Chemistry Wealth Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid monthly, in advance of each billing period, pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on total market value of assets under management at the
end of the prior month. Investment advisory fees range from 0.85% to 2.00% annually based on several factors,
including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities may be charged a higher fee.

The investment advisory fee in the first month of service is prorated from the inception date of the account[s] to the
end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
Chemistry Wealth will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

For assets managed through a third-party platform, the Client is not charged any additional platform fees. The Advisor
bears the cost of the platform in order to service these Client assets. Advisory fees apply to assets accessed and
managed through the platform as part of the Client’s assets under management, as disclosed above.

Financial Planning Services
Chemistry Wealth offers stand-alone financial planning services as a fixed project-based fee or as an ongoing annual
engagement. For project-based engagements, fees may be charged on either an hourly or fixed fee basis. Hourly fees
range up to $300 per hour. Fixed fee engagements are based on the expected number of hours to complete the
                                              Chemistry Wealth Management LLC
                                         115 Broadway, Suite 1801, New York, NY 10006
                                       Phone: (212) 970-8900 | https://chemistrywealth.com

engagement at the Advisor’s hourly rate. For annual engagements, fees may be charged up to $10,000 per financial
plan.

Fees may be negotiable based on the nature and complexity of the services to be provided and the overall
relationship with the Advisor. An estimate for total hours and/or total costs will be provided to the Client prior to
engaging for these services.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] in advance of each month. The amount due is calculated by applying the monthly rate (annual
rate divided by the number of days in the year, then multiplied by the number of days in the billing month) to the total
market value of assets under management with Chemistry Wealth at the end of the prior month. Clients will be
provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment advisory fee.
Clients are urged to also review the brokerage statement from the Custodian, as the Custodian does not perform a
verification of fees. Clients provide written authorization permitting advisory fees to be deducted by Chemistry Wealth
to be paid directly from their account[s] held by the Custodian as part of the investment advisory agreement and
separate account forms provided by the Custodian.

Financial Planning Services
Project-based financial planning fees may be invoiced upfront, upon execution of the financial planning agreement.
Any balance shall be invoiced upon completion of the agreed upon deliverable[s].

Annual planning engagements may be invoiced upfront upon execution and renewal of the financial planning
agreement. Any balance shall be invoiced upon completion of the agreed upon deliverable[s] for the respective year

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s], including fees for assets managed through a third-party platform.. Chemistry Wealth
includes securities transactions costs as part of its overall investment advisory fee through the Chemistry Wealth
Wrap Fee Program. Securities transaction fees for Client-directed trades may be charged back to the Client. Please
see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to Chemistry Wealth for investment advisory services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of Chemistry
Wealth, but would not receive the services provided by Chemistry Wealth which are designed, among other things,
to assist the Client in determining which products or services are most appropriate for each Client’s financial
situation and objectives. Accordingly, the Client should review both the fees charged by the fund[s] and the fees
charged by Chemistry Wealth to fully understand the total fees to be paid. Please refer to Item 12 – Brokerage
...

Item 7 – Types of Clients

Chemistry Wealth offers investment advisory services to individuals, high net worth individuals, families, trusts,
estates, and businesses. Chemistry Wealth generally does not impose a minimum relationship size.