IMZ Advisory Inc

Item 5 Fees and Compensation

Asset Management Fees
Pursuant to an investment advisory contract signed by each client, including pension plans, the
client will pay a tiered annual management fee, payable quarterly in advance, based on the value
of portfolio assets of the account managed by the Advisor as of the opening of business on the first
business day of each quarter. New account fees will be prorated from the inception of the account
to the end of the first quarter.

                  Assets Under Management           Annual Fee
                  First $250,000                   1.50%
                  $250,001 to $500,000             1.25%
                  $500,001 to $1,000,000           1.00%
                  $1,000,001 to $5,000,000         0.75%
                  Over $5,000,000                  0.60%

These fees may be negotiated at the sole discretion of the Advisor. Asset management fees will
be directly deducted from the client account on a quarterly basis by the qualified custodian. The
client will give written authorization permitting the Advisor to be paid directly from their account
held by the custodian. The custodian will send a statement at least quarterly and the Advisor will
also send an invoice to the client outlining the fee calculation and time period covered, and the
amount withdrawn from the client account at the same time the fee deduction invoice is sent to the
qualified custodian. Where it is not practical to deduct fees directly from client accounts, client
will be sent an invoice at the beginning of each quarter. The invoice is payable upon receipt.

Fixed Fees
Where IMZ is not managing a client’s portfolio, IMZ will charge a fixed fee for ongoing
investment advice and quarterly meetings with the client of $50 per month paid quarterly in
advance. Fixed fees may be negotiated in advance based at the discretion of the Advisor. The
fixed fees will be directly deducted from client accounts on a quarterly basis by the qualified
custodian. The client will give written authorization permitting the Advisor to be paid directly
from their account held by the custodian. The custodian will send a statement at least quarterly.

All fees paid to IMZ for investment advisory services are separate and distinct from the expenses
charged by mutual funds to their shareholders. These fees and expenses are described in each
fund’s prospectus. These fees will generally include a management fee and other fund expenses.

At no time will IMZ accept or maintain custody of a client’s funds or securities except for
authorized fee deduction. Client is responsible for all custodial and securities execution fees
charged by the custodian and executing broker-dealer. The Advisor’s fee is separate and distinct
from the custodian and execution fees.

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IMZ’s management fee is payable in advance. Upon termination, any fees paid in advance will be
prorated to the date of termination and any unearned fees will be refunded to client.

Where acting in the capacity of insurance agents, investment advisory representatives of IMZ may
effect insurance transactions for typical and customary compensation. Clients are not obligated to
use investment advisor representatives of IMZ to execute such securities transactions.

Where acting in the capacity of a registered representative or insurance agent, investment advisor
representatives (IARs) of IMZ may as broker or agent effect securities or insurance transactions
for typical and customary compensation. This practice presents a conflict of interest by creating
an incentive to recommend investment products based on the compensation received, rather than
on a client’s needs. Clients of IMZ are not required to utilize the IARs in their capacity as
registered representatives of the broker-dealer or in their capacity as insurance agents for the
purchase of investment products. IMZ has established a Code of Ethics to address conflicts of
interest. See the response to Item 11 below for more information on the Code of Ethics. A client
may be able to invest in products recommended by the firm directly, without the services of IMZ.
In that case, the client would not receive the services provided by IMZ which are designed, among
other things, to assist the client in determining which products or services are most appropriate to
each client’s financial condition and objectives. Commissions from the sale of investment
products do not represent 50% or more of the revenues received by IMZ. IMZ does not charge
advisory fees on client assets invested through the broker-dealer or on insurance products.

Item 7 Types of Clients

The Advisor will offer its services to individuals, pension and profit sharing plans, trusts, estates,
charitable organizations, corporations and other business entities.

The Advisor does not have any minimum requirements for opening or maintaining an account.