Diversified Planning Strategies Advisors LLC

Fees and Compensation - Item 5

 Financial Planning Fees
 DPS Advisors provides its clients financial planning and consulting services. Prior to engaging DPS Advisors to
 provide consulting services, the client will be required to enter into a financial planning agreement with our firm.
 The Agreement will set forth the terms and conditions of the engagement and describe the scope of the services
 to be provided and the fee that is due from the client. DPS Advisors will either charge a fixed fee of up to $5,000
 or an hourly fee of up to $400 per hour for financial planning services. Fees are payable upon execution of the
 financial planning agreement. All agreed upon services will be completed within 6 months of payment. If the client
 hires our firm for ongoing portfolio management services, we will either refund the financial planning fee or we
 will reduce our portfolio management fees by the amount of financial planning fee paid by the client.

Diversified Planning Strategies Advisors LLC
Form ADV Part 2A Brochure

 Either party may terminate the financial planning agreement by written notice to the other. In the event the client
 terminates DPS Advisors’ financial planning services, the balance of prepaid, unearned fees (if any) will be
 refunded to the client promptly.

 Portfolio Management Services Fees
 For portfolio management services, DPS Advisors charges an annual fee based on a percentage of assets under
 management. Fees are based on the following fee schedule:

                       Assets Under Management                               Advisory Fee
                             $0 to $250,000                                     2.00%
                         $250,001 to $1,000,000                                 1.80%
                        $1,000,001 to $2,000,000                                1.50%
                        $2,000,001 to $3,000,000                                1.35%
                            Over $3,000,000                                     1.00%

 DPS Advisors’ portfolio management fees are payable monthly in arrears and are based on the average daily value
 of the assets of the month just ended. Our firm uses a breakpoint fee schedule. This means that the entire
 portfolio is charged the same asset management fee. For example, a client with an average daily balance of
 $1,000,000 for the month would pay $1,500 in fees for that month ($1,000,000 x 1.80% = $18,000. $18,000/12 =
 $1,500). The Custodian will calculate the average daily value of the AUM of the month that just ended and will
 multiply that amount by the respective fraction of the annual advisory fee (i.e., 1/12 for monthly). Other fee
 payment arrangements can be negotiated on a case-by-case basis. These arrangements will be listed in the
 advisory agreement signed by the firm and the client.

 The fee is deducted from the client's account held at the custodian. The client authorizes us to debit the fee from
 the client’s account. If insufficient cash is available to pay such fees, securities in an amount equal to the balance
 of unpaid fees will be liquidated to pay for the unpaid balance. We may deduct the fee from a single, Client-
 designated account to facilitate billing. We encourage you to carefully review the statements you receive from
 the qualified custodian. If you have questions about your statements, or if you did not receive a statement from
 the qualified custodian, please call our office number located on the cover page of this brochure. In limited cases,
 we may invoice the client directly for the payment of fees.

 The fee listed above includes the compensation received by the model provider. We may modify the fee at any
 time upon 30 days’ prior written notice.

 Our annual fee is exclusive of and in addition to brokerage commissions, transaction fees, and other related costs
 and expenses, which will be incurred by the client. However, we will not receive any portion of the commissions,
 fees, and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and transaction
 costs.

 If the disclosure brochure – Part 2 of the Form ADV - is not delivered to you within 48 hours prior to you entering
 into the portfolio management agreement, you may terminate the portfolio management agreement within five
 business days of the date of acceptance without penalty. If you received the disclosure documents 48 hours in
 advance or if the five-day grace period has expired, the portfolio management agreement may be canceled at any

Diversified Planning Strategies Advisors LLC
Form ADV Part 2A Brochure

 time by the client or by DPS Advisors with 30 days’ prior written notice to the other party. Refunds are not
 applicable because the fee is payable in arrears.

 Additional Information About Fees and Expenses
 Advisory recommendations are based on financial information and situation that you disclose to us at the time
 the services are provided. Certain assumptions may be made with respect to interest and inflation rates and the
 use of past trends and performance of the market and economy. Past performance is in no way an indication of
 future returns. As your financial situation, goals, objectives, or needs change, you must notify us promptly.

 DPS Advisors’ fees are negotiable based on the complexity of client goals and objectives and level of services
 rendered. We also allow Associated Persons servicing the account to negotiate the exact investment management
 fees within the range disclosed in our Form ADV Part 2A Brochure. As a result, the Associated Person servicing
 your account may charge more or less for the same service than another Associated Person of our firm. Further,
 our annual investment management fee may be higher than that charged by other investment advisors offering
 similar services/programs.

 All fees paid to DPS Advisors for investment advisory services are separate and distinct from the fees and expenses
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Types of Clients - Item 7

 We generally offer investment advisory services to individuals, trusts, estates, charitable organizations,
 corporations, and other business entities.

 DPS Advisors requires a minimum of $150,000 to open and maintain an advisory account. In our sole discretion,
 we may waive this requirement. This requirement can be met by combining two or more accounts owned by you
 or related family members.

                    Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

 All asset allocation models are developed by the third-party model providers in accordance with investment
 programs developed by these entities. DPS Advisors will not implement its own methods of analysis. Clients
 should refer to the relevant third-party model provider’s Form ADV Part 2 Brochures or other disclosure
 documents for more information about the methods of analysis used by those firms.

 Investment Strategies
 The investment strategy for a specific client is based upon the objectives stated by the client during consultations
 and documented in the client profile. The client may change these objectives at any time. Each client’s profile
 contains information related to the client’s risk tolerance and any investment restrictions. Any other
 documentation as required by our firm that documents the client’s objectives and their desired investment
 strategy will be retained as part of the client’s file.

 Investing in securities involves risk of loss that clients should be prepared to bear. Clients should fully
 understand the nature of the contractual relationship(s) into which they are entering and the extent of their
 exposure to risk. Certain investing strategies may not be suitable for many members of the public. You should
 carefully consider whether the strategies employed would be appropriate for you in light of your experience,
 objectives, financial resources, and other relevant circumstances.

 Recommendation of Particular Types of Securities: As disclosed under the “Advisory Business” section in this
 Brochure, we provide advice on various types of securities and we do not necessarily recommend one particular
 type of security over another since each client has different needs and different tolerance for risk. Each type of
 security has its own unique set of risks associated with it and it would not be possible to list here all of the specific
 risks of every type of investment. Even within the same type of investment, risks can vary widely. However, in
 very general terms, the higher the anticipated return of an investment, the higher the risk of loss associated with
 it.

 General Investment Risk: All investments come with the risk of losing money. Investing involves substantial risks,
 including complete possible loss of principal plus other losses and may not be suitable for many members of the
 public. Investments, unlike savings and checking accounts at a bank, are not insured by the government to protect
 against market losses. Different market instruments carry different types and degrees of risk and you should
 familiarize yourself with the risks involved in the particular market instruments in which you intend to invest.

Diversified Planning Strategies Advisors LLC
Form ADV Part 2A Brochure

 Loss of Value: There can be no assurance that a specific investment will achieve its investment objectives and
 past performance should not be seen as a guide to future returns. The value of investments and the income
 derived may fall as well as rise and investors may not recoup the original amount invested. Investments may also
 be affected by any changes in exchange control regulation, tax laws, withholding taxes, international, political and
 economic developments, and governmental economic or monetary policies.

 Interest Rate Risk: Fixed income securities and funds that invest in bonds and other fixed income securities may
 fall in value if interest rates change. Generally, the prices of debt securities rise when interest rates fall, and their
 prices fall when interest rates rise. Longer-term debt securities are usually more sensitive to interest rate changes.

 Credit Risk: Investments in bonds and other fixed income securities are subject to the risk that the issuer(s) may
 not make required interest payments. An issuer suffering an adverse change in its financial condition could lower
 the credit quality of a security, leading to greater price volatility of the security. A lowering of the credit rating of
 a security may also offset the security's liquidity, making it more difficult to sell. Funds investing in lower quality
 debt securities are more susceptible to these problems and their value may be more volatile.

 Foreign Exchange Risk: Foreign investments may be affected favorably or unfavorably by exchange control
 regulations or changes in the exchange rates. Changes in currency exchange rates may influence the share value,
 the dividends or interest earned and the gains and losses realized. Exchange rates between currencies are
 determined by supply and demand in the currency exchange markets, the international balance of payments,
 governmental intervention, speculation, and other economic and political conditions. If the currency in which a
 security is denominated appreciates against the US Dollar, the value of the security will increase. Conversely, a
 decline in the exchange rate of the currency would adversely affect the value of the security.

 Risks Associated with Investing in Equities: Investments in equities generally refers to buying shares of stocks by
 an individual or firms in return for receiving a future payment of dividends and capital gains if the value of the
 stock increases. There is an innate risk involved when purchasing a stock that it may decrease in value and the
 investment may incur a loss.

 Risks Associated with Investing in Mutual Funds: Mutual funds are professionally managed collective investment
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