MK3 Wealth LLC

Item 5. Fees and Compensation
MK3 Wealth offers its services on a fee basis, which may include fixed fees, as well as fees based upon
assets under management. Additionally, certain of MK3 Wealth’s Supervised Persons, in their individual
capacities, may offer insurance products under a commission arrangement. For all services, MK3
Wealth’s annual fee is exclusive of, and in addition to brokerage commissions, transaction fees, and
other related costs and expenses which are incurred by the client. MK3 Wealth does not, however,
receive any portion of these commissions, fees, and costs.

MK3 Wealth LLC (IARD#305760)
April 2026

Financial Planning Fees:
MK3 Wealth’s financial planning and consulting fees are negotiable, but generally are $400 on an
hourly rate basis, and from $1,000 to $25,000 on a fixed fee basis, depending upon the level and scope
of the service(s) required and the professional(s) rendering the service(s). Prior to engaging MK3
Wealth to provide financial planning or consulting services, clients will be required to enter into a
Financial Planning Agreement with MK3 Wealth setting forth the terms and conditions of the
engagement, describing the scope of the services to be provided, and the portion of the fee that is due
from the client prior to MK3 Wealth commencing services.

Investment Management Fees:
MK3 Wealth’s investment management fee schedule (“Advisory Fees”) for accounts managed by
MK3 Wealth is based on a percentage of assets (generally net of any debit balances) and is set forth
below. The Advisory Fees represent the highest fee that may be charged absent special circumstances:

Advisory Assets                                               Annual Fee
0 - $500,000                                                     1.50%
$500,001 - $1,000,000                                            1.25%
1,000,001 – 10,000,000                                           1.00%
All assets in excess of $10 million                              0.75%

MK3 Wealth’s Advisory Fees shall also be prorated and paid quarterly, in advance, based upon the
market value of the assets on the last business day of the previous quarter. MK3 Wealth’s actual fees
may be negotiated, and a client may pay more or less than similar clients depending on the particular
circumstances of the client, which may include considerations related to size of the client’s account,
additional and/or differing levels of service or as negotiated. Clients that negotiate fees may end up
paying a higher fee than that set forth in the fee schedules above as a result of fluctuations in the
client’s assets under management and/or account performance.

Fees Charged by Custodians
MK3 Wealth generally recommends that clients utilize the brokerage and clearing services of Charles
Schwab & Co. Inc., member FINRA/SIPC (“Schwab”) for investment management accounts.

MK3 Wealth may only implement its investment management recommendations after the client has
arranged for and furnished MK3 Wealth with all information and authorization regarding accounts
with appropriate Custodians. Clients may incur certain charges imposed by the Custodians and other
third parties such as fees charged by Independent Managers , custodial fees, charges imposed directly
by a mutual fund or ETF in the account, which are disclosed in the fund’s prospectus (e.g., fund
management fees and other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes,
wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions.

Additionally, clients may incur brokerage commissions and transaction fees. Such charges, fees and
commissions are exclusive of and in addition to MK3 Wealth’s fee. MK3 Wealth’s Agreement and the
separate agreement with any Custodians may authorize MK3 Wealth or Independent Managers to
debit the client’s account for the amount of MK3 Wealth’s fee and to directly remit that management
fee to MK3 Wealth or the Independent Managers. Any Custodians recommended by MK3 Wealth

MK3 Wealth LLC (IARD#305760)
April 2026

have agreed to send a statement to the client, at least quarterly, indicating all amounts disbursed from
the account including the amount of management fees paid directly to MK3 Wealth. Alternatively,
clients may elect to have MK3 Wealth send an invoice for payment.

Fees for Management During Partial Quarter Service
For the initial period of investment management services, the fees are calculated on a pro rata basis.
The Agreement between MK3 Wealth and the client will continue in effect until terminated by either
party pursuant to the terms of the Agreement. MK3 Wealth’s fees are charged in advance so that any
termination date shall be prorated, and all unearned advisory fees will be returned to the client. Clients
may make additions to and withdrawals from their account at any time, subject to MK3 Wealth’s right
to terminate an account. Additions may be in cash or securities provided that MK3 Wealth reserves
the right to liquidate any transferred securities or decline to accept particular securities into a client’s
account.

Clients may withdraw account assets on notice to MK3 Wealth, subject to the usual and customary
securities settlement procedures. However, MK3 Wealth designs its portfolios as long-term
investments, and the withdrawal of assets may impair the achievement of a client’s investment
objectives. MK3 Wealth may consult with its clients about the options and ramifications of
transferring securities. However, clients are advised that when transferred securities are liquidated,
they are subject to transaction fees, fees assessed at the mutual fund level (i.e., contingent deferred
sales charge) and/or tax ramifications.

Item 7. Types of Clients
MK3 Wealth provides its services to individuals, trusts, estates, non-profits and business entities.