Concurrent Investment Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
advisory agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services / Investment Management Services
Advisory fees for wealth or investment management services are paid quarterly, in advance of each calendar
quarter, pursuant to the terms of the advisory agreement. Investment advisory fees are based on the market value
                                            Concurrent Investment Advisors, LLC
                                        100 S. Ashley Drive, Suite 830, Tampa, FL 33602
                                                    Phone: (813) 709-8800

of assets under management at the end of the prior quarter. Investment advisory fees generally range from 1.00%
to 2.00% annually based on several factors, including: the scope and complexity of the services to be provided;
the level of assets to be managed; and the overall relationship with the Advisor. Relationships with multiple
objectives, specific reporting requirements, portfolio restrictions and other complexities may be charged a higher
fee.

When providing fees based on a tiered fee schedule, the following schedule will be used.

               Total Assets Under Management                       Maximum Annual Fee
                        $0 - $1,000,000                                  2.00%
                   $1,000,001 - $2,000,000                               1.70%
                   $2,000,001 - $3,000,000                               1.60%
                   $3,000,001 – $5,000,000                               1.50%
                   $5,000,001 - $7,500,000                               1.40%
                   $7,500,001 - $10,000,000                              1.30%
                      $10,000,001 - Above                                1.00%

Fees are incremental. The schedule breakpoints and rates may be modified and are negotiable. When
Concurrent utilizes tiered billing, different rates are charged on different tranches of assets under Concurrent’s
management in accordance with the fee schedule above.

The advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the
first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Advisor typically offers a fixed
annual rate fee schedule (as detailed above). In certain circumstances, the Advisor may charge a fixed annual fixed
quarterly fee for its services. The Client’s fees will take into consideration the aggregate assets under management
with the Advisor across all accounts, unless otherwise agreed in writing. All securities held in accounts managed by
Concurrent will be independently valued by the Custodian. Concurrent will not have the authority or responsibility to
value portfolio securities.

Clients may make additions to and withdrawals from their account[s] at any time, subject to Concurrent’s right to
terminate an account. Additions may be in cash or securities provided that Concurrent reserves the right to liquidate
any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may withdraw
account assets on notice to Concurrent, subject to the usual and customary securities settlement procedures.
However, Concurrent designs its portfolios as long-term investments, and the withdrawal of assets may impair the
achievement of a Client’s investment objectives. Concurrent may consult with its Clients about the options and
ramifications of transferring securities. However, Clients are advised that when transferred securities are liquidated,
they may be subject to transaction fees, fees assessed at the mutual fund level (i.e. contingent deferred sales
charge) and/or tax ramifications.

Custody, Platform and Admin (“CPA”) Fee – In addition to the advisory fee described above, Concurrent imposes a
Custody, Platform and Admin fee that is separate and distinct from the Client’s advisory fee. The CPA fee covers
certain platform-related expenses relating to Client accounts, including portfolio accounting, billing, and technology
services. The CPA fee is typically accessed at 0.05% annually and billed quarterly, in advance of each calendar
quarter. The CPA fee in the first quarter of service is prorated from the inception date of the account[s] to the end of
the first quarter. The CPA fee may be reduced or waived at Concurrent’s or investment advisor representative’s
discretion. Should the investment advisor representative assigned to the Client’s account[s] reduce or waive the
Client’s CPA fee, the representative will receive a lower payout percentage from the Client’s account[s]. This creates
a conflict of interest in that the representative has an incentive to not reduce or waive the Client’s CPA fee.

Held Away Accounts – The fee on held-away accounts will be assessed and billed quarterly. The exact amount
charged is determined by the daily average over the course of the quarter. The current exception for this is directly-
managed held-away accounts, which are determined by the account value at the end of the quarter. In either case, if
the Advisor only manages your assets for part of a quarter, the charge will be prorated. The advisory fee is a
                                           Concurrent Investment Advisors, LLC
                                       100 S. Ashley Drive, Suite 830, Tampa, FL 33602
                                                   Phone: (813) 709-8800

blended fee and is calculated by assessing the advisory fee as outlined above and applying the fee to the daily
average of the account value or the account value as of the last day of the previous quarter (per the paragraph
above), resulting in a combined weighted fee.
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Item 7 – Types of Clients
Concurrent offers advisory services to individuals, high net worth individuals, families, trusts, estates,
businesses, and retirement plans. Concurrent generally does not impose a minimum relationship size.