CURI Capital LLC

ITEM 5: FEES AND COMPENSATION

The specific manner in which our fees are charged is established in the client’s
agreement with Curi Capital. The structure and level of our fees vary by client based
upon the services provided and other considerations deemed relevant but customarily
take the form of an annual fee calculated as a percentage of assets under management
(as further described below). Such fees are generally charged quarterly, in advance,
based upon the amount of assets under management at the beginning of each quarter,
but may be charged in arrears or on an alternative schedule, in accordance with the
applicable client agreement. Unless otherwise agreed with a client, advisory fees are
applied to all discretionary assets and non-discretionary assets. Generally, fees are
deducted from a client’s custodial account unless Curi Capital is instructed by the
client to collect its fees by billing the client directly. The custodian does not validate
or check our fee or its calculation on the assets on which the fee is based. The
custodian will deduct the fee from the account(s) or, if the client has more than one
account, from the account designated to pay our fees. The financial institution(s)
recommended by us have agreed to provide a statement to the client (either paper or
electronic format), at least quarterly, indicating all amounts disbursed from the
account including the amount of advisory fees paid directly to us.

A client may make additions to and withdrawals from the account at any time, subject
to our right to terminate the client relationship. Where fees are paid in advance, billing
adjustments will be made in each billing period to reflect substantive contributions or
withdrawals made during the preceding billing period (5% of the value of the account,
unless otherwise specifically agreed with a client in writing). In the event of termination
during a billing period, the client is entitled to a pro rata refund of that portion of the
fee for the remaining balance of the billing period if fees were paid in advance. Client
agreements are terminable upon notice as specified in such agreements.

Curi Capital offers differing fee levels for various categories of clients. The variance in
fee schedules takes into account factors such as the degree of supervision required,
the nature of the services provided, and the types of guidelines and restrictions
imposed upon the management of the accounts. Separate fees are generally charged
for services provided by Curi Capital’s Wealth Management unit and Curi Capital’s
Investment Management unit. Fees for clients receiving Wealth Management Services
differ from fees for clients that only receive Investment Management Services. Clients
that receive both Wealth Management Services and Investment Management Services
will generally be subject to both Wealth Management Fees in addition to Investment
Management Fees (each as described below). Please see “Conflicts of Interest” below
for more information.

From time to time, Curi Capital acquires the assets of other investment advisers that
established other advisory fee structures, account minimums or investment programs.
While Curi Capital’s goal is to move these clients to Curi Capital’s investment programs
and services over time, client accounts are managed under a client agreement and
program of a previous adviser until the client executes a client agreement with Curi
Capital.

Curi Capital employee account fees vary but employees are typically charged reduced
Wealth Management Fees and reduced Investment Management Fees depending on the
services provided.

The following paragraphs describe the fees payable to Curi Capital. For information
applicable to certain Legacy Clients, please see the applicable section below.

Wealth Management Fees

Wealth Management Fees will vary by client based upon the services provided and
other considerations deemed relevant to Curi Capital but will generally range between
0.25% and 1.25% of assets under management per annum. These fees are charged
quarterly in advance with a minimum fee of $10,000 per year ($2,500 per quarter).
Certain clients may not be subject to the minimum annual fee as agreed in writing with
the client at the sole discretion of the firm and some may pay fees in arrears. Wealth
Management Fees are typically applied to all discretionary assets and to
nondiscretionary assets. Accounts of legacy clients may be subject to different Wealth
Management Fees.

Curi Capital may charge hourly financial planning fees and asset-based fees for advice
regarding 401(k) and 529 Plans. With respect to retirement client assets in proprietary
products or mutual funds managed by affiliates, Curi Capital must comply with
applicable requirements of ERISA and/or the Internal Revenue Code. These
requirements include, but are not limited to, disclosure and avoiding double fees for
retirement plans and IRAs. Curi Capital will either waive the portion of the advisory
fee that is attributable to the client’s assets invested in a proprietary or affiliated
product or rebate the client’s advisory fee by an amount equal to the proprietary or
affiliated product’s fees associated with the total assets invested in such product. If
the account is not charged an investment advisory fee by Curi Capital, it will not receive
a rebate of the proprietary or affiliated product’s fees.

Wealth Builder Fees

For Wealth Builder Services, the fees are typically 1.25% of assets under management
charged quarterly in advance with a minimum fee of $2,500 per year ($625 per quarter).
Curi Capital maintains the right to charge lower fees in certain circumstances, such as
friends and family accounts.

Curi Capital MD

The monthly subscription for Curi Capital MD is $100 per month. Payments are due on
the 1st of each month (or the Effective Date for the first month) and can be paid by
credit card, electronic transfer, check, or as otherwise agreed between the Advisor and
...

ITEM 7: TYPES OF CLIENTS

Curi Capital provides advisory services to individuals, corporate pension and profit-
sharing plans, pooled investment vehicles, charitable organizations, foundations,
endowments, mutual funds, private funds, corporations, government entities, Taft-
Hartley funds, and other institutions. Curi Capital also provides model portfolio and
sub-advisory services to unaffiliated investment advisers and their private funds.

Curi Capital also provides Retirement Plan Solution services to for-profit and non-profit
employer organizations which sponsor and/or administer employee retirement plans,
including defined benefit pension plans, defined contribution plans (such as 401(k),
403(b), and 457 plans), profit-sharing plans, and Taft-Hartley plans. RPS’ clients are
generally considered to be institutional clients and are named fiduciaries of the
retirement plans they sponsor.

Curi Capital may impose minimum account size requirements with respect to certain
of its advisory services. For legacy individual clients and small- and medium-sized
institutions of Curi Capital, Curi Capital typically requires a minimum initial investment
of $1,000,000 or a minimum fee level of $10,000 annually ($2,500 per quarter) to
establish an investment account. A minimum contribution for investment in an
internally managed private fund for those clients who are qualified is set forth in the
applicable offering documents. For institutional clients, a minimum investment of
$1,000,000 is generally required for investment in any internally managed strategy. In
certain circumstances, Curi Capital will raise or lower the minimum investment amount
or accept an initial investment below the established minimum at its discretion or in
accordance with applicable law. For Wealth Builder Services, the fees are typically
1.25% of assets under management charged quarterly in advance with a minimum fee
of $2,500 per year ($625 per quarter).

In addition, certain third-party managers may impose more restrictive account
requirements and varying billing practices. In such instances, we may alter our
corresponding account requirements and/or billing practices to accommodate those of
the manager(s).

Please see the relevant offering materials for more information on the eligible investors
and minimum investment amount for each fund managed by Curi Capital.