Curry Webb Wealth Management LLC

Item 5 – Fees and Compensation

Financial Planning Consulting Services

Our financial planning consulting services are incorporated into our investment advisory services. There is
not a separate fee for this service assuming you meet our minimum annual fee of $4,000 based on your
AUM. In some rare instances, we will charge a fee for financial planning consulting if your AUM fee falls
below $4,000 annually.

Investment Advisory Services

Management fees are billed quarterly, in arrears and withdrawn from clients’ accounts the following
month after the quarter’s end. No management fees are ever paid in advance.

The firm’s investment advisory services are provided in consideration of a quarterly management fee
equal to 0.25% of the total market value of “all” assets under management. There are some negotiated
fees schedules for large accounts, all of which are less than the stated fee schedule above. Management
fees are deducted from the client’s account held with Charles Schwab & Company, Inc. The client
authorizes CURRY WEBB Wealth Management to deduct its quarterly fee for each account, directly from
the client’s account with Charles Schwab & Company, the custodian, in the month following the end of the
billing quarter. The quarterly management fee of 0.25% applies to all clients. These fees occasionally may
be negotiable to a lesser amount.

Your agreement with us may be terminated by either party upon written notice at any time without cause,
at which time you will have the sole responsibility of managing your own account. Any accrued fees
payable will be the responsibility of the client on a pro-rated basis, should either party terminate the
advisory contract in the interim between billing periods. CURRY WEBB Wealth Management‘s primary
source of compensation is our management fees which is based on regulatory assets under management.
CURRY WEBB Wealth Management LLC does not receive any product commissions, custodian fees or
income from any other sources. CURRY WEBB Wealth Management receives no other fees or expenses in
connection with our advisory service. In using our approach, we intend to avoid any conflict of interest
regarding the client’s portfolio management.

The fees described above do not include certain charges imposed by third parties such as custodial and
mutual fund fees and expenses. You may be subject to transaction costs, deferred sales charges on mutual
funds, wire transfer and electronic fund fees, and other fees and taxes. These fees and expenses are
separate from fees charged by CWWM. Clients should review fees charged by any mutual funds their
assets are invested in, together with the fees charged by CWWM, to understand the total fees to be paid
and evaluate the advisory services being provided.

Some persons providing investment advice on behalf of CWWM are licensed as independent insurance
agents. These persons will earn commission-based compensation for selling insurance products, including
insurance products they sell to you. Insurance commissions earned by these persons are separate and in
addition to our advisory fees. This practice presents a conflict of interest because persons providing
investment advice on behalf of CWWM who are insurance agents have an incentive to recommend
insurance products to you for the purpose of generating commissions rather than solely based on your
needs. You are under no obligation, contractually or otherwise, to purchase insurance products through
any person affiliated with CWWM.

IRA Rollover Considerations

As part of our investment advisory services to you, we may recommend that you withdraw the assets from
your employer's retirement plan and roll the assets over to an individual retirement account ("IRA") that
we will manage on your behalf. If you elect to roll the assets to an IRA that is subject to our management,
we will charge you an asset-based fee as set forth in the agreement you executed with our firm. This
practice presents a conflict of interest because persons providing investment advice on our behalf have an
incentive to recommend a rollover to you for the purpose of generating fee-based compensation rather
than solely based on your needs. You are under no obligation, contractually or otherwise, to complete the
rollover. Moreover, if you do complete the rollover, you are under no obligation to have the assets in an
IRA managed by our firm.

 Many employers permit former employees to keep their retirement assets in their company plan. Also,
current employees can sometimes move assets out of their company plan before they retire or change
jobs. In determining whether to complete the rollover to an IRA, and to the extent the following options
are available, you should consider the costs and benefits of:
 An employee will typically have four options:

    1.   Leaving the funds in your employer's (former employer's) plan.
    2.   Moving the funds to a new employer’s retirement plan.
    3.   Cashing out and taking a taxable distribution from the plan.
    4.   Rolling the funds into an IRA rollover account.

Each of these options has advantages and disadvantages and before making a change we encourage you
to speak with your CPA and/or tax attorney.

If you are considering rolling over your retirement funds to an IRA for us to manage here are a few points
to consider before you do so:

    1. Determine whether the investment options in your employer's retirement plan address your
       needs or whether you might want to consider other types of investments.
           a. Employer retirement plans generally have a more limited investment menu than IRAs.
           b. Employer retirement plans may have unique investment options not available to the
               public such as employer securities, or previously closed funds.
    2. Your current plan may have lower fees than our fees.
           a. If you are interested in investing only in mutual funds, you should understand the cost
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Item 7 – Types of Clients:

CURRY WEBB Wealth Management primarily provides investment advice to individuals and trusts with no
stated account minimum. Nevertheless, it should be noted that although no separate fee is charged for
our financial planning consulting services, assuming you meet our minimum annual fee of $4,000 based on
your AUM, in some rare instances, we will charge you a financial planning consulting fee if your AUM fee
falls below $4,000 annually.