Integrated Wealth Advisors LLC

Item 5 Fees and Compensation
Financial Planning and Consulting Services
The program provides clients with the option of paying an annual fee for ongoing services, a flat or fixed fee not
to exceed $100,000, or an hourly rate not to exceed $1,000. The fee amount a client will pay is negotiable

between the client and his or her advisor and may either be paid at the time of service, in advance of service, or
after services have been rendered (“in arrears”). Annual fees may be paid in monthly, quarterly, semiannual, or
annual installments as agreed between the client, the firm and the advisor.

Retirement Plan Consulting:
Our fees for Retirement Plan Consulting Services are listed below. The fee amount a client will pay is negotiable
between the client and the advisor and will be associated with all services provided by the advisor under the
Retirement Plan Consulting Agreement. It is the responsibility of the plan sponsor to ensure that these fees are
reasonable. Fees may be paid directly from qualified plan assets or may be direct billed, as agreed between the
client and the Advisor.

             Total Plan Assets                          Fee
             Less than $2,000,000                       0.50%
             $2,000,000–$3,999,999                      0.40%
             $4,000,000–$$5,999,999                     0.30%
             $6,000,000–$9,999,999                      0.25%
             $10,000,000–$99,999,999                    0.10%
             $100,000,000 or more                       0.05%

Asset Management Programs
Clients who elect to receive asset management services through one or more of our asset management
programs will generally pay the firm for those services with an annual asset management fee based on a
percentage of assets under management, including cash and money market positions. The maximum account
management fee that can be charged in any of our firm’s managed account program is listed in the fee schedule
below fees associated with each of our programs are outlined below. Certain managed account programs have
lower maximum annual fee amounts, and fee schedules will vary among programs. Clients are urged to carefully
review and discuss the contents of this Brochure with their advisor, including descriptions of the various programs
and services offered, the fees and charges clients will pay, the means by which the firm and your advisor are
compensated, and the conflicts of interest that exist between the client and the firm and your advisor in respect
to each program or service offered, to determine the most appropriate programs or services for your specific
needs.

PPS Program Fee Schedules
Following are the maximum allowable fee schedules for the various PPS programs.

PPS Custom Program
The maximum allowable annual management fee schedule for a new PPS Custom Program account is:

In addition to the annual management fee, and unless otherwise agreed between the client and the advisor,
clients participating in the PPS Custom Program will pay transaction charges as described in the “Other Fees
and/or Costs” section below.

Clients participating in the PPS Custom Program may pay more or less than clients might otherwise pay if
purchasing the services separately. There are several factors that determine whether such costs would be more
or less, including, but not limited to, the following:

       •   Size of the account
       •   Types of securities and strategies involved
       •   Amount of trading affected by the advisor
       •   Actual costs of such services if purchased separately

The advisory fees charged for the services provided by Integrated Wealth Advisors, including research,
supplemental advisory, and client-related services offered through the PPS Custom Program, may exceed those
of other similar programs.

PPS Select Program
Clients participating in the PPS Select Program will pay a total account fee that consists of a combination of an
advisor fee and a program fee. The maximum allowable advisor fee in the PPS Select Program is as follows:

In addition to the annual advisor fee, all clients participating in PPS Select will pay an annual program fee. There
are several different PPS Select model portfolios with program fees that vary; however, the maximum fee within
the PPS Select program is as follows:

       1 Themaximum annual advisor fee for certain account sizes and types may be negotiated.
       2Commonwealth will charge a minimum annual program fee of $600 ($150 quarterly) for certain accounts, which may
       exceed the maximum annual program fee percentage based on account size.

Managed Account Fee Collection Process
Managed account fees are typically automatically charged to the client’s account pursuant to instructions
provided to the account custodian by the firm. Rather than automatic fee debiting from an account, clients can
be direct billed by writing a check to Integrated Wealth Advisors for the fee amount or instructing us to charge
the fee to one of the client’s other accounts with us.

Managed account clients will generally pay fees quarterly, in advance or in arrears, based on the specific
program selected. In some cases, the annual account management fee may be payable monthly in advance
based on the AUM on the last business day of the previous month-end. Consulting clients will pay fees at time
of service, in advance of service, or in arrears, as well as in monthly, quarterly, semiannual, or annual
installments, as agreed to between the client, the firm and the advisor.

The initial quarterly fee will be prorated based on the number of billing days in the initial quarter. Fees are based
on account value and account type and are negotiable. Other methods of fee calculation exist or are possible,
depending on the specific program, the services provided, client circumstances, and the account size. These
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Item 7 Types of Clients
We generally provide advisory services to the following types of clients:
      • High net worth individuals
      • Pension and profit-sharing plans
      • Corporations or other businesses not listed above

Our managed account programs generally require a minimum investment of $100,000. In some cases, account
balances may be combined at the household level to satisfy the account minimum. We reserve the right to
waive the minimum investment requirement at our sole discretion. The following is a description of the account
minimums in the various managed accounts available through Integrated Wealth Advisors:

       •   The PPS Custom Program generally involves a $25,000 account minimum.
       •   The account minimums for the PPS Select programs generally start at $1,000 for Passive
           model portfolios and $10,000 for Active model portfolios.