CornerStone Wealth LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

          Total Assets Under Management              Annual Fees
          $1 - $249,999                              1.25%

          $250,000 - $499,999                        1.15%

          $500,000 – 1,499,999                       1.00%

          $1,500,000 - $2,999,999                    0.85%

          $3,000,000 - $4,999,999                    0.70%

          $5,000,000+                                0.50%

Cornerstone uses an average of the daily balance in the client's account throughout the
billing period, after taking into account deposits and withdrawals, for purposes of determining
the market value of the assets upon which the advisory fee is based. Client accounts on the
Pontera platform will be added to the Client’s overall portfolio value for the purposes of
calculating fees. Fees for qualified accounts at Pontera will not be deducted from the
account, but from one of your other taxable custodian/broker-dealer accounts.
These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of Cornerstone's fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with 10 days' written notice.

Financial Planning Fees

   Fixed Fees - The negotiated fixed rate for financial planning services is between $300 and
      $2,500.
     Subscription Fees - The negotiated recurring subscription fee rate for financial
      planning services is between $30 and $1,000.
     Hourly Fees - The negotiated hourly fee for financial planning services is between
      $150 and $300 per hour.
Clients may terminate the agreement without penalty, for a full refund of Cornerstone’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon 10 days written notice.

Educational Seminar/Workshop fees
Cornerstone will charge no fee for our educational seminars and workshops.

Cash Management Fees

CORNERSTONE charges an annual fee of 0.20% of the value of the client’s FICA
account if they participate in the FICA cash management program. This fee will be
deducted quarterly in arrears from the client’s account by the account custodian. This fee is
separate from any other applicable fees, but no portfolio management fee is charged for
clients participating in the FICA Cash Management Program.

B. Payment of Fees

Payment of Portfolio Management Fees
Portfolio management fees will be debited from the account, on a quarterly basis. Fees
are paid in arrears.

Payment of Financial Planning Fees
Financial planning fees are paid via check, debit from approved investment account, credit/debt
card, or debit from a checking or savings account.
        -Fixed financial planning fees are paid in arrears upon completion.
        -Subscription financial planning fees are paid in arrears upon agreed billing cycle.
        -Hourly financial planning fees are paid in arrears upon completion.

C. Client Responsibility For Third Party Fees
Clients are responsible for the payment of all third-party fees (i.e., custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by Cornerstone. Please see Item 12 of
this brochure regarding broker- dealer/custodian.
Schwab has eliminated commissions for online trades of equities, ETFs and options (subject to
$0.65 per contract fee). This means that, in most cases, when we buy and sell these
types of securities, we will not have to pay any commissions to Schwab. We encourage
you to review Schwab’s pricing to compare the total costs of entering into a wrap fee
arrangement versus a non-wrap fee arrangement. If you choose to enter into a wrap fee
arrangement, your total cost to invest could exceed the cost of paying for brokerage and
advisory services separately. To see what you would pay for transactions in a non-wrap
account please refer to Schwab’s most recent pricing schedules available at
schwab.com/as pricing guide.

D. Prepayment of Fees

Cornerstone collects its fees in arrears. It does not collect fees in advance.

        E. Outside Compensation For the Sale of Securities to Clients
        Neither Cornerstone nor its supervised persons accept any compensation for the sale of securities or other
        investment products, including asset-based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
Cornerstone generally provides advisory services to the following types of clients:

        ❖           Individuals and Families
        ❖           High-Net-Worth Individuals and Families
There is no account minimum for any of Cornerstone’s
services.