Castlebar Asset Management LLC

Item 5 – Fees and Compensation
Advisory Fees: Our basic fee structure is to charge an annual management fee on the custodian's
quarter end balance and paid quarterly in arrears.
Comprehensive Financial Planning with Investment Management Fees: Fees for comprehensive
financial planning with Investment Management services include the engagement fee of $3,500 plus an
ongoing annual fee (see the table below) which is paid in quarterly installments. The engagement fee is
invoiced and due at the start of the advisory relationship. The fee for the Comprehensive Financial
Planning with Investment Management service is based on the market value of assets under
advisement. The minimum ongoing fee for Comprehensive Financial Planning with Investment
Management Services is $4,000 per year charged quarterly ($1,000/quarter). Clients who engaged
Beyond Wealth before August 15, 2022 will continue with their prior fee schedules until a new
agreement is signed. The fee may be negotiable in certain cases.

Ongoing Annual Fees:

First $250,000: 1.25%
Next $750,000: 1.00%
Next $2 million: 0.75%
Next $2 million: 0.65%
Over $5 million: 0.50%

As an example, the annualized fee for managing $6,000,000 of a portfolio would be 1.25% applied to
the first $250,000, plus 1.0% applied to the next $750,000, plus .75% applied to the next $2,000,000,
plus .65% applied to the next $2,000,000 plus .5% applied to the next $1,000,000.

The specific manner in which fees are charged by Beyond Wealth is established in a client’s written
agreement with Beyond Wealth. Clients are billed in arrears each calendar quarter. Clients may also
elect to be billed directly for fees or to authorize Beyond Wealth to directly debit fees from client
accounts. Management fees shall be prorated for each capital contribution and withdrawal made during
the applicable calendar quarter. Accounts initiated or terminated during a calendar quarter will be
charged a prorated fee. Upon termination of any account, any earned unpaid fees will be due and
payable. Investment Management Fees are negotiable

Retirement Plan Services: Fees charged for retirement plan services may be charged in advance or
in arrears depending on the service provided. Fees may be fixed or asset based (not to exceed 1.25%
annually), and are negotiable depending on the complexity of the service. Fee levels (whether fixed or
asset based) are primarily based on actual services to be provided. Fees may be deducted directly
from client accounts on a quarterly basis, or clients may elect to alternatively pay fees by check or
wire transfer. Services may be terminated at any time by either party with 30 days written notice to
the other party, and fees will be prorated accordingly. All retirement plan fees paid to Beyond Wealth
are separate and unrelated to any fees or expenses assessed by any broker, custodian, or other
outside party. Retirement Plan Services fees are negotiable.

                                           Beyond Wealth

Estate Planning Services: The fees for estate planning will be determined based on the complexity of
the planning services needed. Estate planning services range from $250 to $4,000 and are separate
from your ongoing fees and minimum fees. The fees may be negotiable in certain cases, will be agreed
to at the start of the engagement, and 50% is due at the start of the estate planning engagement and the
remaining is due at the end of the engagement. Clients are not required to utilize any third-party
products or services that we may recommend, and they can receive similar services from other
professionals at a similar or lower cost.

Beyond Wealth’s fees are exclusive of brokerage commissions, transaction fees, and other related costs
and expenses that shall be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, third party investment, and other third parties such as fees charged by managers,
custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic
fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds
and exchange traded funds also charge internal management fees, which are disclosed in a fund’s
prospectus.

Such charges, fees, and commissions are exclusive of and in addition to Beyond Wealth’s fee, and
Beyond Wealth shall not receive any portion of these commissions, fees, and costs.

Beyond Wealth must disclose to a client in writing before entering into or renewing an advisory
agreement about any material conflict of interest which could impair Beyond Wealth’s ability to offer
unbiased and objective advice. Currently, Beyond Wealth does not have any of these disclosures.

Item 12 further describes the factors that Beyond Wealth considers in selecting or recommending
broker-dealers for client transactions and determining the reasonableness of their compensation (e.g.,
commissions).

Item 7 – Types of Clients
Beyond Wealth provides financial planning and investment management services to individuals, high
net worth individuals, charitable institutions, foundations, and endowments. Beyond Wealth does not
have a minimum account size but we do have a minimum annual fee. We ask clients to pay an
engagement fee. This is negotiable in certain cases.