Clear Creek Wealth Management LLC

Item 5 Fees and Compensation

Method of Compensation and Fee Schedule and Client Payment of Fees

Asset Management Fees
Pursuant to an investment advisory contract signed by each client, the client, generally, will pay
CCA a monthly management fee, payable in arrears, based upon the average daily market value
of the assets held in the client account over the preceding calendar month. The range of the annual
management fee is up to 1.50%.

These fees may be negotiated at the discretion of the advisor based on, but not limited to,
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to
be managed, related accounts, account composition, negotiations with client, etc. The subadvisor
recommended by CCA to the client, will add CCA’s investment management fee to the
subadvisors fee and will deduct the overall fee from the client account monthly in arrears based on
the market value of the client account at the end of the month. Combined, CCA’s management
fee and the subadvisor’s fee will be deducted from the client account on a monthly basis by the
qualified custodian. The client will give written authorization permitting the Advisor to be paid
directly from the client’s account held by the custodian. The custodian will send a monthly
statement to the client. Clients need to be aware that it is their responsibility to verify the accuracy
of the fee calculation, and that the custodian will not determine whether the fee is properly
calculated. The fee deduction and payment as outlined above is the same process for clients when
CCA recommends a Co-Advisor.

The Adviser is authorized to designate one or more accounts within a client household from which
advisory fees will be deducted. In the absence of specific client instructions, the Adviser may select
any managed account within the household for fee deduction. Clients may, at any time, designate
one or more specific accounts from which fees should be deducted, and such deductions will be
executed by the qualified custodian pursuant to the client’s authorization.

CCA does not receive a referral fee from the subadvisor for referring the client.

Additional Client Fees Charged

All fees paid to CCA and the subadvisor or the Co-Advisor for investment advisory services are
separate and distinct from the internal expenses charged by ETFs and other mutual funds to their
shareholders. These fees and expenses are described in each fund’s prospectus. These fees will
generally include a management fee and other fund expenses.

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At no time will the Advisor accept or maintain custody of a client’s funds or securities except for
authorized fee deductions. Client is responsible for all custodial, securities and brokerage
execution fees charged by the custodian. CCA’s fee is separate and distinct from the custodian
and execution fees. See Item 12 Brokerage Practices, for further information about brokerage and
transaction costs.

Prepayment of Client Fees

CCA charges its fees in arrears therefore there is no prepayment of client fees.

External Compensation for the Sale of Securities to Clients

Neither CCA nor its supervised persons receive any compensation for the sale of securities.

Retirement Rollover Conflicts of Interest
When CCA recommends a client rollover a retirement account for it to manage, this creates a
financial incentive because CCA charges a fee for its services. CCA attempts to mitigate the
conflict of interest by acting in the client’s best interest and applying an impartial conduct standard
to all rollovers. Please note that the client is not under any obligation to roll over a retirement
account to an account managed by CCA.

Item 7 Types of Clients and Minimum Account Size

CCA will offer its services to individuals, pension and profit sharing plans, trusts, estates, or
charitable organizations, corporations or business entities.

CCA does not have any minimum requirements for opening or maintaining an account.