Cascade Wealth Advisors Inc

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services ranges up to 1% per annum of the value of your assets we
manage. The blended tier fee on AUM will be payable quarterly in arrears. The first payment is due at
the end of the current quarter and will be assessed pro-rata in the event the Agreement is executed
other than the first day of the new calendar quarter. Subsequent payments are due and will be
assessed on the first day of each calendar quarter based on the value of the portfolio as of the last day
of the previous calendar quarter. Payment of fees may result in the liquidation of client securities if
there is insufficient cash in the account.

    Assets Under Management                         Annual Fee
      $0 to $1,000,000                                1.00%
     $1,000,001 to $2,000,000                         0.80%
     $2,000,001 to $5,000,000                         0.60%
     $5,000,000 to $6,000,000                         0.40%
     $6,000,000 and above                     $10,000/qtr, $40,000 annual

The above fees may be negotiable in special circumstances. Circumstances that may warrant
negotiation are family aggregation and intent to increase assets under management within 12 months.

The client may authorize investment advisory fees to be paid directly to CWA from the account by the
custodian upon submission of a report to the custodian showing the amount of fees, the value of the
client's assets on which the fees are based, and the specific manner in which fees are calculated. The
report will be given to the client at the same time. The custodian will provide periodic account
statements to the client. Such statements will reflect all fee withdrawals by CWA. It is the client's
responsibility to verify the accuracy of the fee calculation. The custodian will not determine whether the
fee is properly calculated.

Method of fee payment may be made in one of two ways:
    1. Fee Payment Authorization: The client authorizes the custodian holding client funds and
       securities to deduct CWA fees directly from the client account per statements prepared and
       submitted to the custodian by CWA. The custodian will provide periodic account statements to
       the client. Statements will reflect all fee withdrawals by CWA in accordance with this Fee
       Payment Authorization. It is the client's responsibility to verify the accuracy of the fee
       calculation. The custodian will not determine whether the fee is properly calculated.
    2. Pay by Check: We will issue you an invoice for our services, and then you send us a check for
       payment. We request payment within 30 days of the date of the invoice.

In all instances, CWA will send the client a written invoice, including the fee, the formula used to
calculate the fee, the fee calculation itself, the time period covered by the fee, and, if applicable, the
amount of assets under management on which the fee was based. Also, CWA will include the name of
the custodian(s) on your fee invoice. CWA will send these to the client concurrent with the request for
payment or payment of the CWA's advisory fees. We urge the client to compare this information with
the fees listed in the account statement. The reports are generated from Orion software, and we
encourage you to review the calculations.

In addition to fees paid for advisory services with respect to clients' investments in mutual or exchange
traded funds, clients pay additional fees on the mutual or exchange traded fund investment because
the mutual or exchange traded funds also pay advisory and/or management fees to an investment
advisor. Fees quoted do not include brokerage commissions or transaction fees.

For Asset Management, services will continue until either party terminates the Agreement on thirty (30)
days' written notice. If termination occurs before the end of a calendar quarter, the client will be
invoiced for fees due on a pro-rata basis.

Fixed Fees
You may enter into a service agreement where the fee for services is determined through negotiations
and agreements between you and CWA. Fixed fees can be based upon the value of assets managed
or time expended providing services at our hourly rate of $300. We provide a scope of work describing
the services to be rendered and the annual flat fee calculation based on the value of assets or time.
Fixed fees are agreed to for one year, then negotiated and agreed to for future periods. If you are
paying a fixed fee, you may pay a fee higher or lower than the one based upon the value of the assets
managed. Fixed fees are paid for the quarter in advance. If the agreement is terminated, unearned
fees will be returned to you on a pro-rata basis.

Financial Planning and Consulting
Clients who do not wish to receive continual asset management services can pay a fee to CWA for
financial planning and consultation services at $300 per hour. Fees and expenses will be itemized
and billed monthly and are due and payable within fifteen days of the invoice date. Any invoice not
paid within fifteen days will be assessed interest at the rate of 18% per year (1.5% per month).

Fees are not collected for services to be performed more than six months in advance.

For financial planning and consultation services, the client may terminate the Agreement at any time
and a refund will be made based on time and effort expended before termination. The Agreement for
financial planning terminates upon delivery of the plan or services. At this time no refunds will be
made.

Item 7 Types of Clients and Account Minimums
CWA provides asset management, financial planning, and consultation to individuals, pension and
profit-sharing plans, and other ERISA accounts, trusts, estates, and business entities.

There is an aggregate account minimum of $500,000 or a flat fee minimum of $5,000 annually.
However, in special circumstances, CWA may accept clients with smaller portfolios. Circumstances
that may allow for smaller accounts are family aggregation, intent to increase assets under
management within 12 months of the initial agreement, or a minimum annual flat fee.