The Wealth Advisory Team LLC

Item 5     Fees and Compensation
                   INVESTMENT SUPERVISORY SERVICES ("ISS")
              INDIVIDUAL & MODEL PORTFOLIO MANAGEMENT FEES
The annualized fee for Model Portfolio Management Services will be charged as
a percentage of assets under management, according to the following
schedule:
Assets Under Management                             Annual Fee
First            0 - $1,000,000                     1.00%
Next             $1,000,001 - $3,000,000            0.75%
Next             $3,000,001 - $5,000,000            0.50%
Over             $5 million                         0.375%

For example, the fee structure for an $8 million account is as follows:

                    $1 million  x       1.00%         = $10,000
                    $2 million  x       0.75%         = $15,000
                    $2 million  x       0.50%         = $10,000
                    $3 million  x       0.375%        = $11,250
                    TOTAL $8 million                    $46,250
Clients are invoiced in advance at the beginning of each calendar quarter
based upon the value (market value or fair market value in the absence of
market value, plus any credit balance or minus any debit balance), of the
clients account at the end of the previous quarter. Clients’ fees are deducted
directly from the appropriate account.
Limited Negotiability of Advisory Fees: Although The Prosperity People has
established the aforementioned fee schedule(s), we retain the discretion to
negotiate alternative fees on a client-by-client basis. Client facts, circumstances
and needs are considered in determining the fee schedule. These include the
complexity of the client, assets to be placed under management, anticipated
future additional assets; related accounts; portfolio style, account composition,
reports, among other factors. The specific annual fee schedule is identified in
the contract between the adviser and each client.

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Discounts, not generally available to our advisory clients, may be offered to
family members and friends of associated persons of our firm.

                           FINANCIAL PLANNING FEES
The Prosperity People’s Financial Planning fee is determined based on the
nature of the services being provided and the complexity of each client’s
circumstances. All fees are agreed upon prior to entering into a contract with
any client.
Our Financial Planning fees are calculated and charged on a fixed fee basis,
typically ranging from $300 to $15,000 depending on the specific arrangement
reached with the client.
We may request a retainer upon completion of our initial fact-finding session
with the client; however, advance payment will never exceed $500 for work
that will not be completed within six months. The balance is due upon
completion of the plan.

                           CONSULTING SERVICES FEES
The Prosperity People’s Consulting Services fee is determined based on the
nature of the services being provided and the complexity of each client’s
circumstances. All fees are agreed upon prior to entering into a contract with
any client.
Our Consulting Services fees are calculated and charged on a fixed fee basis,
typically ranging from $300 to $15,000, subject to the specific arrangement
reached with the client.

                             GENERAL INFORMATION
Termination of the Advisory Relationship: A client agreement may be canceled
at any time, by either party, for any reason upon receipt of 30 days written
notice. As disclosed above, certain fees are paid in advance of services
provided. Upon termination of any account, any prepaid, unearned fees will be
promptly refunded as of the date the termination is received. In calculating a
client’s reimbursement of fees, we will pro rate the reimbursement according to
the number of days remaining in the billing period.

Mutual Fund Fees: All fees paid to The Prosperity People for investment advisory
services are separate and distinct from the fees and expenses charged by

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mutual funds and/or ETFs to their shareholders. These fees and expenses are
described in each fund's prospectus. These fees will generally include a
management fee and other fund expenses. If the fund also imposes sales
charges, a client may pay an initial or deferred sales charge. A client could
invest in a mutual fund directly, without our services. In that case, the client
would not receive the services provided by our firm which are designed, among
other things, to assist the client in determining which mutual fund or funds are
most appropriate to each client's financial condition and objectives.
Accordingly, the client should review both the fees charged by the funds and
our fees to fully understand the total amount of fees to be paid by the client
and to thereby evaluate the advisory services being provided.
Additional Fees and Expenses: In addition to our advisory fees, clients are also
responsible for the fees and expenses charged by custodians and imposed by
broker dealers, including, but not limited to, any transaction charges imposed
by a broker dealer with which an independent investment manager effects
transactions for the client's account(s). Please refer to the "Brokerage Practices"
section (Item 12) of this Form ADV for additional information.
Fee Disclosures: For all fees stated above, the following information applies:

Clients will be invoiced in advance, at the beginning of each calendar quarter,
based upon the month end values (market value or fair market value in the
absence of market value, plus any margin balance of the client’s account
during the previous quarter. The value of the portfolio is determined on the
nearest valuation date preceding the end of the quarter, which valuation date
is defined as the last business day of the month.
...

Item 7     Types of Clients
The Prosperity People provides advisory services to the following types of clients:
 Individuals (other than high net worth individuals)
 High net worth individuals
 Pension and profit-sharing plans (other than plan participants)
 Charitable organizations
 Corporations or other businesses not listed above