CPR Investments Inc

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  Advisory Services and Fees
  CPR provides advisory services with customized lifestyle securities portfolios. Each portfolio is
  designed on the advisory Client's life status and may broadly be described as growth, growth and
  income and income. CPR offers many distinct asset management services as stated below.
  CPR Asset Management Fees
  CPR manages all or a portion of advisory accounts. CPR utilizes sub advisors to tap talent that is not
  available in-house to manage all or some of the investment models. CPR will obtain written
  authorization from the Client in the Contract for Financial Advice for discretionary authority to manage
  Clients' accounts and for fee deduction at the custodian of the account. The annual tiered fee schedule
  per account is listed below:*

                                          CPR Investments Inc.

Account Management Fee will be charged according to the following grid:
Based on each account model allocation(s) on the last day of the quarter.
                                                                                $2-$5
Strategy Name                         up to $1 Million       $1 - $2 Million    Million           Over $5 Million
Alpha Portfolios                                 1.35%                  1.20%             1.05%              0.60%
Alpha Hybrid Portfolios                          1.50%                  1.35%             1.20%              1.05%
Apex Conservative                                1.50%                  1.45%             1.30%              0.70%
Apex Moderate                                    1.65%                  1.50%             1.35%              0.90%
Apex Moderate Growth                             1.65%                  1.50%             1.35%              0.90%
Apex Core                                        1.75%                  1.60%             1.45%              1.00%
Apex Tactical Growth                             1.75%                  1.60%             1.45%              1.00%
Apex Tactical Aggressive                         1.75%                  1.60%             1.45%              1.00%
Bond Alternative                                 1.35%                  1.20%             1.05%              0.60%
Capstone Portfolios                              1.35%                  1.20%             1.05%              0.60%
Hedge Portfolios                                 1.35%                  1.20%             1.05%              0.60%
Lifecore Conservative                            1.25%                  1.10%             0.95%              0.50%
Lifecore Moderate                                1.25%                  1.10%             0.95%              0.50%
Lifecore Moderate Growth                         1.35%                  1.20%             1.05%              0.60%
Lifecore Growth                                  1.35%                  1.20%             1.05%              0.60%
Lifecore Aggressive                              1.35%                  1.20%             1.05%              0.60%
MBA Portfolios                                   1.35%                  1.20%             1.05%              0.60%
Probabilities Portfolios                         1.35%                  1.20%             1.05%              0.60%
Sigma Portfolios                                 1.35%                  1.20%             1.05%              0.60%
Synergy Conservative                             1.40%                  1.25%             1.10%              0.95%
Synergy Moderate                                 1.50%                  1.35%             1.20%              1.05%
Synergy Moderate Growth                          1.50%                  1.35%             1.20%              1.05%
Synergy Balanced                                 1.35%                  1.20%             1.05%              0.60%
Synergy Growth                                   1.50%                  1.35%             1.20%              1.05%
Synergy Aggressive                               1.50%                  1.35%             1.20%              1.05%
Structured Notes                                 1.25%                  1.10%             0.95%              0.50%
Tactical Mgt AlaCarte Model                      1.85%                  1.70%             1.55%              1.10%
Nationwide APEX Models                           1.85%                  1.70%             1.55%              1.10%
Mutual Fund ETF AlaCarte Model                   1.35%                  1.20%             1.05%              0.60%

    If an Alpha Portfolios, MBA Portfolios, Sigma Portfolios, Probabilities Portfolios, or LifeCore Portfolios is
    used within a Tactically Managed (ie Apex, Synergy or AlaCarte Model) account the Tactically
    Managed fee schedule applies . The annual fee is stated in the Contracts for Financial Advice and is
    non-negotiable. The annual fee is prorated and deducted quarterly from the Client's advisory account
    based on the model allocation and market value of the assets under management on the last business
    day of each quarter in arrears paid to CPR. CPR will be paid directly from fee deduction from Client
    accounts. CPR will pay Sub-Advisors for their services. Clients on the Nationwide platform shall receive
    an invoice for fees concurrent with the deduction by Nationwide. Clients will also receive an account

                                             CPR Investments Inc.

statement from Nationwide quarterly. Clients on the AXOS platform shall receive a quarterly statement
with fee calculations concurrent with the deduction by AXOS.
Sub-Advisors
From time to time, CPR may engage the services of sub-adviser, First Trust Advisors L.P. (FTA) to
manage clients’ investment portfolios. CPR will enter into a sub-advisor agreement with FTA. When
using FTA, the client will pay additional fees depending on the account value, investment style and
...

Item 7: Types of Clients
  Description
   CPR generally provides investment advice to individuals. Individuals make up more than 75% of the all
   the accounts held at CPR. CPR also provides financial services to businesses, charitable organizations,
   government entities, and pension and profit sharing plans. Requirements for opening and maintaining
   accounts for certain investments may be imposed by the custodians at the platform or other third party
   investment advisors managing the account.
  Account Minimums
   CPR does not require a minimum to open an account.