CS Planning Corp

Item 5 – Fees and Compensation

We provide investment supervisory, financial planning, and investment consulting services to
Clients primarily under the following fee schedules below:

               Assets Under Management:

               Maximum Annual Wealth Management Retainer Fees:

                       Above $1,000,000                                Up to 0.95%

                       Less than $1,000,000                             Up to 1.5%

The recommended minimum investment amount for establishing and maintaining an advisory
account is $1,000,000. This minimum is based on the aggregate amount of client accounts per
household. We may accept smaller accounts on a case-by-case basis.

Existing clients may be grandfathered into a different fee. Fees are generally negotiable.

We may also provide investment advice or financial planning to Clients on an hourly or fixed rate
fee. Our maximum hourly rate is $250.00 per hour depending on the complexity of the issue being
addressed. Fixed fee project pricing is quoted for each project, depending on the scope of work
performed. Notwithstanding the above, project fees are generally negotiable.

Client’s asset management accounts are billed monthly in advance. Fees are paid to us directly
from the client’s account by the custodian upon our submission of an invoice. Payment of fees
may result in the liquidation of Client’s securities if there is insufficient cash in the account. The
fee is based on the market value of the Client’s account on the last trading day of the prior period.

Market value includes all account values and transaction information as of the end of each month
(not adjusted by any margin debit). To determine value, securities and other instruments traded
on a market for which actual transaction prices are publicly reported are generally valued at the
last reported sale price on the principal market in which they are traded. Mutual Funds are only
valued once per day after the close of the market. Whenever valuation information for specific,
illiquid, foreign, private or other investments is not available through the custodian, our approach
will be to value at zero. We do this in order to not overvalue a position which could potentially
over inflate billing calculations. Alternatively, we may also seek to obtain and document price
information from at least one independent source, whether it be a broker-dealer, bank, pricing
service or other source.

The monthly fee will be equal to the agreed upon annual rate, multiplied by the market value of
the account for that month. This number is then divided by twelve.

Fees for a partial month at the commencement or termination of an agreement will be prorated
based on the number of days the account was open during the month. Monthly fee adjustments
for additional assets received into an account during a month or for partial withdrawals may also
                                               Part 2A - 5

                                   CS Planning Corp dba Tao Private Wealth
                                  Part 2A of Form ADV – Brochure
be provided as negotiated. We may modify the terms of the fee agreement by giving Clients 30
days written notice in advance.

 Clients may pay commissions and trading fees on trades initiated by us, in addition to other agreed
upon fees. . Notwithstanding the foregoing, fees are generally negotiable.

Clients may be required to pay other miscellaneous charges or fees directly to the custodian (e.g.
wire fees) as stated in the custodial agreements. Additionally, mutual funds and/or exchange-
traded funds have additional internal expenses which generally include a fund management fee,
other fund expenses, and a possible distribution fee. In addition, some funds charge a redemption
fee on shares bought and sold within a short period. Funds describe their expenses in their
prospectuses, summary prospectuses, or product descriptions. Clients are advised that these fees
are separate and additional expenses incurred by the Client. See Item 12 for additional information
on Brokerage Practices.

Our fees include the time necessary to work with Client’s attorney, accountant or other third party
professionals in reaching agreement on financial planning or investment solutions, as well as
assisting those advisors in implementation of all appropriate documents. However, we are not
responsible for attorney, accountant or other third party professional fees charged to Client as a
result of these activities.

In some instances, we may recommend that all or a portion of Client assets be managed by an
unrelated Third Party Asset Manager (“TPAM”) or sub-advisor. These arrangements are more
fully disclosed in Item 10, below.

Generally, Clients pay all Wealth Management Retainer fees monthly in advance. All Wealth
Management agreements may be terminated by the Client at any time by providing us with written
notice. Upon termination, any fees that have been earned by us but not yet paid will be
immediately due and payable. Clients are also responsible for all applicable charges including,
but not limited to, account administrative fees, account closure fees and all trading costs due to the
termination, including any fees the mutual funds may assess. Upon request, we will provide a
good-faith estimate of these fees.

Payment of fixed fee projects shall be made as agreed by the parties. Hourly rate projects are
generally invoiced by us with payment due by Client upon receipt of the invoice. We may estimate
the number of hours necessary to complete a project, and we may collect a portion of this estimate
up front and invoice the balance. Upon termination of any hourly or fixed fee project, any prepaid
but unearned fees will be promptly refunded to the Client.

CSP is a fee only registered investment adviser and does not act as an insurance brokerage or
agency and is not otherwise affiliated with any insurance brokerages or agencies.

Rollover Recommendations
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Item 7 – Types of Clients

We provide investment advice to individuals, businesses, pension and profit sharing plans, trusts,
estates, and charitable organizations. Because each Client is unique, they must be willing to be
involved in the planning and ongoing processes. Such involvement does not have to be time
consuming, however we want our Clients to remain informed about their overall financial
situation.

The recommended minimum investment amount for establishing and maintaining an advisory
account is $1,000,000. This minimum is based on the aggregate amount of client accounts per
household. We may accept smaller accounts on a case-by-case basis.