CornerStone Wealth Partners LLC

ITEM 5–FEES AND COMPENSATION
FINANCIAL CONSULTATIONS
Our fees for an initial consultation, discussion of your financial needs and goals, and preparation
of a market investment analysis of your portfolio range from $100 to $10,000, depending on the
complexity of your individual situation. We will collect the agreed upon fee upfront upon
engagement of the plan.
For ongoing financial consulting where our services include ensuring that information about your
specific goals, financial situation and risk preference remain current, assisting you in determining
appropriate allocation models, reviewing account activity periodically, meeting with you at least
annually, and responding to your inquiries, you will pay an annual flat fee ranging from $100 to
$10,000 depending on the level and scope of the services required.
The agreement you and Cornerstone Wealth Partners, LLC sign will detail the scope of the
services to be provided and the fee for such services. Fees are charged and collected in advance
of services, payable by check or credit card. You will have five (5) business days to terminate the
agreement without charge. Should you wish to terminate the agreement after the five-day
period, our services will cease. You may terminate at any time without advance notice to
Cornerstone Wealth Partners, LLC. Prepaid Financial and Investment Consulting fees are not
prorated for refund.
INVESTMENT MANAGEMENT
        ASSET MANAGEMENT
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Your investments bear all fund-related fees and expenses, including brokerage fees and operating
expenses. No sales loads are paid to Cornerstone Wealth Partners or any other parties with
respect to fund investments. You do not pay any additional fees beyond the mutual fund and ETF
expense ratios inside the models for the investments themselves.
Annual fees paid to Cornerstone Wealth Partners are:

               Assets Under Management    Annual Fee
               $0 - $249,999              1.25%
               $250,000 - $999,999        1.00%
               $1,000,000 - $4,999,999    0.75%
               $5,000,000 and above       0.50%

Fees are negotiable. Accounts within the same household may be combined for a reduced fee.
Please note, total fees charged will not exceed 2% of assets under management per year. Lower
fees for comparable services may be available from other sources.
Annual fees paid to Cornerstone Wealth Partners are collected quarterly, in advance, at one-
fourth the annual rate. The fees are based on the market value of your account on the last
business day of the preceding calendar quarter. You will find the market value of your account on
the statement you receive from the custodian carrying your account. The initial fee is due at the
time your account is funded and is pro-rated for the number of days remaining in the quarter.
The custodian of your assets will deduct the fees from your account and send those fees to
Cornerstone Wealth Partners.
You have the right to terminate your agreement with Cornerstone Wealth Partners without
penalty within five (5) business days. Otherwise, your agreement may be terminated by any of
the parties by giving 30 days prior written notice to the other. Prepaid fees will be refunded on a
pro-rata basis.
        CO-ADVISOR
When you participate in a Matson Money program your investments bear all fund- related fees
and expenses, including brokerage fees and operating expenses as well as the expenses derived
from the underlying mutual funds in which the Matson Funds invest. As adviser to its funds,
Matson Money charges fees of .49% on each fund’s average daily net assets as described in the
prospectus. As a fund of funds, Matson Funds invest in shares of other registered investment
companies. Advisers to the underlying funds are paid an advisory fee by each underlying fund
they manage. As a result, you bear their asset-based share of the fees and expenses of each
underlying fund as well as of the Matson Fund series in which your assets are invested. No sales
loads are paid to Matson Money, Cornerstone Wealth Partners, or any other parties with respect
to fund investments. You do not pay Matson Money any separate advisory fee above or beyond
the fees embedded in the Matson Funds to participate in a Matson Money program.
Annual fees paid to Cornerstone Wealth Partners are:

Cornerstone Wealth Partners, LLC              Page 8                       ADV Part 2A –03/2026

               Assets Under Management    Annual Fee
               First $500,000             0.99%
               Next 500,000               0.99%
               Next $3,000,000            0.75%
               Over $4,000,000            0.50%

Fees are negotiable. Accounts within the same household may be combined for a reduced fee.
Please note, total fees charged by both parties will not exceed 3% of assets under management
per year. Lower fees for comparable services may be available from other sources.
Annual fees paid to Cornerstone Wealth Partners are collected by Matson Money quarterly in
advance, at one-fourth the annual rate. The fees are based on the market value of your account
on the last business day of the preceding calendar quarter. You will find the market value of your
account on the statement you receive from the custodian carrying your account and on
statements provided by Matson Money. The initial fee is due at the time your account is funded
and is pro-rated for the number of days remaining in the quarter. The custodian of your assets
will deduct the fees from your account and send those fees to Matson Money, who in turn pays
Cornerstone Wealth Partners.
Clients who invest in Matson Funds through different co-advisers may pay lower or higher fees
to their co-adviser than other investors in the same funds.
Cornerstone Wealth Partners will not, and has no authority to, withdraw fees from your account.
...

ITEM 7–TYPES OF CLIENTS
We provide our advisory services to individual investors, 401Ks, trusts, estates, charitable
organizations, and businesses. There is no minimum net worth or minimum portfolio
requirement for our financial planning services. The issuers of Section 529 College Savings Plans
may have investment minimums and other limits. For example, The Hartford Group’s investment
minimums and limits are $250 per investment option, $25 minimum for subsequent investments,
and $265,520 maximum contribution limit for each designated beneficiary.