Craft Asset Management LLC

Item 5 – Fees and Compensation
In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation
arrangements. Craft Wealth Services believes that its annual fee is reasonable in relation to: (1) services
provided and (2) the fees charged by other investment advisers offering similar services/programs.
However, our annual investment advisory fee may be higher than that charged by other investment
advisers offering similar services/programs.

The exact fees and other terms will be outlined in the agreement between you and Craft Wealth Services.

Asset Management Services
We charge two separate quarterly fees, paid in advance: (1) an Advice Fee for ongoing advisory services
including retirement planning, education planning, insurance analysis, tax planning, as it relates to
investment account types, estate planning, cash flow and budgeting guidance, debt management
optimization, employer benefits and stock options analysis, social security and Medicare optimization, real
estate analysis, periodic financial check-ins, and coordination with other professional advisors; and (2) an
Investment Management Fee which covers portfolio management services at three levels: (a) Basic -
management of stocks, bonds, ETFs, and cash positions, (b) Intermediate - Basic services plus simple
options trading strategies, and (c) Advanced - Intermediate services plus advanced options strategies. Both
fees are calculated quarterly in advance based on the market value of the account as of the last business
day of the previous calendar quarter and will be directly deducted from your account held at the qualified
custodian.

The formula used is:

[Annual Percentage rate ÷ 4] x [Market Value of Account as of last business day of previous quarter] +/‐
[(Days remaining in quarter ÷ 90) x fee adjustment for inflows or outflows] = Client Fee for the Billing
Period

The following are our Standard Fee Schedules:

1. Advice Fee Schedule (Based on Assets Under Management):

- Up to 1.10% - Up to $500,000
- Up to 0.90% - $500,001 to $1,000,000
- Up to 0.80% - $1,000,001 to $2,000,000
- Up to 0.60% - Over $2,000,000

2. Investment Management Fee Schedule (Based on Strategy Complexity), as determined by Adviser in
its sole discretion:

- Up to 0.30% - Basic investment strategies
- Up to 0.40% - Intermediate investment strategies
- Up to 0.50% - Complex investment strategies

Fees charged by Adviser under this Agreement will not be based on the capital gains or the capital
appreciation of Client’s Account

Fees for partial quarters at the commencement or termination of our agreement will be billed or refunded

on a pro‐rated basis contingent on the number of days the account was open during the quarter. Fees are
prorated based on the number of days service is provided during each billing period. Quarterly fee
adjustments for additional assets received into the account during a quarter or for partial withdrawals will
also be provided on a pro rata basis.

Both the Advice Fee and Investment Management Fee will be deducted from the Account and paid
directly to Adviser. Client authorizes the qualified custodian(s) of the Account to deduct these fees from
the Account and pay such fees directly to Adviser. A billing invoice will be sent to Client at the same time
that any fee deduction instruction is sent to the qualified custodian(s) of the Account, and the billing
statement will detail the formula used to calculate the fee, the assets under management and the time
period covered. At least quarterly, Client will receive account statements from the qualified custodian(s)
of the Account detailing transactions in the Account, including investment advisory fees charged. Client
should review the Account statements received from the qualified custodian(s) and verify that
appropriate investment advisory fees are being deducted. The qualified custodian(s) will not verify the
accuracy of the investment advisory fees deducted.

Brokerage commissions and/or transaction ticket fees charged by the qualified custodian will be billed
directly to Client by the qualified custodian.

Adviser will not receive any portion of such commissions or fees from the qualified custodian or Client. In
addition, Client may incur certain charges imposed by third parties other than Adviser in connection with
investments made through the Account including, but not limited to, mutual fund sales loads, 12(b)‐1 fees
and surrender charges, variable annuity fees and surrender charges, IRA and qualified retirement plan
fees, and charges imposed by the qualified custodian(s) of the Account. Management fees charged by
Adviser are separate and distinct from the fees and expenses charged by investment company securities
that may be recommended to Client. A description of these fees and expenses are available in each
investment company security’s prospectus. You should review your account statements received from the
qualified custodian(s) and verify that appropriate investment advisory fees are being deducted. The
qualified custodian(s) will not verify the accuracy of the investment advisory fees deducted.

The asset management services continue in effect until terminated. You may terminate the services by
providing Craft Wealth Services with notice. Craft Wealth Services may terminate the services by providing
you with written notice effective 30 days after you receive the written notice. Any prepaid, unearned fees
will be promptly refunded by Craft Wealth Services to you. Fee refunds will be determined on a pro rata
basis using the number of days services are actually provided during the final period.

Brokerage expenses and/or transaction ticket fees charged by the qualified custodian are billed directly to
you by the qualified custodian. Craft Wealth Services does not receive any portion of such commissions
...

Item 7 – Types of Clients
 Craft Wealth Services generally provides investment advice to individuals, natural-person clients and
 High Net Worth Individuals. You are required to execute a written agreement with Craft Wealth Services
 specifying the particular advisory services in order to establish a client arrangement with Craft Wealth
 Services.

 Minimum Investment Amounts Required

 There are no minimum investment amounts or conditions required for establishing an account managed
 by Craft Wealth Services. All clients are required to execute an agreement for services in order to
 establish a client arrangement with Craft Wealth Services.