Chico Wealth RIA Inc

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees

                 Total Assets Under                       Annual Fee
                   Management

                   $1,000,000 - $2,999,999                      1.00%

                   $3,000,000 - $4,999,999                      0.75%

                   $5,000,000 - $9,999,999                      0.60%

                        $10,000,000+                            0.50%

These fees are negotiable depending upon the needs of the client and complexity of the
situation, and the final fee schedule is attached as Exhibit I of the Investment Advisory
Contract. Fees are paid quarterly in advance and unused fees will be credited to the
client should the client based on one of the two options below. Account minimums can
be waived at the discretion of the adviser. Accounts under $1,000,000 will be charged
1.25%

CW bills in advance and prorates for inflows and outflows for the prior quarter. These
calculations are made at the end of each quarter to bill on assets that come into the
account which were not billed on and assets that have left the account that were billed
on. This proration is made based on the number of days left in the quarter. If a client
terminates their relationship with us, all fees that were collected will be refunded to the
client based on the following:

Option 1: Client may terminate their relationship with us and ask to have their account
delinked at which point when the account is delinked we will calculate the unused fee
based on the date our firm is no longer responsible for the assets.

Option 2: Client may terminate their relationship with us and ask to have us assist in the
transition. Under this scenario, we will calculate the refund based on the date that all of
the assets have been transferred out and the accounts are closed, or have a Zero balance.

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Lower fees for comparable services may be available from other sources.

Financial Planning Fees

Fixed Fees

Depending upon the complexity of the situation and the needs of the client, the rate for
creating client financial plans is between $5,000 and $50,000. Fees are paid in advance, but
never more than six months in advance. Fees that are charged in advance will be refunded
based on the prorated amount of work completed at the point of termination. The fees are
negotiable and the final fee schedule will be attached as Exhibit II of the Financial Planning
Agreement. Clients may terminate their contracts without penalty within five business
days of signing the advisory contract. Lower fees for comparable services may be available
from other sources.

The fee refunded will be the balance of the fees collected in advance minus the hourly rate
times the number of hours of work that has been completed up to and including the day
of termination.

Hourly Fees

Depending upon the complexity of the situation and the needs of the client, the hourly fee
for these services is $350. The fees are negotiable and the final fee schedule will be attached
as Exhibit II of the Financial Planning Agreement. Fees are paid in advance, but never
more than six months in advance. Fees that are charged in advance will be refunded based
on the prorated amount of work completed at the point of termination. Clients may
terminate their contracts without penalty within five business days of signing the advisory
contract. Lower fees for comparable services may be available from other sources.

The fee refunded will be the balance of the fees collected in advance minus the hourly rate
times the number of hours of work that has been completed up to and including the day
of termination.

B. Payment of Fees

Payment of Investment Supervisory Fees

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization. Fees are paid quarterly in advance.

Advisory fees may also be invoiced and billed directly to the client quarterly in advance.
Clients may select the method in which they are billed.

       Payment of Financial Planning Fees

       Hourly Financial Planning fees are paid via check in advance, but never more than six
       months in advance. Fees that are charged in advance will be refunded based on the
       prorated amount of work completed at the point of termination.

       Fixed Financial Planning fees are paid via check in advance, but never more than six
       months in advance. Fees that are charged in advance will be refunded based on the
       prorated amount of work completed at the point of termination.

       C. Clients Are Responsible For Third Party Fees

       Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by CW. Please see Item 12 of this brochure
       regarding broker/custodian.

       D. Prepayment of Fees

       CW collects fees in advance. Fees that are collected in advance will be refunded based on
       the prorated amount of work completed at the point of termination and the total days
       during the billing period. Fees will be deposited back into client’s account within fourteen
       days.

       The fee refunded will be the balance of the fees collected in advance minus the daily rate*
       times the number of days in the quarter up to and including the day of termination. (*The
       daily rate is calculated by dividing the quarterly AUM fee by the number of days in the
       termination quarter).

       E. Outside Compensation For the Sale of Securities to Clients

       Neither CW nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or services fees from
       the sale of mutual funds.

Item 7: Types of Clients
CW generally provides investment advice and/or management supervisory services to the
following types of clients:

           Individuals
           High-Net-Worth Individuals
           Pension and Retirement plans

Minimum Account Size

There is an account minimum, $1,000,000.00, which may be waived by the investment advisor,
based on the needs of the client and the complexity of the situation.