Dedora Capital Inc

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Comprehensive Portfolio Management:

                     Assets Under Management          Annual Percentage of Assets Charge
                         $0 to $999,999.99                         1.20%
                   $1,000,000.00 to $4,999,999.99                  1.00%
                    $5,000,000 to $9,999,999.99                    0.80%
                         Over $10,000,000                          0.70%

    Fees to be assessed will be outlined in the advisory agreement to be signed by the client. Our firm’s
    annualized fees are billed on a pro-rata basis monthly in arrears based on the average daily balance
    of your account. Unless indicated otherwise in writing, our firm bills on cash. Fees are negotiable and

ADV Part 2A – Firm Brochure                         Page 7                                      DeDora Capital, Inc.

    will be deducted from your managed account. As part of this process, the client is made aware of the
    following:

              a) Your independent custodian sends statements at least quarterly to you showing the
                 market values for each security included in the Assets and all disbursements in your
                 account including the amount of the advisory fees paid to us;
              b) You provide authorization permitting us to be directly paid by these terms. We send our
                 invoice directly to the custodian; and
              c) If we send a copy of our invoice to you, it will include a legend urging you to compare
                 information provided in our statement with those from the qualified custodian.

    Financial Planning:

    We charge on an hourly or flat fee basis for financial planning and advice services. The total estimated
    fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our
    engagement with you. Our hourly fees are $250 for Certified Financial Planner, $150 per hour for
    Financial Advisors. Flat fees generally range from $1,500 to $10,000. The fee-paying arrangements
    will be detailed in the signed agreement. In all cases, we will not require a retainer exceeding $1,200
    when services cannot be rendered within 6 (six) months.

    Mutual Securities Financial Advice Services:

    Our firm receives a consulting fee based on the Assets Under Management from Brokerage Customers
    who have provided written consent to a broker/dealer to receive the investment consulting service
    from our firm and have entered into a written advisory contract with our firm. The consulting fee is
    calculated from the Assets Under Management as of the end of the calendar quarter period multiplied
    by the annualized rate of contracted basis points. This initial fee is paid only after the completion of
    one full calendar quarter period following the date of the executed agreement with the
    broker/dealer.

    Ultra High Net Worth Services (Multi Family Office):

    We charge an hourly fee for our ultra high net worth services. The ultimate fee that we charge you is
    based on the scope and complexity of our engagement with you. Our hourly fee for this service is
    typically $1,500 per hour. The fee-paying arrangements will be determined on a case-by-case basis
    and will be detailed in the signed agreement. In all cases, we will not require a retainer exceeding
    $1,200 when services cannot be rendered within six (6) months.

    Retirement Plan Services:

    Our retirement plan services may be billed on an hourly or flat fee or a fee based on the percentage
    of Plan assets under management. The total estimated fee, as well as the ultimate fee that we charge
    you, is based on the scope and complexity of our engagement with you. Our hourly fee is $250. Our
    flat fees generally range from $750 to $10,000. Fees based on a percentage of managed Plan assets
    will not exceed 1.00% for our Advisory Services. Flat fees will be charged annually for ongoing
    services. The fee-paying arrangements for services will be determined on a case-by-case basis and
    will be detailed in the signed Agreement. The client will be invoiced directly for the fees, or the client
    may provide approval for direct billing of ongoing fee-based service.

    Sub-Advisory Services:

ADV Part 2A – Firm Brochure                         Page 8                                        DeDora Capital, Inc.

    For the sub-advisory services rendered to our clients, the chosen sub-advisor will charge
    Client’s accounts directly, a management fee in arrears based on the market value of the
    Portfolio, including cash and accrued interest, as determined by the sub-advisor at the close
    of the last day of each calendar month. The sub-advisory fee combined with our firm’s fees
    will not exceed 1.60%. Details of the sub-advisor’s services and fees will be outlined in the
    executed agreement.

    Other Types of Fees & Expenses

    Clients may incur custodian transaction or alternative investment fees for trades executed by their
    chosen custodian based on individual custodian transaction charges. These transaction fees are
    separate from our firm’s advisory fees and will be disclosed by the chosen custodian. . However, it is
    important to note that Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees for U.S.
    listed equities and exchange traded funds at this time.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), distribution
    fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, mark-ups and
...

Item 7: Types of Clients & Account Requirements

ADV Part 2A – Firm Brochure                       Page 9                                       DeDora Capital, Inc.

    We have the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Brokers/Dealers
       • Trusts, Estates or Charitable Organizations;
       • Pension, Profit Sharing Plans, and Retirement Plans;
       • Corporations, Limited Liability Companies and/or Other Business Types.

    We do not impose minimum account size requirements for opening and maintaining accounts or
    otherwise engaging us. Programs offered by Independent Money Managers may have account
    minimums that may be different than our requirements above. Prior to use, clients will be informed
    of the requirements imposed by the selected Independent Money Manager.