Crews & Associates Inc

Item 5. Fees and Compensation

Payment of Fees
Crews’ standard fees for our various programs are listed below in Item 5. Under certain
circumstances, these fees are negotiable.

Lower fees for comparable services may be available from other sources.

In client advisory agreements with Crews, clients authorize Crews to deduct fees directly from their
accounts on a quarterly basis in advance. As part of this arrangement, Crews will ensure that our
clients have provided written authorization for the qualified custodian, Pershing, to debit their
accounts. Quarterly, Crews through Pershing sends statements to our clients showing all fees paid
from their accounts. Client fees are specifically itemized on the quarterly statements as “Asset Based
Fees” for the specific quarter and with the corresponding total asset value for the account. Crews’
pro-rates advisory fees for partial quarters and may pro-rate fees for significant contributions to or
withdraws from the accounts, which would be further described in the client agreement, as
applicable. In the event an advisory contract is terminated before the end of the billing period, a
refund will be prorated based on the amount of calendar days remaining in the billing cycle.

Crews Investment Advisory Fees
Total Account Value Standard Annualized Fee

Account Size                                          Annual Fee
$50,000 to $100,000                                   2.00% of assets
$100,001 to $500,000                                  1.75% of assets
$500,001 to $1,000,000                                1.50% of assets
$1,000,001 to $2,000,000                              1.25% of assets
Over $2,000,001                                       Negotiated

Crews Model Portfolios Advisory Fees
Total Account Value Standard Annualized Fee

Account Size                                          Annual Fee
$50,000 to $500,000                                   1.75% of assets
$500,001 to $1,000,000                                1.50% of assets
$1,000,001 to $2,000,000                              1.25% of assets
Over $2,000,001                                       Negotiated

When an Outside Manager is used, the above fee schedule does not include the Outside
Manager’s fee. The Outside Manager’s advisory fees, billing schedule, and payment procedures
are set forth in their separate written disclosure documents, advisory agreements, and/or the
account opening documents of your account Custodian. At no point will the combined fee
charged to the Client exceed 2% of assets under management. When an Outside Manager is
used, the Outside Manager will debit your account separately from our firm’s advisory fee.

Crews Form ADV Parts 2A & B (Revised July 2026)

Other Fees and Expenses. In addition to the Wrap Fee Program fees described above, a client
may incur other fees and expenses related to the management and servicing of their account.
These other fees and expenses include those related to odd-lot differentials, SEC exchange fees,
electronic fund and wire transfer fees, margin interest, transfer taxes, redemption fees imposed by
a mutual fund company in relation to trading deemed to be excessive, certain fees in connection
with the establishment, administration, or termination of retirement or profit-sharing plans or trust
accounting, or other costs or fees imposed under applicable laws or regulations.

For example, IRAs participating in a Program will incur an annual IRA maintenance fee. In addition,
in connection with the purchase of certain types of securities (such as securities traded over the
counter and fixed income securities), the client will bear the cost of any mark-ups, mark-downs
and spreads charged by market-makers and dealers. Also, if a transaction in a client account is
executed away from Crews (a “step out” trade), other charges may also be incurred.

All fees paid to Crews for investment advisory services provided through the Programs are
separate and distinct from the fees and expenses charged in relation to assets invested in bank
deposit accounts, money market funds, mutual funds, ETFs, private funds, annuities, and private
investment partnerships and other pooled investments. These fees and expenses are described
in each fund's (or other vehicle’s) prospectus or offering document and will be borne directly or
indirectly by their shareholders. These fees will also generally include a management fee, other
fund expenses, and potentially a 12b-1 Fee or other marketing and distribution charges. By
investing in these types of securities, a client is essentially paying multiple layers of fees and
expenses on the assets invested. However, as a matter of Crews’ policy, any new purchases of
mutual funds in an advisory account must be in an investment advisory-eligible share class that
does not impose a 12b-1 Fee, where such a share class is available. In the event Crews receives
a 12b-1 Fee in relation to an existing mutual fund position in an advisory account, the Firm will
pass on and rebate the fee to the client. Further information relating to fees and expenses is
included in Item 12 under Brokerage Practices and Other Compensation.

Item 6. Performance-Based and Side-By-Side Management

Crews’ investment adviser representatives are not allowed to accept performance-based fees –
that is, fees based on a share of capital gains on or capital appreciation of the assets of a client.

Item 7. Types of Clients

Crews provides the advisory and portfolio management services described in this brochure to
individuals, high net worth individuals, corporations, pension and profit-sharing plans, trusts,
estates, charitable organizations, governmental entities, educational institutions, as well as banks
or thrift institutions.

Crews Form ADV Parts 2A & B (Revised July 2026)

Account Requirements
The minimum initial account values for the programs described in this document are listed below.
Crews may terminate client accounts with written notice if they fall below minimum account value
guidelines established by the firm. The minimum account size is negotiable on a case-by-case basis
and Crews may make exceptions based on specific circumstances of an account.

Crews Investment Advisory
IRA         $50,000
Non-IRA        $50,000

Crews Portfolio Strategy Program
IRA          $50,000
Non-IRA      $50,000