Confidence Wealth Management Inc

ITEM 5: FEES AND COMPENSATION

A. Compensation for Advisory Services
As described in greater detail below, CWM charges different types of fees, including fees based on a
percentage of assets under management, fixed fees and hourly fees. The specific fees charged by CWM
for its financial planning and investment management services will be set forth in the client’s agreement.

Fees may be negotiable under certain circumstances at the sole discretion of CWM. In addition, CWM
has full discretion to waive its advisory fees in their entirety. Although CWM believes its advisory fees
are competitive, Clients should be aware that lower fees for comparable services may be available from
other sources.

    1. Investment Supervisory Services Fees
For managed accounts using Third-Party Advisors, Sub-Advisors, or implementing CWM own
investment strategies listed under Item 8, investment supervisory fees are charged based on the schedule
outlined below.

                  Assets Under Management                 Annual Advisory Fee (% AUM)
                        $0 - $1,000,000                             0.95%
                   $1,000,000 - $5,000,000                          0.90%
                   $5,000,000 - $10,000,000                         0.85%
                  $10,000,000 - $20,000,000                         0.80%
                    $20,000,000 and above                           0.75%

For managed accounts not using Third-Party Advisors, Sub-Advisors, or implementing CWM own
investment strategies listed under Item 8, investment supervisory fees are charged at a flat 0.5% of assets
under management.

However, CWM has had different fee schedules in place in the past and our fees are negotiable at our
discretion, which means not all CWM clients are paying the same fees. Also, the schedule does not
include fees charged by other institutions such as TPAs/sub-advisers, or custodian fees. See Item 5.B
below for further information regarding CWM fees and third-party fees.

Client will not be charged any fees while the assets are awaiting CWM’s plan-implementation meeting,
which typically occurs after the Client’s account transfer. No strategies or investment plan will be
activated on Client’s behalf before we meet with you and mutually agree at the planning meeting on the

Confidence Wealth Management, Inc.
Form ADV Part 2A

strategy implementation. Therefore, it is important that Client schedule the implementation meeting as
soon as possible after Client is notified that Client’s account assets have transferred to the custodian(s) of
record. CWM is not responsible for investment opportunity fluctuations due to market conditions prior to
assets deployment.

CWM Investment Supervisory fees are calculated and billed quarterly in arrears based on each client’s
total account value (including cash and cash equivalents, unless specified otherwise) on the average daily
balance. The fees will be deducted from each client’s account by the custodian as soon as practicable
following the end of each billing period. Should a client open an account with CWM during a quarter, the
Firm’s investment supervisory fee will be prorated based on the number of days that the account was
open during the quarter and the fee will be billed at the end of that quarter. In the event that CWM’s
services are terminated, any unpaid, unearned fees will be promptly deducted from the client’s account or
billed to the client.

CWM’s investment supervisory fees are negotiable in the sole discretion of CWM. In addition, CWM
has in the past and may in the future, vary or waive investment management fees in its sole discretion.
Although CWM believes its fees are competitive, clients should understand that lower fees for
comparable services may be available from other sources.

    2. TPA and Sub-Adviser Fees

As mentioned in Item 4 above, Client should be aware that TPA and sub-advisory fees are typically
distinct from, and in addition to, fees assessed by CWM. However, in no instance will the total fees
charged to clients by CWM and the respective TPA/sub-adviser exceed 3% of assets under
management annually. At the beginning of the engagement, the CWM Client will receive a copy of
the TPA’s/sub-adviser’s Form ADV Part 2A, which includes information about the respective
TPA’s/sub-adviser’s services, fees and other important disclosures and should be read fully upon
receipt. Annually, the client receives either a complete copy of the TPA’s/sub-adviser’s Form ADV
Part 2A, or a summary of the material changes page and an offer to receive the complete copy.
             a. Sub-Adviser Fees

When assets are allocated to a sub-adviser, CWM shall charge an advisory fee for its allocation,
advisement, and recommendations based on the client’s assets under management that are separate from
and in addition to fees assessed by the sub-adviser. The client will be responsible for paying any sub-
adviser fees. In some cases, the sub-adviser will bill the client (or debit the client’s account) for both their
advisory fees and CWM’s investment supervisory fees and then pay CWM directly from the fees
collected from the client. In other cases, CWM and the respective sub-adviser will each be responsible
for collecting their respective fee. Also, certain sub-advisers bill in advance and in the cases where they
bill clients for CWM’s fees, such fees will be billed in advance too. For information regarding the sub-
adviser’s minimum account size, requirements, management services and associated advisory and referral
fees please refer to the sub-adviser’s Form ADV disclosure brochure.

Confidence Wealth Management, Inc.
Form ADV Part 2A

    3. Retirement Planning Services

Retirement Planning Services fees are charged based on the schedule outlined below.

                  Assets Under Management                 Annual Advisory Fee (% AUM)
                           > $ 1MM                           0.7% $ 2,500 minimum
...

types of clients:

            ❖    Individuals
            ❖    High-Net-Worth Individuals
            ❖    Participants Pension and Profit Sharing Plans
            ❖    Trusts, Estates, or Charitable Organizations
            ❖    Corporations or Business Entities
            ❖    Retirement Plans

CWM does not have an account minimum requirement.

Confidence Wealth Management, Inc.
Form ADV Part 2A