Cordatus Wealth Management LLC

Item 5:       Fees and Compensation

      A.      Fees Charged

      All investment management clients will be required to execute an Investment Management Agreement
      that will describe the type of management services to be provided and the fees, among other items.
      Clients are advised that they may pay fees that are higher or lower than fees they may pay another
      advisor for the same services, and may in fact pay lower fees for comparable services from other
      sources. Clients are under no obligation at any time to engage or to continue to engage Cordatus for
      investment services. If you do not receive a copy of this brochure at least 48 hours prior to the

execution of an Agreement, you may terminate the agreement within the first five (5) business days
without penalty.

Asset Management

Generally, fees vary from 0.00% to 1.50% per annum of the gross market value of a client’s equity
assets managed by Cordatus. The fee range stated is a guide. Fees are negotiable, and may be higher
or lower than this range, based on the nature of the account. Factors affecting fee percentages include
the size of the account, complexity of asset structures, and other factors. All clients, but especially
those with smaller accounts, should be advised they may receive similar services from other
professionals for higher or lower overall costs.

Financial Planning

For clients whose assets are managed by Cordatus, the financial planning fee will vary, but is generally
expected to be a fixed fee of between $500 and $1,000 per plan. However, these fees are guidelines,
subject to change according to the complexity of the plan and the specific client’s circumstances.

In the discretion of Cordatus, financial planning fees received may be credited towards a client’s asset
management fees incurred during the first year of the client engagement.

Services for Executives

Please see response to Item 5E, where we discuss the commissions paid to representatives of Cordatus
who are also registered representatives of a broker-dealer. Cordatus does not charge fees for executive
services, as such representatives are compensated in their individual capacities.

Retirement Plan Consulting and Corporate Services

Fees vary from 0.10% to 1.00% per annum of the market value of the plan’s assets under the direction
of Cordatus. These are the only fees, either direct or indirect, that Cordatus reasonably expects to
receive from the plan. Fees are negotiable and will be determined by the scope and nature of the
services provided, the size of the account, the complexity of the plan document and other factors.
Services may also be performed on an hourly basis in limited circumstances.

B.      Fee Payment

Asset Management & Corporate Services:

For clients whose assets are managed by the firm, investment advisory fees will be debited directly
from each client’s account. The advisory fee is paid quarterly, in advance, based upon the market
value of the assets being managed by Cordatus on the last day of the previous billing period as valued
by the custodian of your assets. For example, if your annual fee is 1.00%, each quarter we will multiply
the value of your account on the last day of the previous billing period by 1.00%, then divide by the
number of days in that calendar year and multiply that number by days in the quarter to calculate our
fee. To the extent there is cash in your account, it will be included in the value for the purpose of
calculating fees only if the cash is part of an investment strategy. Once the calculation is made, we
will instruct your account custodian to deduct the fee from your account and remit it to Cordatus.
While almost all of our clients choose to have their fee debited from their account, we will invoice
clients upon request.

If assets in excess of $10,000 are deposited into or withdrawn from an account after the inception of a
billing period, the fee payable with respect to such assets is adjusted to reflect the interim change in
portfolio value. For the initial period of an engagement, the fee is calculated on a pro rata basis. In the
event the advisory agreement is terminated, the fee for the final billing period is prorated through the
effective date of the termination and the outstanding or unearned portion of the fee is charged or
refunded to the client, as appropriate.

Clients whose fees are directly debited will provide written authorization to debit advisory fees from
their accounts held by a qualified custodian chosen by the client. Each quarter, clients will receive a
statement from their account custodian showing all transactions in their account, including the fee.
Upon specific request, clients will receive a bill itemizing the fees to be debited, including the formula
used to calculate the fee, the amount of assets upon which the fee is based, and the time period covered
by the fee. The invoice will also state that the fee was calculated by Cordatus and not independently
calculated by the custodian.

Financial Planning: Financial planning fees will be due upon receipt of invoice from Cordatus. In
many cases, clients will be asked to put forth a retainer at the onset of the engagement which may be
for up to 50% of the expected final cost.

C.      Other Fees

There are a number of other fees that can be associated with holding and investing in securities. In
addition to the advisory fees paid to Cordatus, clients may also incur certain charges imposed by other
third parties, such as broker-dealers, custodians, trust companies, banks and other financial institutions
(collectively “Financial Institutions”). These additional charges may include securities brokerage
commissions, transaction fees, custodial fees, fees charged by the Independent Managers, margin
costs, charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed in the fund’s
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Item 7:       Types of Clients

      Clients advised may include individuals, families, trusts, charitable organizations and foundations,
      pensions and corporations. Cordatus does not require any particular minimum amount of assets to be
      placed with Cordatus, however accounts participating in programs sponsored by Wells Fargo or
      Prospera may be subject to the account minimums imposed by such sponsors for participation any of
      their wrap programs.