Chancellor Wealth Management Inc

FEES AND COMPENSATION (Item 5)
Advisory Fees
   We earn fees and compensation by offering financial planning solutions, preparing financial plans, constructing
   investment portfolios, recommending managed investment strategies, and providing educational support
   services to retirement plans. Our fees for services are as follows:
   1. Financial Planning Services
   Our initial consultation for financial planning services is complimentary. Our hourly and fixed fees are as
   indicated below:

Chancellor Wealth Management Brochure                                                                         -5-

   (a) Hourly Fees
   If, after the complimentary session, a client chooses to have us prepare a written financial plan, an hourly rate
   of $400 will apply. The average financial plan takes approximately ten (10) hours to complete and costs $4,000.
   The final planning fee will depend on the complexity of a client’s financial situation and the details required for
   the financial plan. We will sign an agreement identifying a “not to exceed” fee for the financial plan. Upon
   execution of our agreement, clients pay $500 of the estimated fee as a deposit, and the remaining balance is
   due when we present the planning recommendations. Our hourly fee is non-negotiable, and the deposit is non-
   refundable after five (5) business days of signing our financial planning agreement.
   (b) Fixed Fees
   If we present the written financial plan and a client chooses to implement it using our investment management
   services, we will reduce the fee for financial planning services to a fixed fee of $500. Please note that our fixed
   fees are non-negotiable.
   2. Investment Management Services
   Our fee schedule for investment management services is as follows:
                                Assets Under Management               Annual Rate
                                 $ 100,000 - $ 500,000                   1.50%
                                 $ 500,001 - $ 750,000                   1.25%
                                 $ 750,001 - $ 2,000,000                 1.00%
                                 $ 2,000,001 - $ 5,000,000                .80%
                                 $ 5,000,001 - $10,000,000                .60%
                                 $10,000,001 - $20,000,000                .50%
                                 $20,000,001 or more                      .40%
                                      Quarterly Advisory Fee Formula
                      (Portfolio Value) X (Annual Rate)/360 X (Number of days in quarter)
                                           Sample Fee Calculation
                                           Investments of $2,275,000
                                               $2,275,000@.80%
                                   $2,275,000 (.008)/360 = $50.56 X 90 days
                                          Quarterly Fee of $4,550
   Our fee schedule for investment management services is non-negotiable; the final fee is outlined in our
   investment advisory agreement. Notwithstanding the foregoing, we reserve the right to assess a lesser
   investment management fee based upon certain criteria (e.g., the anticipation of additional assets, the dollar
   amount of assets to be managed, related accounts, account composition, specific memberships, affiliations, etc.)
   that we deem pertinent. Accordingly, some clients may have lower advisory fees than those stated in the fee
   schedule.
   3. Retirement Plan Advisory Services
   Our non-fiduciary retirement plan consulting services fees are assessed at an annual rate of up to 1%. The fees
   are based on a percentage of the market value of includable retirement plan assets. Our fees for retirement plan
   advisory services are negotiable.
   4. Third-party Asset Management Services
   The aggregate advisory fees for third-party asset management services range up to 2% per annum, depending
   on the program. The aggregate fees include our advisory fees and third-party asset management platform fees.
   Advisory fees are based on the value of the account(s) and the rate determined by the fee schedule of the third-
   party asset management platform as outlined in its Form CRS, brochure, management agreement, and other
   disclosure documents.
Billing Procedures
   Our specific billing procedures are as follows:
   1. Financial Planning Services
   Clients pay the $500 deposit by check at the time of signing our financial planning agreement. The remaining
   balance is due after the written financial plan or recommendations are delivered.
   More importantly, clients who elect to use our firm to implement the financial plan (i.e., utilize our investment

Chancellor Wealth Management Brochure                                                                           -6-

   management services) will only incur a fixed fee of $500 for preparing the financial plan. That is, after making
   the deposit for financial planning services, no additional fees are due.
   2. Investment Management Services
   Advisory fees for investment management services are due and payable quarterly in advance (i.e., at the
   beginning of each calendar quarter). Accordingly, we transmit our advisory fee calculations electronically to the
   account custodian on or shortly after the beginning of each calendar quarter. Advisory fees due for any period
   of less than one calendar quarter shall be calculated based on the number of days remaining in the quarter as
   of the day the assets are transferred or deposited into the account. Fee assessments are based on the value of
   the investment assets and cash equivalent positions as of the close of trading on a national securities exchange,
   the principal market where securities are traded, or the most recent appropriate fair market quotation as
   supplied by the account custodian or clearing broker as of the last day of the previous calendar quarter. Also,
...

TYPES OF CLIENTS (Item 7)
   We generally advise individuals, high net worth individuals, pensions, profit-sharing plans, and endowments.
   Our firm requires a minimum account value of $100,000, but will accept accounts of lesser value. Please be
   advised that accounts of smaller value are more difficult to diversify and rebalance and may not experience the
   same performance as accounts valued at $100,000 or more.
   Also, third-party asset management platforms recommended through third-party asset management services
   typically have minimum investment requirements that vary by program.
METHODS OF ANALYSIS, INVESTMENT STRATEGIES, AND RISK OF LOSS