Cordis Financial LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our fee for portfolio management services is based on a percentage of the assets in your account. Our
annual portfolio management fee is billed and payable, quarterly in arrears, based on the balance at
end of billing period and is set forth in the following annual fee schedule:

                                         Annual Fee Schedule

           Assets Under Management                                       Annual Fee
                Up to $500,000                                             1.50%

               $500,001-$1,000,000                                          1.25%

              $1,000,001-$2,000,000                                         1.00%

              $2,000,001-$3,000,000                                         0.85%

               $3,000,001-$5,000,000                                         0.75%

               $5,000,001-$8,000,000                                         0.60%

              $8,000,001-$10,000,000                                         0.50%

              $10,000,001 and Over                                         Negotiable

If the portfolio management agreement is executed at any time other than the first day of a calendar
quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the quarter for which you are a client. Assets in each of your
account(s) are included in the fee assessment unless specifically identified in writing for exclusion. Our
advisory fee is negotiable, depending on individual client circumstances. Note: Certain clients will be
billed on legacy fee arrangements. As of January 1, 2025, new clients will be billed according to the fee
schedule set forth above.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced advisory fee
based on the available breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have given our firm written authorization
permitting the fees to be paid directly from your account. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. You should review all statements for accuracy.

You may terminate the portfolio management agreement upon written notice. If the portfolio
management agreement is terminated within five (5) business days of signing, there will be no cost to
you. After the five day period, you will incur a pro rata charge for services rendered prior to the
termination of the portfolio management agreement, which means you will incur advisory fees only in
proportion to the number of days in the quarter for which you are a client. If you have pre-paid advisory
fees that we have not yet earned, you will receive a prorated refund of those fees.

Financial Planning Services
Cordis Financial charges a fixed fee for financial planning services, which generally ranges
between $400 and $15,000. The fee is negotiable depending upon the complexity and scope of the
plan, your financial situation, and your objectives. We do not require you to pay fees six or more
months in advance. Should the engagement last longer than six months between acceptance of
financial planning agreement and delivery of the financial plan, any prepaid unearned fees will be
promptly returned to you less a pro rata charge for bona fide financial planning services rendered to
date. We will not require prepayment of a fee more than six months in advance and in excess of
$1,200.

You may terminate the financial planning agreement upon written notice to our firm. If the financial
planning agreement is terminated within five (5) business days of signing, there will be no cost to you.
After the five day period, should you have pre-paid financial planning fees that we have not yet earned,
you will receive a prorated refund of those fees. If financial planning fees are payable in arrears, you
will be responsible for a prorated fee based on services performed prior to termination of the financial
planning agreement.

Pension Consulting Services
Cordis Financials' advisory fees for these customized services will be negotiated with the plan sponsor
or named fiduciary on a case-by-case basis.

You may terminate the pension consulting services agreement upon written notice our firm. If the
pension consulting agreement is terminated within five (5) business days of signing, there will be no
cost to you. After the five day period, you will incur a pro rata charge for services rendered prior to the
termination of the agreement, which means you will incur advisory fees only in proportion to the
number of days in the quarter for which you are a client. If you have pre-paid advisory fees that we
have not yet earned, you will receive a prorated refund of those fees.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
...

Item 7 Types of Clients
We offer investment advisory services to individuals including, high net worth individuals, pension and
profit sharing plans (excluding the plan participants), and charitable organizations.

In general, we do not require a minimum dollar amount to open and maintain an advisory account. We
may also combine account values for you and your minor children, joint accounts with your spouse,
and other types of related accounts to meet the stated minimum.