West Financial Strategies Inc

Item 5. Fees and Compensation
   Investment Management Services Agreement
       Fees for investment management services are based upon a net percentage
       of assets under management at the beginning of the quarter. For other
       assignments a fee is negotiated.
       Due to the differing nature of each client’s needs, different fee amounts may
       be charged to different clients for the same or similar services. No
       performance fees are charged
       The following fee schedule is provided:
       Assets under management                                 Fee
       On the first $1,000,000                           0.25% Quarterly
       From $1,000,000 to $2,000,000                     0.20% Quarterly
       On assets over $2,000,000                         0.125% Quarterly

       For clients that maintain investment account balances over $500,000, any
       fees due M. Lee West, CPA, P.A. for financial planning or income tax services
       are paid by West Financial Strategies, Inc. on behalf of the client.

   Fee Billing
       Investment management fees are billed quarterly, in advance, meaning that
       we invoice you before the three-month billing period has begun. Fees are
       usually deducted from designated client accounts to facilitate billing. The
       client must consent in advance to direct debiting of their investment account.

   Other Fees
       Custodians may charge transaction fees on purchases or sales of certain
       mutual funds and exchange-traded funds. These transaction charges are
       usually small and incidental to the purchase or sale of a security. The
       selection of the security is more important than the nominal fee that the
       custodian charges to buy or sell the security.
       WEST FINANCIAL STRATEGIES, INC., in its sole discretion, may waive its
       minimum fee and/or charge a lesser investment advisory fee based upon
       certain criteria (e.g., historical relationship, type of assets, anticipated future
       earning capacity, anticipated future additional assets, dollar amounts of
       assets to be managed, related accounts, account composition, negotiations
       with clients, etc.).

                              West Financial Strategies, Inc.

   Expense Ratios
      Mutual funds generally charge a management fee for their services as
      investment managers. The management fee is called an expense ratio. For
      example, an expense ratio of 0.25 means that the mutual fund company
      charges 0.25% for their services. These fees are in addition to the fees paid
      by you to WEST FINANCIAL STRATEGIES, INC.
       Performance figures quoted by mutual fund companies in various publications
       are after their fees have been deducted.

   Past Due Accounts and Termination of Agreement
       WEST FINANCIAL STRATEGIES, INC. reserves the right to stop work on
       any account that is more than 15 days overdue. In addition, WEST
       FINANCIAL STRATEGIES, INC. reserves the right to terminate any
       engagement where a client has willfully concealed or has refused to provide
       pertinent information about financial situations when necessary and
       appropriate, in WEST FINANCIAL STRATEGIES, INC.’s judgment, to
       providing proper financial advice. Any unearned portion of fees collected in
       advance will be refunded within 15 days.

Item 7. Types of Clients
   Description
      WEST FINANCIAL STRATEGIES, INC. generally provides investment advice
      to individuals, pension and profit sharing plans, trusts, estates, or charitable
      organizations, corporations or business entities.
       Client relationships vary in scope and length of service.

   Account Minimums
      The minimum account size is $100,000 of assets under management, which
      equates to an annual fee of $1,000.
       WEST FINANCIAL STRATEGIES, INC. will renegotiate with the client if
       assets have diminished significantly below $100,000.

                             West Financial Strategies, Inc.

       WEST FINANCIAL STRATEGIES, INC. has the discretion to waive the
       account minimum. Accounts of less than $100,000 may be set up when the
       client and the advisor anticipate the client will add additional funds to the
       accounts bringing the total to $100,000 within a reasonable time. Other
       exceptions will apply to employees of WEST FINANCIAL STRATEGIES, INC.
       and their relatives, or relatives of existing clients.