Cifuentes Wealth Partners LLC

Fees and Compensation - Item 5

  Azzendo Wealth Advisors charges a percentage of assets under management, hourly charges, fixed fees (not
  including subscription fees) or other fees for its advisory services.

  Portfolio Management Services
  For portfolio management services, Azzendo Wealth Advisors charges an annual fee based upon a percentage of
  the market value of the assets being managed. On an annualized basis, our fee for portfolio/asset management
  services is set forth in the following blended fee schedule:

           Assets Under Management                                          Annual Fee
           First $1,000,000                                                 1.00% per year
           Next $1,000,000                                                  0.80% per year
           Next $1,000,000                                                  0.75% per year
           Next $2,000,000                                                  0.70% per year

  For example, a client with a managed account worth $3,000,000, will incur the following annual asset
  management fee:
                                 First $1,000,000 x 1.0%: $10,000
                                 Next $1,000,000 x 0.80%: $8,000
                                 Next $1,000,000 x 0.75%: $7,500
                                 Total annual fee: $25,500

  **For client relationships over $5 million, the following fee schedule is typically applied:

           Assets Under Management                                          Annual Fee
           First $5,000,000                                                 0.75% per year
           Next $5,000,000                                                  0.55% per year

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           Next $5,000,000                                                 0.45% per year
           Next $5,000,000                                                 0.35% per year
           Accounts over $20 million                                       Negotiable

  Azzendo Wealth Advisors generally requires a minimum of $1,500,000 to open and maintain an individually
  managed account. This account minimum may be waived at the discretion of the firm. Where the firm waives this
  account minimum, the annual fee will be set at 1.50%, subject to a $10,000 minimum annual fee. The fee will not
  exceed 3% of assets under management. In addition, legacy clients who have engaged our firm prior to 08/2023
  will be subject to the fee schedule that was in effect at that time. In such cases, fees may be higher than the one
  disclosed in the above fee schedule. In all cases, the exact fee payable by the client is clearly set forth in the
  client’s advisory agreement.

  Azzendo Wealth Advisors allows the accounts for members of the same household to be combined for fee-paying
  purposes. We combine the account valuations to assist you in meeting fee breakpoints and therefore lowering
  the overall fee level. Azzendo Wealth Advisors extends this option to all accounts residing in the same household.

  Portfolio management fees are negotiable depending on factors such as the amount of assets under
  management, range of investments, and complexity of the Client’s financial circumstances, among others. Since
  this fee is negotiable, the exact fee paid by the client will be clearly stated in the advisory agreement signed by
  the client and the firm. Fees are billed quarterly, in advance or in arrears, based on the amount of the assets
  under management on the last day of the quarter.

  Generally, the custodian holding the client’s account will deduct Azzendo Wealth Advisors’ fees from a designated
  account to facilitate billing, provided the client has given written authorization. The qualified custodian will send
  an account statement at least quarterly. This statement will detail all account activity. In limited circumstances,
  at the sole discretion of Azzendo Wealth Advisors, we may agree to invoice you directly for our advisory fee or
  we may negotiate other fee payment arrangements.

  Our annual fee is exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs
  and expenses which will be incurred by the client. However, we will not receive any portion of the commissions,
  fees, and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and transaction
  costs.

  At the inception of investment management services, the first pay period’s fees will be calculated on a pro-rata
  basis. The Advisory Agreement between Azzendo Wealth Advisors and the client will continue in effect until either
  party terminates the Agreement in accordance with the terms of the Agreement. Azzendo Wealth Advisors’
  annual fee will be pro-rated through the date of termination and all prepaid, unearned fees (if any) will be
  refunded to the client in a timely manner.

  Financial Planning Services
  Azzendo Wealth Advisors may provide its clients with financial planning and consulting services. Azzendo Wealth
  Advisors will charge a fixed fee and/or hourly fee for consulting services. Our consulting fees are negotiable and
  are payable as invoiced. We utilize the following financial planning fee schedules:

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      •    Fixed Fees: Azzendo Wealth Advisors will charge a fixed fee that ranges from $7,500.00 to $25,000.00,
           for broad based planning services. In limited circumstances, the total cost could potentially exceed
           $25,000.00. In these cases, we will notify the client and may request that the client pay an additional fee.

      •    Hourly Fees: Azzendo Wealth Advisors charges an hourly fee of $750 for clients who request specific
           services (such as a modular plan or hourly consulting services) and do not desire a broad based written
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Types of Clients - Item 7

  We generally offer investment advisory services to individuals, pension and profit-sharing plans and participants,
  trusts, estates, charitable organizations, corporations, and other business entities.

  Azzendo Wealth Advisors requires a minimum of $1,500,000 to open and maintain an advisory account. At our
  sole discretion we may waive this requirement. This requirement can be met by combining two or more accounts
  owned by you or related family members. The account minimum may be waived at the discretion of the firm.
  Where the firm waives this account minimum, the annual fee will be set at 1.50%, subject to a $10,000 minimum
  annual fee. The fee will not exceed 3% of assets under management.

                        Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

  We may use one or more of the following methods of analysis and/or investment strategies when providing
  investment advice to you:

       • Fundamental Analysis – involves analyzing individual companies and their industry groups, such as a
         company’s financial statements, details regarding the company’s product line, the experience and

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           expertise of the company’s management, and the outlook for the company’s industry. The resulting data
           is used to measure the true value of the company’s stock compared to the current market value. The
           primary risk of fundamental analysis is that information obtained may be incorrect and the analysis may
           not provide an accurate estimate of earnings, which may be the basis for a stock’s value. If securities
           prices adjust rapidly to new information, utilizing fundamental analysis may not result in favorable
           performance.

       • Technical Analysis – technical analysis is a technique that relies on the assumption that current market
         data (such as charts of price, volume, and open interest) can help predict future market trends, at least
         in the short term. It assumes that market psychology influences trading and can predict when stocks will
         rise or fall. Technical trading models are mathematically driven based upon historical data and trends of
         domestic and foreign market trading activity, including various industry and sector trading statistics
         within such markets. Technical trading models, through mathematical algorithms, attempt to identify
         when markets are likely to increase or decrease and identify appropriate entry and exit points. The
         primary risk of technical trading models is that historical trends and past performance cannot predict
         future trends, and there is no assurance that the mathematical algorithms employed are designed
         properly, updated with new data, and can accurately predict future market, industry, and sector
         performance.

  We may use one or more of the following investment strategies when advising you on investments:

      •    Long Term Purchases – securities held for over a year.
      •    Short Term Purchases – securities held for less than a year.
      •    Trading – securities are sold within 30 days.
      •    Covered Options – covered option is a strategy in which an investor writes an option contract while at
           the same time owning an equivalent number of shares of the underlying stock.
      •    Margin Transactions – margin strategies allow an investor to purchase securities on credit and to borrow
           on securities already in their custodial account. Interest is charged on any borrowed funds for the period
           of time that the loan is outstanding.
      •    Short Sales – short selling is the selling of a stock that the seller doesn't own. More specifically, a short
           sale is the sale of a security that isn't owned by the seller, but that is promised to be delivered.

  The investment advice provided along with the strategies suggested by Azzendo Wealth Advisors will vary
  depending on each client’s specific financial situation and goals. This brief statement does not disclose all of the
  risks and other significant aspects of investing in financial markets. In light of the risks, you should fully understand
  the nature of the contractual relationship(s) into which you are entering and the extent of your exposure to risk.
  Certain investing strategies may not be suitable for many members of the public. You should carefully consider
  whether the strategies employed will be appropriate for you in light of your experience, objectives, financial
  resources and other relevant circumstances.

                 Investing in securities involves risk of loss that Clients should be prepared to bear.

  Recommendation of Particular Types of Securities
  As disclosed under the “Advisory Business” section in this Brochure, we provide advice on various types of
  securities and we do not necessarily recommend one particular type of security over another since each client

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  has different needs and different tolerance for risk. Each type of security has its own unique set of risks associated
  with it and it would not be possible to list here all of the specific risks of every type of investment. Even within
  the same type of investment, risks can vary widely. However, in very general terms, the higher the anticipated
  return of an investment, the higher the risk of loss associated with it.

  General Investment Risk: All investments come with the risk of losing money. Investing involves substantial risks,
  including complete possible loss of principal plus other losses and may not be suitable for many members of the
  public. Investments, unlike savings and checking accounts at a bank, are not insured by the government to protect
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