Delgado Wealth Management LLC

Item 5: Fees and Compensation
A. Fee Schedule
Portfolio Management Fees
                                                          WPG Standard
                    Total Assets Under Management
                                                          Annual Fee Schedule
                    $0 - $500,000                         1.00%

                    $500,001-$1,000,000                   0.80%

                    $1,000,001 - $5,000,000               0.50%

                    $5,000,001 and up                     0.35%

Accounts are grouped together that are from the same household and/or family for billing
purposes, which can reduce the overall fee charged. Each account within a household is charged
a portion of the total household fee based on the percentage of household assets under
management the account represents. For example, if total assets are $1,000,000 with one
account valued at $500,000 (i.e., half the assets), 50% of the billable fee would be allocated to the
$500,000 account.

This is a tiered fee schedule; the total billable assets are progressed through the tiered fee
schedule. This means that the first $500,000 of the account/household is billed at 1.00%, the next
$500,000 of the account/household is billed at 0.80%, and so on.

Fees are billed monthly in arrears and are prorated based on the number of days services are
provided for partial months. WPG uses an average of the daily balance in the client’s account
throughout the billing period, which takes into account deposits and withdrawals for purposes of
determining the market value of the assets upon which the advisory fee is based.

WPG, in its sole discretion, may discount the investment advisory fee at the household or account
level based upon certain criteria (e.g., historical relationship, types of assets, anticipated future
additional assets, dollar amounts of assets to be managed, related accounts, account
composition, etc.). Any applicable discount will be expressed in basis points and memorialized in
the client’s advisory agreement.

Clients may terminate the agreement without penalty for a full refund of WPG's fees within five
business days of signing the advisory agreement. Thereafter, clients may terminate the Investment
Advisory Contract immediately upon written notice.

Pension Consulting Services Fees
                                                           WPG Standard
                    Total Assets Under Management
                                                           Annual Fee Schedule
                    $0 - $1,000,000                        0.60%

                    $1,000,001 - $3,000,000                0.40%

                    $3,000,001 and up                      0.30%

This is a tiered fee schedule; the total billable assets are progressed through the tiered fee
schedule. This means that the first $1,000,000 of the plan is billed at 0.60%, the next $2,000,000
of the plan is billed at 0.40%, and so on.

Fees are billed monthly in arrears and are prorated based on the number of days services are
provided for partial months. WPG uses an average of the daily balance in the client’s account
throughout the billing period, which takes into account deposits and withdrawals for purposes of
determining the market value of the assets upon which the advisory fee is based.

WPG, in its sole discretion, may discount the investment advisory fee for the plan based upon
certain criteria (e.g., historical relationship, types of assets, anticipated future additional assets,
dollar amounts of assets to be managed, related accounts, account composition, etc.). Any
applicable discount will be expressed in basis points and memorialized in the client’s advisory
agreement.

Clients may terminate the agreement without penalty for a full refund of WPG's fees within five
business days of signing the advisory agreement. Thereafter, clients may terminate the Investment
Advisory Contract immediately upon written notice.

Financial Planning Fees
The fixed fee for creating client financial plans is typically between $1,000 and $10,000 and is
negotiated based upon the scope of work.

Clients may terminate the agreement without penalty, for full refund of WPG’s fees, within five
business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the
Financial Planning Agreement generally upon written notice.

Estate Planning Fees
WPG charges a fixed fee ranging from $1,000 - $3,500 for its segmented and bundled estate
planning packages. The fee is dependent upon the complexity of the estate planning required. This
fee covers the Advisor’s consultative intake, plan coordination, administrative data entry into the
software platform, real estate deed filings, and independent notary charges. This fee is payable
upon delivery of the final completed estate planning documents to the client.

The fixed fee is inclusive of the third-party wholesale software access fee charged by EncorEstate
Plans, recording fees for real estate deed filings, and independent notary charges, which are
absorbed directly by WPG. WPG receives no revenue share, commissions, or economic incentives
from EncorEstate Plans or local government agencies for these filings.

B. Payment of Fees
Payment of Portfolio Management Fees
Asset-based portfolio management fees are withdrawn directly from the client's accounts with
client's written authorization on a monthly basis or may be invoiced and billed directly to the client
on a monthly basis. Clients may select the method in which they are billed. Fees are paid in
arrears.

Payment of Pension Consulting Fees
Asset-based pension consulting fees are withdrawn directly from the client's accounts with
client's written authorization on a quarterly basis. Fees are paid in arrears.

Payment of Financial Planning Fees
Financial planning fees are paid via check, wire, ACH, transfer, or other payment service and are
paid in arrears upon completion.

Payment of Estate Planning Fees
...

Item 7: Types of Clients
WPG generally provides advisory services to individuals, high-net-worth individuals, and pension
and profit-sharing plans.

There are no requirements for opening an account and there is no account minimum for any of
WPG’s services.