Crossgrain Family Investments LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five (5)
business days of signing the contract without penalty. How we are paid depends on the type of advisory service
we are performing. Please review the fee and compensation information below.
Investment Management Services (CrossGrainFI Manages)
Our standard advisory fee is based on the market value of the assets under management and is calculated as
follows:
                                Account Value                      Annual Advisory Fee
                               $0 - $2,000,000                            1.00%
                           $2,000,001- $5,000,000                         0.75%
                            $5,000,000 and above                          0.50%

The minimum Fee for Investment Management Services is $10,000 per year ($2,500 per quarter). This minimum
may be waived or reduced at the discretion of the Advisor.

The annual fees are billed quarterly in advance based on the first business day of the quarter. Fees are
negotiable. The advisory fee is a blended tier. For example, for assets under management of $6,000,000, a Client
would pay 1.00% on the first $2,000,000, 0.75% on the next $3,000,000, and 0.50% on the remaining balance.
The fee is calculated by the following formula: [Billable Balance x ((number of days in quarter/ number of days in
the year) x Annual Rate)]. No increase in the annual fee shall be effective without agreement from the client by
signing a new agreement or amendment to their current advisory agreement.
Advisory fees are directly debited from client accounts, or the client may choose to pay by credit card or check
via an online payment system. Accounts initiated or terminated during a calendar quarter will be charged a
prorated fee based on the amount of time remaining in the billing period. An account may be terminated with
written notice at least 30 calendar days in advance. Upon termination of the account, any unearned fee will be
refunded to the client.

Co - Investment Management Services (CrossGrainFI Advises)

Our standard advisory fee is based on the market value of the assets under management and is calculated as
follows:
                            Account Value                           Annual Advisory Fee
                            $0 - $500,000                   $100 Annual Administrative Fee plus
                                                                      .75% of AUM
                        $500,001 - $5,000,000                               0.50%
                        $5,000,001 and above                                0.25%

The annual fees are billed quarterly in advance based on the first business day of the quarter. Fees are
negotiable. The advisory fee is a blended tier. For example, for assets under management of $4,000,000, a Client
would pay 0.75% on the first $500,000, 0.50% on the remaining balance. The fee is calculated by the following
formula: [Billable Balance x ((number of days in quarter/ number of days in the year) x Annual Rate)]. No
increase in the annual fee rate shall be effective without agreement from the client by signing a new agreement
or amendment to their current advisory agreement.

Accounts initiated during a calendar quarter will be charged a prorated fee based on the amount of time
remaining in the billing period. CrossGrainFI relies on the valuation as provided by Client’s custodian in
determining assets under management and/or capital statements that are emailed to CrossGrainFI directly from
the issuer(s). CrossGrainFI fees are charged based on called capital adjusted for markup and markdown as
determined by the provider. CrossGrainFI does not charge on committed capital.

Advisory fees are directly charged to Client via Advice Pay, or other online payment system Advisor utilizes on an
on-going basis, unless otherwise agreed in writing.

Upon termination of this service by Client while there is still value in the account under Adviser’s management,
Client will be charged a fee equal to 4 times the last calendar quarter’s AUM fee.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which
may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other third
parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund
and exchange traded funds also charge internal management fees, which are disclosed in a fund’s prospectus.
Such charges, fees and commissions are exclusive of and in addition to our fee, and we shall not receive any
portion of these commissions, fees, and costs.
Item 12 further describes the factors that we consider in selecting or recommending custodians for client’s
transactions and determining the reasonableness of their compensation (e.g., commissions).
We do not accept compensation for the sale of securities or other investment products including asset-based
sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to high net-worth individuals and families.
Our minimum account size requirement for investment management services is $3,000,000. The minimum Fee
for Investment Management Services is $10,000 per year ($2,500 per quarter).
Our minimum account size requirement for co-investment services is $500,000.
These minimums may be waived or reduced at the discretion of the Advisor.