Skyview Financial Group LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one more
written agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees range up to 1.50% annually based
on several factors including: the complexity of the services to be provided, the level of assets to be managed, and
the overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements,
portfolio restrictions and other complexities may be charged a higher fee.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Skyview Financial Group will be independently valued by the Custodian. Skyview Financial Group will not have
the authority or responsibility to value portfolio securities.

Financial Planning Services
Skyview Financial Group offers financial planning services for a fixed engagement fee ranging from $100 to $1,000
per engagement. Fees may be negotiable based on the nature and complexity of the services to be provided and
the overall relationship with the Advisor. An estimate for total costs will be determined prior to engaging for these
services.

Educational Services
Skyview Financial Group charges no fee for its educational webinars.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by four (4)) to the total assets under management with Skyview Financial Group
at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian
reflecting deduction of the investment advisory fee. Clients are urged to also review and compare the statement
provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform a
verification of fees. Clients provide written authorization permitting advisory fees to be deducted by Skyview
Financial Group to be paid directly from their account[s] held by the Custodian as part of the investment advisory
agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees may be invoiced up to fifty percent (50%) of the expected total fee upon execution of the
financial planning agreement. The balance shall be invoiced upon completion of the agreed upon deliverable[s].

C. Other Fees and Expenses

Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s]. Skyview Financial Group includes Covered Costs as part of its overall investment
advisory fee through the Skyview Financial Group Wrap Fee Program. Securities transaction fees for Client-
directed trades may be charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap
Fee Program Brochure.

In addition, all fees paid to Skyview Financial Group for investment advisory services are separate and distinct
from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and
expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay
management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and
account reporting), and a possible distribution fee. A Client may be able to invest in these products directly,
without the services of Skyview Financial Group, but would not receive the services provided by Skyview
Financial Group which are designed, among other things, to assist the Client in determining which products or
services are most appropriate for each Client’s financial situation and objectives. Accordingly, the Client should
review both the fees charged by the fund[s] and the fees charged by Skyview Financial Group to fully understand
the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information.

D. Advance Payment of Fees and Termination
Investment Management Services
Skyview Financial Group may be compensated for its investment management services in advance of the quarter
in which services are rendered. Either party may terminate the investment advisory agreement, at any time, by
providing advance written notice to the other party. The Client may also terminate the investment advisory
agreement within five (5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-
day period, the Client will incur charges for bona fide advisory services rendered to the point of termination and
such fees will be due and payable by the Client. Upon termination, the Advisor will refund any unearned, prepaid
investment advisory fees from the effective date of termination to the end of the quarter. The Client’s investment
advisory agreement with the Advisor is non-transferable without the Client’s prior consent.

Financial Planning Services
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Item 7 – Types of Clients

Skyview Financial Group offers investment advisory services to individuals, high net worth individuals, and
retirement plans. The amount of each type of Client is available on Skyview Financial Group’s Form ADV Part
1A. These amounts may change over time and are updated at least annually by the Advisor. Skyview Financial
Group generally does not impose a minimum relationship size.