Destiny Capital Corporation

ITEM 5 – FEES AND COMPENSATION

Our Firm charges a fee as compensation for providing Investment Management services on your account. These services
include advisory services, trade entry, investment supervision, and other account maintenance activities. Compensation
may also be earned in the form of quarterly bonuses on new account opening assets. Our recommended Custodian
charges transaction costs, custodial fees, redemption fees, retirement plan and administrative fees or commissions. See
Additional Fees and Expenses below for details.

DESTINY FOR ENTREPRENEURS CLIENT FEES
Destiny Capital Corporation's fees for Destiny for Entrepreneurs Clients are based on the scope of work for each client.
Fees for Destiny for Entrepreneur Services are a combination of a flat fee and an asset-based fee percentage that is
determined by the total assets under management. Flat fees are $16,000 per year. Flat fees can be payable as a 1-time
payment or quarterly at $4,000/ quarter. This flat fee is in addition to the firm’s asset management fee which is based on
a percentage of total assets being managed by Destiny Capital. The first $5,000,000 of assets under management will be
charged an annual fee of 0.90%. Assets that exceed $5,000,000 will be billed 0.50%. Fees are billed quarterly, in advance.
In some situations, the fees may be negotiated. The fees are agreed-upon before engagement and are also outlined in
the Client Contract.

DESTINY CAPITAL CORPORATION
FEBRUARY 2026 | PAGE 7

INDIVIDUAL PORTFOLIO MANAGEMENT AND FINANCIAL PLANNING COMBINED SERVICE FEES
Fees for combined investment management and financial planning services are either a flat fee or are a percentage of
assets under management. The relevant fee and billing method is defined and agreed to by the firm and the client in the
executed Investment Advisory Agreement. Flat fees range from $2,500 to $20,000. Asset based fees will not exceed
1.50%. Fees may vary based on the size of the account, complexity of the portfolio, extent of activity in the account, or
other reasons agreed upon by our Firm and you as the client. In certain circumstances, our fees and the timing of the fee
payments may be negotiated. Our employees and their immediate family members’ accounts are charged a reduced fee
for our services.
The following is the firm’s percentage-based fee tier:
                          Amount of Assets Under Management             Annual Advisory Fee
                          $0 - $1,000,000                               1.50%
                          $1,000,001 - $5,000,000                       0.95%
                          Above $5,000,000                              0.50%
                                   *Minimum Recurring Quarterly Advisory Fee – $2,500

Advisory management fees include discretionary portfolio management, financial planning, and client service. For clients
utilizing Orion Portfolio Solutions, clients will pay an additional platform fee directly to Orion. Orion Platform Solution
fees will not exceed 0.15% of assets under management. Note, outside of the Destiny Capital investment advisory
management fee, our firm does not share in the Orion Platform Solution fees.
Advisory management fees will be billed in advance, on a quarterly basis. The asset-based fees will be based on the
account’s previous quarter-end market value.
Client understands that the full value of the Client’s account(s), on a gross basis, is included when calculating fees. This
includes any portion of the Client’s account(s) attributable to margin. The relevant fee and billing method is defined and
agreed to by the firm and the client in the executed Investment Advisory Agreement. This fee may be debited directly
from your investment account or you may pay this fee separately. Additional fees and expenses you may incur are
principal markups and discounts, SEC fees, mutual fund/ETF expense ratios, tax withholding on certain foreign securities,
postage fees, wire fees, bank charges, and other administration fees as authorized by you. Please refer to Section 12 for
information on brokerage fees and services.
Unless otherwise instructed by the Client, we will aggregate related client accounts for the purposes of determining the
account size and annualized fee. The common practice is often referred to as “house-holding” portfolios for fee purposes
and may result in lower fees than if fees were calculated on portfolios separately. Our method of house-holding accounts
for fee purposes looks at the overall family dynamic and relationship.
The independent and qualified custodian holding your funds and securities will debit your account directly for the advisory
fee and pay that fee to us. When establishing a relationship with Destiny Capital, you provide written authorization
permitting the fees to be paid directly from your account held by the qualified custodian. Further, the qualified Custodian
agrees to deliver an account statement to you on a monthly or quarterly basis indicating all the amounts deducted from
the account including our advisory fees.
Either Destiny Capital or you may terminate the management agreement immediately upon written notice to the other
party. The management fee will be pro-rated to the date of termination, for the month/quarter in which the cancellation
notice was given and any unearned fees will be refunded to you by our Firm upon termination.
Upon termination, you are responsible for monitoring the securities in your account, and we will have no further obligation
to act or advise with respect to those assets. In the event of client’s death or disability, Destiny Capital will continue
management of the account until we are notified of client’s death or disability and given alternative instructions by an
authorized party.
In no case are Destiny Capital fees based on, or related to, the performance of your funds or investments.

INDIVIDUAL PORTFOLIO MANAGEMENT SERVICE FEES
DESTINY CAPITAL CORPORATION
FEBRUARY 2026 | PAGE 8
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ITEM 7 - TYPES OF CLIENTS

We provide investment advice to individuals, high net worth individuals, trusts, estates, and other institutions.
Our Firm maintains a $500,000 minimum in aggregate investable assets. In certain instances, at the discretion of our Firm,
this minimum may be waived.