion of the fee due upfront, and the remainder of the fee due monthly in arrears. Adviser does
            not have custody of Client funds or securities or require or solicit prepayment of more than $500
            in fees per Client six months in advance. Tax preparation fees are included with the client’s
            financial planning fee. An account may be terminated with written notice at least 30 calendar
            days’ notice. Upon termination of the account, any unearned investment management and
            ongoing financial planning fees will be prorated and refunded to the client.

            Employee Benefit Plan Services Fees paid quarterly in advance. The annual fees are based on
            the market value of the included assets, and are either debited directly from the plan or paid by
            check. The market value of included assets means the value of included assets as reported by
            the Plan custodian or recordkeeper. The initial fee will be the amount, prorated for the number
            of days remaining in the initial fee period from the effective date of the Retirement Plan
            Investment Advisory Agreement to the last day of the initial fee period, based upon the market
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ITEM 7 TYPES OF CLIENTS

We provide investment advice to individuals, high net-worth individuals, and pension/profit-sharing plans.
We have a $500,000 minimum account size requirement.